Neighborhood in Joshua, Johnson County

Living in Oak Trail Estates, Joshua

C+

2nd of 4areas in Joshua
Overall score 49 of 100 vs Texas neighborhoods
Joshua overall: C

Oak Trail Estates is a neighborhood in Joshua, TX, home to about 1,800 people. It gets a C+, around the middle of Texas neighborhoods, and ranks 2nd of 4 areas we score in Joshua. It does best on schools and worst on education levels.

  • Top-rated schools
  • Getting around scores low (19 of 100)
  • Education levels scores low (15 of 100)

Closest everyday places

Grocery store0.9 mi
Pharmacy0.3 mi
Park0.8 mi
Cafe0.3 mi
Restaurant0.7 mi
Gym0.4 mi
Hospital or urgent care1.5 mi
Childcare0.6 mi
Library1.9 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
1,820
Median rent
$1,780
Median home value
$348,000
Household income
$108,400
Average commute
37 min
Homes owned
73%
Loading map

What it's like to live in Oak Trail Estates

Oak Trail Estates is a neighborhood in Joshua with about 1,800 residents, homes built around 1994, mostly owner-occupied (73%) and 49% of households with children.

It grades C+ against every neighborhood in Texas and ranks 2nd of 4 areas in Joshua, which grades C overall.

Pros of living in Oak Trail Estates

  • Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.

Cons of living in Oak Trail Estates

  • Pricier rent than the city. Median rent is $1,780, 31% higher than the Joshua median.
  • Higher poverty. 31% of residents live below the poverty line, against 19% across Joshua.
  • Longer commutes. The average commute is 37 minutes, against 30 for Joshua as a whole.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.

Oak Trail Estates report card

Each grade compares Oak Trail Estates with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade D+

    Median rent $1,780, homes cost 3.2x income.

    25 of 100 vs TX areas

  • Jobs and income: grade B-

    Median household income $108,400, 0% unemployed.

    60 of 100 vs TX areas

  • Schools: grade A

    Nearby schools average 90 of 100 on the state rating.

    89 of 100 vs TX areas

  • Safety: no grade

    Citywide, 95 violent crimes per 100k, 601 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade B-

    Most everyday stores and services within a mile of homes.

    57 of 100 vs TX areas

  • Getting around: grade D

    Average commute 37 min, 2.8% work from home.

    19 of 100 vs TX areas

  • Education levels: grade D-

    21% have a bachelor’s degree.

    15 of 100 vs TX areas

  • Health: grade C-

    13% of adults uninsured.

    39 of 100 vs TX areas

  • Home ownership: grade D+

    73% of homes owner-occupied.

    25 of 100 vs TX areas

  • Internet access: grade B

    97% of homes have broadband.

    71 of 100 vs TX areas

Oak Trail Estates compared with Joshua

Better than Joshua

  • Median household income: $108,40059% higher than Joshua ($68,117)
  • Home value to income: 3.2x35% lower than Joshua (5.0x)
  • Homes owned by the people living in them: 73%10 points higher than Joshua (63%)

Worse than Joshua

  • Median rent: $1,78031% higher than Joshua ($1,361)
  • People below the poverty line: 31%12 points higher than Joshua (19%)
  • Vacant homes: 18%10 points higher than Joshua (7.3%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • ANorth Joshua ElementaryElementary, Joshua ISD1.1 mi
  • AJoshua H S Ninth Grade CampusMiddle, Joshua ISD2.1 mi
  • BJoshua High SchoolHigh, Joshua ISD1.8 mi

Cost of living in Oak Trail Estates

Median rent in Oak Trail Estates is $1,780 a month, 31% higher than the Joshua median. A household would need about $71,000 a year to keep that rent at 30% of income.

The median home is worth $348,000, about the same as the Joshua median, which means a monthly payment of about $2,298 with property tax at today's mortgage rates.

MeasureHereJoshuaTexas
Median rent31% higher than Joshua$1,780$1,361$1,403
Median home valueAbout the same as Joshua$348,000$338,100$283,800
Home value to income35% lower than Joshua3.2x5.0x3.6x
Renters paying 30%+ of income on rentAbout the same as Joshua83%82%52%
Homes owned by the people living in them10 points higher than Joshua73%63%63%
Vacant homes10 points higher than Joshua18%7.3%9.4%
Median year homes were builtAbout the same as Joshua199419971992

Monthly cost to buy a median home

$2,298
Mortgage payment
$1,905
Property tax
$393
Median rent, for comparison
$1,780

Based on a $348,000 home in Oak Trail Estates, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereJoshuaTexas
Median household income59% higher than Joshua$108,400$68,117$78,476
Unemployment rate3 points lower than Joshua0%2.7%5.3%
People below the poverty line12 points higher than Joshua31%19%14%
Adults with a bachelor's degree or higher7 points lower than Joshua21%28%34%
Average commute22% higher than Joshua37 min30 min27 min
Workers who work from home6 points lower than Joshua2.8%8.3%14%
Workers who walk, bike or take transit1 points higher than Joshua1.8%0.5%2.6%
Homes with broadband internet1 points higher than Joshua97%96%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingModerate
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresVery high
  • Winter stormsLow
  • Strong windHigh

Who lives in Oak Trail Estates

Under 1836%
18 to 347.9%
35 to 6444%
65 and over12%
Race and ethnicity
White67%
Hispanic or Latino32%
Black1.4%
Asian0%
Other or more than one race0%

Shown for information only. It is never part of any grade.

Other neighborhoods in Joshua

  1. 1B+WildwoodMedian rent $1,620
  2. 3CJoshua MeadowsMedian rent $1,020
  3. 4D+Central JoshuaMedian rent $1,710

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. BRegency ParkPearland
  2. CWindridgeAllen
  3. B-Northeast GarlandGarland

Questions about Oak Trail Estates

Is Oak Trail Estates a good place to live?

Oak Trail Estates is a neighborhood in Joshua, TX, home to about 1,800 people. It gets a C+, around the middle of Texas neighborhoods, and ranks 2nd of 4 areas we score in Joshua. It does best on schools and worst on education levels.

How much does it cost to live in Oak Trail Estates?

Median rent in Oak Trail Estates is $1,780 a month, 31% higher than the Joshua median. The median home is worth $348,000, about the same as the Joshua median. A median home costs 3.2x the median household income, compared with 5.0x across Joshua.

What schools serve Oak Trail Estates?

The closest rated public schools are North Joshua Elementary (elementary, rated A), Joshua H S Ninth Grade Campus (middle, rated A) and Joshua High School (high, rated B). School zones can differ from the closest school, so check with the district.

This area is built from 1 Census block group closest to the Oak Trail Estates name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.