Town in Kerr County

Living in Ingram, TX

D+

521st of 745Texas towns of 1,000 to 10,000 people
Overall score 30 of 100

Ingram earns a grade of D+ on our index, 521st of 745 Texas towns of 1,000 to 10,000 people. It does best on schools and internet access, and trails on education levels and home ownership.

  • Top-rated schools
  • Pricey
  • Cost of living scores low (18 of 100)
  • Education levels scores low (3 of 100)
Map of Texas showing where Ingram isHoustonSan AntonioDallasAustinFort WorthIngram
Where Ingram is in Texas.
Population
1,846+2.4% since 2020
Median rent
$1,00329% lower than Texas
Median home value
$198,00030% lower than Texas
Household income
$44,813Median
Average commute
23 minOne way
Violent crime
215Per 100k, 2025

What it's like to live in Ingram

Ingram is a town in Kerr County. 1,846 people lived here in 2025, up 2.4% from 2020. It is spread out.

Places locals use include Stone Henge/Easter Island Heads and Ingram City Park.

The median age is 36.2, 34% of households have children, 56% of homes are owned by the people living in them and the typical household earns $44,813 a year (43% lower than the Texas median).

Pros of living in Ingram

  • Strong public schools. 100% of the 3 rated campuses here earn an A or B from the Texas Education Agency.
  • Low violent crime. 215 violent crimes per 100,000 people in 2025, 45% lower than the Texas rate.
  • Lower rent. Median rent is $1,003, 29% lower than the Texas median.

Cons of living in Ingram

  • Higher poverty. 21% of people live below the poverty line, against 14% across Texas.
  • Natural hazard risk. FEMA rates the risk of hail, wildfires and winter storms as very high here.

Who Ingram suits

  • FamiliesA reasonable fit: 100% of rated schools earn an A or B and violent crime is 45% lower than the Texas rate. Compared with similar Texas places, it beats 41% for families.
  • Young professionalsNot the best fit: household income is 43% lower than the Texas median, with 14 restaurants and 2 cafes in town. Compared with similar Texas places, it beats 12% for young professionals.
  • RetireesNot the best fit: 18% of working-age adults are uninsured and violent crime is 45% lower than the Texas rate. Compared with similar Texas places, it beats 12% for retirees.
  • Remote workersA reasonable fit: 96% of homes have broadband and the median rent of $1,003 is 29% lower than the Texas median. Compared with similar Texas places, it beats 53% for remote workers.
  • People on a budgetNot the best fit: the median rent of $1,003 is 29% lower than the Texas median. Compared with similar Texas places, it beats 6% for people on a budget.

Ingram report card

Ten grades, one for each part of daily life we measure. Most compare Ingram with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade D

    Median rent $1,003, homes cost 4.4x income.

    18 of 100 vs US towns

  • Jobs and income: grade D+

    Median household income $44,813, 2.7% unemployed.

    26 of 100 vs US towns

  • Schools: grade A

    3 rated campuses, 100% rated A or B.

    94 of 100 vs TX towns

  • Safety: grade C-

    215 violent crimes per 100k, 699 property crimes per 100k.

    38 of 100 vs TX towns

  • Errands and things to do: grade C-

    2 grocery stores, 14 restaurants, 3 parks mapped in town.

    36 of 100 vs TX towns

  • Getting around: grade C-

    Average commute 23 min, 6.7% work from home.

    38 of 100 vs US towns

  • Education levels: grade F

    8.9% have a bachelor’s degree.

    4 of 100 vs US towns

  • Health: grade D+

    18% of adults uninsured.

    25 of 100 vs US towns

  • Home ownership: grade F

    56% of homes owner-occupied.

    4 of 100 vs US towns

  • Internet access: grade A-

    96% of homes have broadband.

    82 of 100 vs US towns

Where Ingram stands out compared with Texas

Better than Texas

  • Median rent: $1,00329% lower than Texas ($1,403)
  • Average commute: 23 min14% lower than Texas (27 min)
  • Homes with broadband internet: 96%4 points higher than Texas (91%)

Worse than Texas

  • Adults with a bachelor's degree or higher: 8.9%25 points lower than Texas (34%)
  • Median household income: $44,81343% lower than Texas ($78,476)
  • Renters paying 30%+ of income on rent: 69%17 points higher than Texas (52%)

Cost of living in Ingram

Rent is the cost most newcomers feel first. The median rent in Ingram is $1,003 a month, 29% lower than the Texas median of $1,403. To keep that rent at 30% of income, a household needs to earn about $40,000 a year. Right now 69% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $1,026 for a one-bedroom, $1,156 for a two-bedroom and $1,513 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $198,000, 30% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $1,084 before tax, or $1,269 with property tax. That is $266 a month more than the median rent, so renting is the cheaper monthly choice unless you plan to stay for years.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Ingram pays $2,224 a year, 47% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in IngramStudio$8791 bedroom$1,0262 bedrooms$1,1563 bedrooms$1,5134 bedrooms$1,519
HUD fair market rent for FY2027, Kerr County, TX. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent29% lower than Texas$1,003$1,403$1,413
Median home value30% lower than Texas$198,000$283,800$332,700
Home value to income22% higher than Texas4.4x3.6x4.1x
Renters paying 30%+ of income on rent17 points higher than Texas69%52%51%
Median property tax per year47% lower than Texas$2,224$4,232$3,119
Homes owned by the people living in them7 points lower than Texas56%63%65%
Median year homes were builtAbout the same as Texas197419921980

Monthly cost to buy a median home

$1,269
Mortgage payment
$1,084
Property tax
$185
Median rent, for comparison
$1,003

Based on a $198,000 home in Ingram, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Ingram safe?

In 2025, Ingram Police Department reported 4 violent crimes and 13 property crimes. That works out to 215 violent crimes per 100,000 people, 45% lower than the Texas rate of 387, and 699 property crimes per 100,000, 67% lower than the state rate.

Violent crime is down about 42% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Ingram by yearTexas21520212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
215
per 100k, Texas 387
Property crime
699
per 100k, Texas 2,086
Property crimes per 100,000 people in Ingram by yearTexas69920212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Ingram Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Ingram

Ingram has 3 public school campuses with a 2025 state rating inside the city, and 100% of them earn an A or B. Most students here are served by Ingram ISD.

Top-rated campuses include Ingram Tom Moore High School and Ingram Elementary. The average rating score across all campuses is 91 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
94
of 100 vs Texas towns
Average rating
91
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • AIngram Tom Moore High SchoolHigh, Ingram ISD94 of 100
  • AIngram ElementaryElementary, Ingram ISD91 of 100
  • BIngram MiddleMiddle, Ingram ISD89 of 100

Daily life in Ingram

Everyday places mapped inside Ingram, from Overture Maps. Well-known spots include Stone Henge/Easter Island Heads, Ingram City Park.

The average one-way commute is 23 minutes, 14% shorter than the Texas average. 7% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Kerrville is about 7 miles away in a straight line. Many people who live in Ingram work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $44,813, income per person is $24,269, unemployment is 2.7% and 9% of adults hold a bachelor's degree.

Grocery stores
2
Pharmacies
0
Restaurants
14
Cafes
2
Bars
4
Parks
3
Gyms
0
Hospitals and urgent care
0
Childcare
0
Libraries
0

Jobs, income and education

MeasureHereTexasUS
Median household income43% lower than Texas$44,813$78,476$80,734
Income per person40% lower than Texas$24,269$40,752$44,673
Unemployment rate3 points lower than Texas2.7%5.3%5.2%
People below the poverty line7 points higher than Texas21%14%12%
Adults with a bachelor's degree or higher25 points lower than Texas8.9%34%36%
Adults with a high school diploma or higher14 points lower than Texas72%86%90%
Adults 18 to 64 without health insurance2 points lower than Texas18%20%11%
Homes with broadband internet4 points higher than Texas96%91%91%

Getting to work

MeasureHereTexasUS
Average commute14% lower than Texas23 min27 min26 min
Workers who work from home8 points lower than Texas6.7%14%15%
Workers who work from home6.7%
Workers who take transit0%
Workers who walk0.4%
Workers who bike0%

Who lives in Ingram

Under 1827%
18 to 3421%
35 to 6441%
65 and over11%

Median age 36.2 years. 34% of households have children.

Race and ethnicity
White53%
Hispanic or Latino45%
Black0%
Asian0.3%
Other or more than one race1.9%

Shown for information only. It is never part of any grade.

Weather in Ingram

Ingram has a hot Texas climate. July highs average 92°F and January lows about 34°F. There are about 95 days a year at 90°F or above, and about 31 inches of rain a year.

Average monthly high and low temperatures in Ingram30°50°70°90°59J63F70M76A82M89J92J93A86S78O67N60DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Kerrville 3 Nne, 8 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is high, hurricane risk is moderate, tornado risk is high and hail risk is very high. Before you buy, look up the FEMA flood zone for the exact address and get a flood insurance quote, since standard home policies do not cover floods.

  • River floodingHigh
  • HurricanesModerate
  • TornadoesHigh
  • HailVery high
  • Heat wavesModerate
  • WildfiresVery high
  • Winter stormsVery high
  • Strong windHigh

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Ingram

Nearby, Kerrville gets a B, Center Point gets an A- and Harper gets a C. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. BKerrvilleSmall city, 24,755 people8 mi
  2. A-Center PointTown, 1,733 people15 mi
  3. CHarperTown, 1,214 people15 mi
  4. AComfortTown, 1,565 people21 mi
  5. B+FredericksburgSmall city, 11,419 people25 mi
  6. FLake Medina ShoresTown, 1,411 people34 mi

Living in Ingram: common questions

Is Ingram, TX a good place to live?

Ingram earns a grade of D+ on our index, 521st of 745 Texas towns of 1,000 to 10,000 people. It does best on schools and internet access, and trails on education levels and home ownership.

How much does it cost to live in Ingram?

Median rent in Ingram is $1,003 a month, 29% lower than the Texas median. The median home is worth $198,000, 30% lower than the Texas median. A median home costs 4.4x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,269, including property tax.

Is Ingram safe?

In 2025, Ingram Police Department reported 215 violent crimes per 100,000 people, 45% lower than the Texas rate. Property crime was 699 per 100,000, 67% lower than the Texas rate.

Are the schools good in Ingram?

We found 3 rated public school campuses inside Ingram. 100% are rated A or B by the Texas Education Agency. Its schools score is 94 of 100 compared with other Texas towns of 1,000 to 10,000 people.

Does Ingram flood?

FEMA rates river flooding risk in Ingram as high, and coastal flooding as not rated. Hazards rated high or very high here: river flooding, tornadoes, hail, wildfires, winter storms and strong wind. Always check the flood map for a specific address before you buy.

What is the weather like in Ingram?

Summers in Ingram peak at about 92°F in July, and January nights fall to about 34°F. Expect around 95 days a year at 90°F or hotter, and 31 inches of rain.

How long is the commute in Ingram?

The average one-way commute is 23 min, 14% lower than the Texas average. About 6.7% of workers work from home. It is about 7 miles from downtown Kerrville.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.