Neighborhood in Fate, Rockwall County

Living in Woodcreek, Fate

A-

2nd of 7areas in Fate
Overall score 85 of 100 vs Texas neighborhoods
Fate overall: B

Woodcreek is a neighborhood in Fate, TX, home to about 3,800 people. It gets an A-, in the top 20% of Texas neighborhoods, and ranks 2nd of 7 areas we score in Fate. It does best on internet access and worst on getting around.

  • Well connected
  • Lots of parks
  • Getting around scores low (6 of 100)
  • Tornado risk is very high

Closest everyday places

Grocery store2.0 mi
Pharmacy0.6 mi
Park0.4 mi
Cafe0.6 mi
Restaurant0.4 mi
Gym0.4 mi
Hospital or urgent care1.3 mi
Childcare0.4 mi
Library3.7 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
3,820
Median rent
$2,570
Median home value
$441,000
Household income
$146,800
Average commute
34 min
Homes owned
90%
Loading map

What it's like to live in Woodcreek

Woodcreek is a neighborhood in Fate with about 3,800 residents, mostly newer homes (median year built 2011), mostly owner-occupied (90%) and 54% of households with children.

Our grade for Woodcreek is A-. That puts it 2nd of 7 areas we grade in Fate, a city that gets a B overall.

Pros of living in Woodcreek

  • Well-rated schools nearby. 2 of the 3 closest public schools are rated A or B.
  • Parks within walking distance. The closest park is about 0.4 miles away.

Cons of living in Woodcreek

  • Natural hazard risk. FEMA rates the risk of tornadoes and hail as very high in this part of town.

Woodcreek report card

Each grade compares Woodcreek with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C

    Median rent $2,570, homes cost 3.0x income.

    46 of 100 vs TX areas

  • Jobs and income: grade A-

    Median household income $146,800, 4.2% unemployed.

    87 of 100 vs TX areas

  • Schools: grade B+

    Nearby schools average 87 of 100 on the state rating.

    76 of 100 vs TX areas

  • Safety: no grade

    Citywide, 112 violent crimes per 100k, 303 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C+

    Most everyday stores and services within a mile of homes.

    51 of 100 vs TX areas

  • Getting around: grade F

    Average commute 34 min, 14% work from home.

    6 of 100 vs TX areas

  • Education levels: grade A-

    40% have a bachelor’s degree.

    82 of 100 vs TX areas

  • Health: grade B

    9.6% of adults uninsured.

    66 of 100 vs TX areas

  • Home ownership: grade B+

    90% of homes owner-occupied.

    75 of 100 vs TX areas

  • Internet access: grade A

    100% of homes have broadband.

    91 of 100 vs TX areas

Woodcreek compared with Fate

Better than Fate

  • Renters paying 30%+ of income on rent: 35%17 points lower than Fate (52%)
  • Median household income: $146,80011% higher than Fate ($132,752)
  • People below the poverty line: 0.8%3 points lower than Fate (3.6%)

Worse than Fate

  • Adults with a bachelor's degree or higher: 40%2 points lower than Fate (42%)
  • Homes owned by the people living in them: 90%2 points lower than Fate (92%)
  • Home value to income: 3.0x4% higher than Fate (2.9x)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • ABillie Stevenson ElementaryElementary, Rockwall ISD0.4 mi
  • CBobby Summers MiddleMiddle, Royse City ISD0.6 mi
  • ARockwall High SchoolHigh, Rockwall ISD5.2 mi

Cost of living in Woodcreek

Median rent in Woodcreek is $2,570 a month, about the same as the Fate median. A household would need about $103,000 a year to keep that rent at 30% of income.

The median home is worth $441,000, 15% higher than the Fate median, which means a monthly payment of about $3,053 with property tax at today's mortgage rates.

MeasureHereFateTexas
Median rentAbout the same as Fate$2,570$2,500$1,403
Median home value15% higher than Fate$441,000$384,300$283,800
Home value to income4% higher than Fate3.0x2.9x3.6x
Renters paying 30%+ of income on rent17 points lower than Fate35%52%52%
Homes owned by the people living in them2 points lower than Fate90%92%63%
Vacant homesAbout the same as Fate5.6%5.2%9.4%
Median year homes were builtAbout the same as Fate201120131992

Monthly cost to buy a median home

$3,053
Mortgage payment
$2,414
Property tax
$639
Median rent, for comparison
$2,570

Based on a $441,000 home in Woodcreek, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereFateTexas
Median household income11% higher than Fate$146,800$132,752$78,476
Unemployment rate1 points lower than Fate4.2%5.4%5.3%
People below the poverty line3 points lower than Fate0.8%3.6%14%
Adults with a bachelor's degree or higher2 points lower than Fate40%42%34%
Average commute4% lower than Fate34 min35 min27 min
Workers who work from home4 points lower than Fate14%17%14%
Workers who walk, bike or take transitAbout the same as Fate0%0.8%2.6%
Homes with broadband internet2 points higher than Fate100%98%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingVery low
  • HurricanesLow
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresModerate
  • Winter stormsLow
  • Strong windHigh

Who lives in Woodcreek

Under 1836%
18 to 3417%
35 to 6438%
65 and over9.1%
Race and ethnicity
White58%
Hispanic or Latino22%
Black9.3%
Asian2.3%
Other or more than one race8.5%

Shown for information only. It is never part of any grade.

Other neighborhoods in Fate

  1. 1AMonterra
  2. 3B+AvondaleMedian rent $1,190
  3. 4B+Chamberlain CrossingMedian rent $2,870
  4. 5C+Spring MeadowMedian rent $2,090
  5. 6D+Luby AcresMedian rent $2,730
  6. 7D+Melody RanchMedian rent $2,100

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. AVillages of Hidden LakePflugerville
  2. A-Clear Creek ParkPearland
  3. A-Waterside EstatesPecan Grove

Questions about Woodcreek

Is Woodcreek a good place to live?

Woodcreek is a neighborhood in Fate, TX, home to about 3,800 people. It gets an A-, in the top 20% of Texas neighborhoods, and ranks 2nd of 7 areas we score in Fate. It does best on internet access and worst on getting around.

How much does it cost to live in Woodcreek?

Renters in Woodcreek pay a median of $2,570 a month, about the same as the Fate median. The median home is worth $441,000, 15% higher than the Fate median. A median home costs 3.0x the median household income, compared with 2.9x across Fate.

What schools serve Woodcreek?

The closest rated public schools are Billie Stevenson Elementary (elementary, rated A), Bobby Summers Middle (middle, rated C) and Rockwall High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area is built from 2 Census block groups closest to the Woodcreek name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.