Neighborhood in Belton, Bell County

Living in Central Belton, Belton

F

3rd of 3areas in Belton
Overall score 6 of 100 vs Texas neighborhoods
Belton overall: D

Central Belton covers part of Belton, TX, home to about 7,700 people. It gets an F, in the bottom 8% of Texas neighborhoods, and ranks 3rd of 3 areas we score in Belton. It does best on cost of living and worst on health.

  • Lots of parks
  • Jobs and income scores low (20 of 100)
  • Schools scores low (16 of 100)

Closest everyday places

Grocery store0.8 mi
Pharmacy1.2 mi
Park0.2 mi
Cafe0.8 mi
Restaurant0.4 mi
Gym0.9 mi
Hospital or urgent care1.7 mi
Childcare0.6 mi
Library1.0 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
7,750
Median rent
$980
Median home value
$152,000
Household income
$46,600
Average commute
26 min
Homes owned
59%
Loading map

What it's like to live in Central Belton

Central Belton is an area in Belton with about 7,800 residents, homes built around 1969, a mix of owners and renters and 33% of households with children.

It grades F against every neighborhood in Texas and ranks 3rd of 3 areas in Belton, which grades D overall.

Pros of living in Central Belton

  • Cheaper rent than the city. Median rent is $980, 22% lower than the Belton median.
  • Parks within walking distance. The closest park is about 0.2 miles away.

Cons of living in Central Belton

  • Higher poverty. 28% of residents live below the poverty line, against 17% across Belton.
  • Lower-rated schools nearby. Only 1 of the 3 closest public schools are rated A or B.
  • Natural hazard risk. FEMA rates the risk of tornadoes, hail and wildfires as very high in this part of town.

Central Belton report card

Each grade compares Central Belton with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C+

    Median rent $980, homes cost 3.3x income.

    54 of 100 vs TX areas

  • Jobs and income: grade D

    Median household income $46,600, 2.2% unemployed.

    20 of 100 vs TX areas

  • Schools: grade D-

    Nearby schools average 72 of 100 on the state rating.

    16 of 100 vs TX areas

  • Safety: no grade

    No full year of crime data from local police.

    No score vs TX areas

  • Errands and things to do: grade C-

    Some everyday stores and services within a mile of homes.

    39 of 100 vs TX areas

  • Getting around: grade C-

    Average commute 26 min, 5.1% work from home.

    38 of 100 vs TX areas

  • Education levels: grade D-

    12% have a bachelor’s degree.

    10 of 100 vs TX areas

  • Health: grade F

    25% of adults uninsured.

    4 of 100 vs TX areas

  • Home ownership: grade D+

    59% of homes owner-occupied.

    27 of 100 vs TX areas

  • Internet access: grade D

    84% of homes have broadband.

    21 of 100 vs TX areas

Central Belton compared with Belton

Better than Belton

  • Home value to income: 3.3x26% lower than Belton (4.4x)
  • Median rent: $98022% lower than Belton ($1,252)
  • Homes owned by the people living in them: 59%3 points higher than Belton (56%)

Worse than Belton

  • Adults with a bachelor's degree or higher: 12%16 points lower than Belton (28%)
  • People below the poverty line: 28%11 points higher than Belton (17%)
  • Median household income: $46,60021% lower than Belton ($59,130)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • DHubbard Branch ElementaryElementary, Belton ISD1 mi
  • DSouth Belton MiddleMiddle, Belton ISD1.9 mi
  • ABelton New Tech H S at WaskowHigh, Belton ISD1 mi

Cost of living in Central Belton

Median rent in Central Belton is $980 a month, 22% lower than the Belton median. A household would need about $39,000 a year to keep that rent at 30% of income.

The median home is worth $152,000, 41% lower than the Belton median, which means a monthly payment of about $1,020 with property tax at today's mortgage rates.

MeasureHereBeltonTexas
Median rent22% lower than Belton$980$1,252$1,403
Median home value41% lower than Belton$152,000$258,700$283,800
Home value to income26% lower than Belton3.3x4.4x3.6x
Renters paying 30%+ of income on rent7 points higher than Belton70%63%52%
Homes owned by the people living in them3 points higher than Belton59%56%63%
Vacant homes4 points higher than Belton9.9%6.4%9.4%
Median year homes were builtAbout the same as Belton196919941992

Monthly cost to buy a median home

$1,020
Mortgage payment
$832
Property tax
$188
Median rent, for comparison
$980

Based on a $152,000 home in Central Belton, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereBeltonTexas
Median household income21% lower than Belton$46,600$59,130$78,476
Unemployment rateAbout the same as Belton2.2%2.6%5.3%
People below the poverty line11 points higher than Belton28%17%14%
Adults with a bachelor's degree or higher16 points lower than Belton12%28%34%
Average commute14% higher than Belton26 min23 min27 min
Workers who work from home5 points lower than Belton5.1%11%14%
Workers who walk, bike or take transit4 points lower than Belton0.4%4.1%2.6%
Homes with broadband internet2 points lower than Belton84%86%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingHigh
  • HurricanesHigh
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresVery high
  • Winter stormsVery high
  • Strong windModerate

Who lives in Central Belton

Under 1832%
18 to 3427%
35 to 6430%
65 and over11%
Race and ethnicity
White38%
Hispanic or Latino52%
Black3.8%
Asian0.4%
Other or more than one race5.1%

Shown for information only. It is never part of any grade.

Other neighborhoods in Belton

  1. 1BNorth BeltonMedian rent $1,330
  2. 2C+Northeast BeltonMedian rent $1,420

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. FSoutheast Fort WorthFort Worth
  2. FSouthwest San AntonioSan Antonio
  3. D-Edgeworth PlaceHouston

Questions about Central Belton

Is Central Belton a good place to live?

Central Belton covers part of Belton, TX, home to about 7,700 people. It gets an F, in the bottom 8% of Texas neighborhoods, and ranks 3rd of 3 areas we score in Belton. It does best on cost of living and worst on health.

How much does it cost to live in Central Belton?

Median rent in Central Belton is $980 a month, 22% lower than the Belton median. The median home is worth $152,000, 41% lower than the Belton median. A median home costs 3.3x the median household income, compared with 4.4x across Belton.

What schools serve Central Belton?

The closest rated public schools are Hubbard Branch Elementary (elementary, rated D), South Belton Middle (middle, rated D) and Belton New Tech H S at Waskow (high, rated A). School zones can differ from the closest school, so check with the district.

This area groups 5 Census block groups in this part of Belton that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.