Town in Eastland County

Living in Cisco, TX

B

239th of 745Texas towns of 1,000 to 10,000 people
Overall score 67 of 100

We give Cisco a B. It ranks 239th of 745 Texas towns of 1,000 to 10,000 people. It does best on cost of living and schools, and trails on internet access and education levels.

  • Affordable
  • Internet access scores low (20 of 100)
  • Tornado risk is very high
Map of Texas showing where Cisco isHoustonSan AntonioDallasAustinFort WorthCisco
Where Cisco is in Texas.
Population
3,980+2.6% since 2020
Median rent
$94133% lower than Texas
Median home value
$104,30063% lower than Texas
Household income
$58,550Median
Average commute
33 minOne way
Violent crime
172Per 100k, 2025

What it's like to live in Cisco

Cisco is a town in Eastland County. 3,980 people lived here in 2025, up 2.6% from 2020. It is spread out, with an older housing stock (the median home dates to 1954).

Local spots people know include Cisco City Park, Legacy Park and Cisco Public Library.

The median age is 38.2, 31% of households have children, 67% of homes are owned by the people living in them and the typical household earns $58,550 a year (25% lower than the Texas median).

Pros of living in Cisco

  • Low violent crime. 172 violent crimes per 100,000 people in 2025, 56% lower than the Texas rate.
  • Lower rent. Median rent is $941, 33% lower than the Texas median.
  • Homes are affordable for local incomes. The median home costs 1.8 times the median household income, against 3.6 times across Texas.

Cons of living in Cisco

  • Long commutes. The average trip to work takes 33 minutes, against 27 across Texas.
  • Natural hazard risk. FEMA rates the risk of tornadoes, hail and wildfires as very high here.

Who Cisco suits

  • FamiliesA reasonable fit: 67% of rated schools earn an A or B and violent crime is 56% lower than the Texas rate. Compared with similar Texas places, it beats 68% for families.
  • Young professionalsA reasonable fit: household income is 25% lower than the Texas median, with 28 restaurants and 1 cafe in town. Compared with similar Texas places, it beats 71% for young professionals.
  • RetireesA reasonable fit: 14% of working-age adults are uninsured and violent crime is 56% lower than the Texas rate. Compared with similar Texas places, it beats 75% for retirees.
  • Remote workersA reasonable fit: 83% of homes have broadband and the median rent of $941 is 33% lower than the Texas median. Compared with similar Texas places, it beats 50% for remote workers.
  • People on a budgetA reasonable fit: the median rent of $941 is 33% lower than the Texas median. Compared with similar Texas places, it beats 73% for people on a budget.

Cisco report card

Ten grades, one for each part of daily life we measure. Most compare Cisco with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade B+

    Median rent $941, homes cost 1.8x income.

    76 of 100 vs US towns

  • Jobs and income: grade C

    Median household income $58,550, 5.9% unemployed.

    44 of 100 vs US towns

  • Schools: grade B

    3 rated campuses, 67% rated A or B.

    68 of 100 vs TX towns

  • Safety: grade C+

    172 violent crimes per 100k, 517 property crimes per 100k.

    49 of 100 vs TX towns

  • Errands and things to do: grade B

    2 grocery stores, 28 restaurants, 3 parks mapped in town.

    68 of 100 vs TX towns

  • Getting around: grade C-

    Average commute 33 min, 3.7% work from home.

    39 of 100 vs US towns

  • Education levels: grade D

    20% have a bachelor’s degree.

    24 of 100 vs US towns

  • Health: grade D+

    14% of adults uninsured.

    26 of 100 vs US towns

  • Home ownership: grade D+

    67% of homes owner-occupied.

    25 of 100 vs US towns

  • Internet access: grade D

    83% of homes have broadband.

    20 of 100 vs US towns

Where Cisco stands out compared with Texas

Better than Texas

  • Home value to income: 1.8x51% lower than Texas (3.6x)
  • Median rent: $94133% lower than Texas ($1,403)
  • People below the poverty line: 6.3%7 points lower than Texas (14%)

Worse than Texas

  • Adults with a bachelor's degree or higher: 20%14 points lower than Texas (34%)
  • Median household income: $58,55025% lower than Texas ($78,476)
  • Average commute: 33 min23% higher than Texas (27 min)

Cost of living in Cisco

Cisco renters pay a median of $941 a month, 33% lower than the statewide median. The usual rule is to spend no more than 30% of income on rent, which means earning around $38,000 a year for a median unit. Right now 45% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $868 for a one-bedroom, $1,014 for a two-bedroom and $1,404 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $104,300, 63% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $571 before tax, or $681 with property tax. That is close to the median rent, so buying can make sense if you plan to stay.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Cisco pays $1,316 a year, 69% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in CiscoStudio$7711 bedroom$8682 bedrooms$1,0143 bedrooms$1,4044 bedrooms$1,695
HUD fair market rent for FY2027, Eastland County, TX. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent33% lower than Texas$941$1,403$1,413
Median home value63% lower than Texas$104,300$283,800$332,700
Home value to income51% lower than Texas1.8x3.6x4.1x
Renters paying 30%+ of income on rent7 points lower than Texas45%52%51%
Median property tax per year69% lower than Texas$1,316$4,232$3,119
Homes owned by the people living in them5 points higher than Texas67%63%65%
Median year homes were builtAbout the same as Texas195419921980

Monthly cost to buy a median home

$681
Mortgage payment
$571
Property tax
$110
Median rent, for comparison
$941

Based on a $104,300 home in Cisco, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Cisco safe?

In 2025, Cisco Police Department reported 7 violent crimes and 21 property crimes. That works out to 172 violent crimes per 100,000 people, 56% lower than the Texas rate of 387, and 517 property crimes per 100,000, 75% lower than the state rate.

Violent crime is down about 49% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Cisco by yearTexas17220212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
172
per 100k, Texas 387
Property crime
517
per 100k, Texas 2,086
Property crimes per 100,000 people in Cisco by yearTexas51720212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Cisco Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Cisco

Cisco has 3 public school campuses with a 2025 state rating inside the city, and 67% of them earn an A or B. Most students here are served by Cisco ISD.

Top-rated campuses include Cisco High School. The average rating score across all campuses is 84 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
68
of 100 vs Texas towns
Average rating
84
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • ACisco High SchoolHigh, Cisco ISD91 of 100
  • BCisco Junior HighMiddle, Cisco ISD88 of 100
  • CCisco ElementaryElementary, Cisco ISD73 of 100

Daily life in Cisco

Everyday places mapped inside Cisco, from Overture Maps. Well-known spots include Cisco City Park, Legacy Park, Cisco Public Library.

The average one-way commute is 33 minutes, 23% longer than the Texas average. 4% of workers work from home. 4.5% walk, bike or take transit to work.

The median household income is $58,550, income per person is $25,158, unemployment is 5.9% and 20% of adults hold a bachelor's degree.

Grocery stores
2
Pharmacies
1
Restaurants
28
Cafes
1
Bars
2
Parks
3
Gyms
1
Hospitals and urgent care
0
Childcare
2
Libraries
1

Jobs, income and education

MeasureHereTexasUS
Median household income25% lower than Texas$58,550$78,476$80,734
Income per person38% lower than Texas$25,158$40,752$44,673
Unemployment rateAbout the same as Texas5.9%5.3%5.2%
People below the poverty line7 points lower than Texas6.3%14%12%
Adults with a bachelor's degree or higher14 points lower than Texas20%34%36%
Adults with a high school diploma or higher4 points lower than Texas82%86%90%
Adults 18 to 64 without health insurance6 points lower than Texas14%20%11%
Homes with broadband internet8 points lower than Texas83%91%91%

Getting to work

MeasureHereTexasUS
Average commute23% higher than Texas33 min27 min26 min
Workers who work from home11 points lower than Texas3.7%14%15%
Workers who work from home3.7%
Workers who take transit0%
Workers who walk4.5%
Workers who bike0%

Who lives in Cisco

Under 1820%
18 to 3427%
35 to 6433%
65 and over20%

Median age 38.2 years. 31% of households have children.

Race and ethnicity
White77%
Hispanic or Latino18%
Black2.0%
Asian0.5%
Other or more than one race2.9%

Shown for information only. It is never part of any grade.

Weather in Cisco

Cisco has a hot Texas climate. July highs average 96°F and January lows about 30°F. There are about 97 days a year at 90°F or above, and about 29 inches of rain a year.

Average monthly high and low temperatures in Cisco30°50°70°90°58J61F70M77A84M91J96J96A88S79O67N59DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Eastland, 9 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is moderate, hurricane risk is moderate, tornado risk is very high and hail risk is very high. Even in lower-risk areas, check the FEMA flood map for the exact address before you buy.

  • River floodingModerate
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresVery high
  • Winter stormsHigh
  • Strong windVery high

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Cisco

Nearby, Eastland gets a C, Ranger gets a D and Cross Plains gets a B. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. CEastlandTown, 3,704 people9 mi
  2. DRangerTown, 2,641 people19 mi
  3. BCross PlainsTown, 1,019 people21 mi
  4. C+BairdTown, 1,642 people24 mi
  5. B-BreckenridgeTown, 5,170 people25 mi
  6. B+AlbanyTown, 1,849 people29 mi

Living in Cisco: common questions

Is Cisco, TX a good place to live?

We give Cisco a B. It ranks 239th of 745 Texas towns of 1,000 to 10,000 people. It does best on cost of living and schools, and trails on internet access and education levels.

How much does it cost to live in Cisco?

Renters in Cisco pay a median of $941 a month, 33% lower than the Texas median. The median home is worth $104,300, 63% lower than the Texas median. A median home costs 1.8x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $681, including property tax.

Is Cisco safe?

In 2025, Cisco Police Department reported 172 violent crimes per 100,000 people, 56% lower than the Texas rate. Property crime was 517 per 100,000, 75% lower than the Texas rate.

Are the schools good in Cisco?

We found 3 rated public school campuses inside Cisco. 67% are rated A or B by the Texas Education Agency. Its schools score is 68 of 100 compared with other Texas towns of 1,000 to 10,000 people.

Does Cisco flood?

FEMA rates river flooding risk in Cisco as moderate, and coastal flooding as not rated. Hazards rated high or very high here: tornadoes, heat waves, hail, wildfires, winter storms and strong wind. Always check the flood map for a specific address before you buy.

What is the weather like in Cisco?

Summers in Cisco peak at about 96°F in July, and January nights fall to about 30°F. Expect around 97 days a year at 90°F or hotter, and 29 inches of rain.

How long is the commute in Cisco?

The average one-way commute is 33 min, 23% higher than the Texas average. About 3.7% of workers work from home.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.