Neighborhood in McKinney, Collin County

Living in Central McKinney, McKinney

A-

5th of 9areas in McKinney
Overall score 81 of 100 vs Texas neighborhoods
McKinney overall: A

Central McKinney covers part of McKinney, TX, home to about 25,100 people. It gets an A-, in the top 20% of Texas neighborhoods, and ranks 5th of 9 areas we score in McKinney. It does best on schools and worst on cost of living.

  • Top-rated schools
  • Lots of parks
  • Tornado risk is very high
  • Hail risk is very high

Closest everyday places

Grocery store0.7 mi
Pharmacy0.6 mi
Park0.3 mi
Cafe0.5 mi
Restaurant0.4 mi
Gym0.5 mi
Hospital or urgent care0.6 mi
Childcare0.5 mi
Library2.7 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
25,080
Median rent
$2,160
Median home value
$431,000
Household income
$120,600
Average commute
27 min
Homes owned
66%
Loading map

What it's like to live in Central McKinney

Central McKinney is an area in McKinney with about 25,100 residents, mostly newer homes (median year built 2004), mostly owner-occupied (66%) and 40% of households with children.

It grades A- against every neighborhood in Texas and ranks 5th of 9 areas in McKinney, which grades A overall.

Pros of living in Central McKinney

  • Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.
  • Groceries close by. The nearest grocery store is about 0.7 miles from the middle of the neighborhood.
  • Parks within walking distance. The closest park is about 0.3 miles away.

Cons of living in Central McKinney

  • Natural hazard risk. FEMA rates the risk of tornadoes and hail as very high in this part of town.

Central McKinney report card

Each grade compares Central McKinney with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade D+

    Median rent $2,160, homes cost 3.6x income.

    32 of 100 vs TX areas

  • Jobs and income: grade B+

    Median household income $120,600, 3.1% unemployed.

    75 of 100 vs TX areas

  • Schools: grade A

    Nearby schools average 90 of 100 on the state rating.

    91 of 100 vs TX areas

  • Safety: no grade

    Citywide, 115 violent crimes per 100k, 680 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade B-

    Most everyday stores and services within a mile of homes.

    63 of 100 vs TX areas

  • Getting around: grade C-

    Average commute 27 min, 19% work from home.

    38 of 100 vs TX areas

  • Education levels: grade B

    44% have a bachelor’s degree.

    66 of 100 vs TX areas

  • Health: grade C+

    12% of adults uninsured.

    50 of 100 vs TX areas

  • Home ownership: grade C

    66% of homes owner-occupied.

    46 of 100 vs TX areas

  • Internet access: grade B+

    98% of homes have broadband.

    78 of 100 vs TX areas

Central McKinney compared with McKinney

Better than McKinney

  • Homes owned by the people living in them: 66%3 points higher than McKinney (64%)
  • Homes with broadband internet: 98%3 points higher than McKinney (96%)
  • Home value to income: 3.6x6% lower than McKinney (3.8x)

Worse than McKinney

  • Adults with a bachelor's degree or higher: 44%10 points lower than McKinney (54%)
  • Median rent: $2,16014% higher than McKinney ($1,901)
  • Renters paying 30%+ of income on rent: 51%2 points higher than McKinney (48%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • AMike and Janie Reeves ElementaryElementary, Prosper ISD0.3 mi
  • ADr Jack Cockrill MiddleMiddle, McKinney ISD1.6 mi
  • AMcKinney Boyd High SchoolHigh, McKinney ISD1.6 mi

Cost of living in Central McKinney

Median rent in Central McKinney is $2,160 a month, 14% higher than the McKinney median. A household would need about $86,000 a year to keep that rent at 30% of income.

The median home is worth $431,000, 9% lower than the McKinney median, which means a monthly payment of about $2,953 with property tax at today's mortgage rates.

MeasureHereMcKinneyTexas
Median rent14% higher than McKinney$2,160$1,901$1,403
Median home value9% lower than McKinney$431,000$471,800$283,800
Home value to income6% lower than McKinney3.6x3.8x3.6x
Renters paying 30%+ of income on rent2 points higher than McKinney51%48%52%
Homes owned by the people living in them3 points higher than McKinney66%64%63%
Vacant homes2 points higher than McKinney6.1%4.6%9.4%
Median year homes were builtAbout the same as McKinney200420071992

Monthly cost to buy a median home

$2,953
Mortgage payment
$2,359
Property tax
$594
Median rent, for comparison
$2,160

Based on a $431,000 home in Central McKinney, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereMcKinneyTexas
Median household incomeAbout the same as McKinney$120,600$124,215$78,476
Unemployment rateAbout the same as McKinney3.1%3.7%5.3%
People below the poverty lineAbout the same as McKinney5.3%5.7%14%
Adults with a bachelor's degree or higher10 points lower than McKinney44%54%34%
Average commute4% lower than McKinney27 min28 min27 min
Workers who work from home5 points lower than McKinney19%24%14%
Workers who walk, bike or take transitAbout the same as McKinney0.9%1.5%2.6%
Homes with broadband internet3 points higher than McKinney98%96%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingModerate
  • HurricanesLow
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresHigh
  • Winter stormsModerate
  • Strong windModerate

Who lives in Central McKinney

Under 1826%
18 to 3421%
35 to 6444%
65 and over8.9%
Race and ethnicity
White45%
Hispanic or Latino22%
Black18%
Asian9.8%
Other or more than one race5.7%

Shown for information only. It is never part of any grade.

Other neighborhoods in McKinney

  1. 1ANorthwest McKinneyMedian rent $2,930
  2. 2AWest McKinneyMedian rent $2,350
  3. 3A-South McKinneyMedian rent $1,880
  4. 4A-Southwest McKinneyMedian rent $1,990
  5. 6BNortheast McKinneyMedian rent $2,430
  6. 7B-Southeast McKinneyMedian rent $1,560
  7. 8C+McKinney SquareMedian rent $1,640
  8. 9C-East McKinneyMedian rent $1,610

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. B+North Cedar ParkCedar Park
  2. B+Cypress VillagePearland
  3. BCentral part of North Richland HillsNorth Richland Hills

Questions about Central McKinney

Is Central McKinney a good place to live?

Central McKinney covers part of McKinney, TX, home to about 25,100 people. It gets an A-, in the top 20% of Texas neighborhoods, and ranks 5th of 9 areas we score in McKinney. It does best on schools and worst on cost of living.

How much does it cost to live in Central McKinney?

Median rent in Central McKinney is $2,160 a month, 14% higher than the McKinney median. The median home is worth $431,000, 9% lower than the McKinney median. A median home costs 3.6x the median household income, compared with 3.8x across McKinney.

What schools serve Central McKinney?

The closest rated public schools are Mike and Janie Reeves Elementary (elementary, rated A), Dr Jack Cockrill Middle (middle, rated A) and McKinney Boyd High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area groups 12 Census block groups in this part of McKinney that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.