Neighborhood in Odessa, Ector County

Living in McKinney Terrace, Odessa

C

25th of 66areas in Odessa
Overall score 47 of 100 vs Texas neighborhoods
Odessa overall: D+

McKinney Terrace is a neighborhood in Odessa, TX, home to about 2,400 people. It gets a C, around the middle of Texas neighborhoods, and ranks 25th of 66 areas we score in Odessa. It does best on cost of living and worst on education levels.

  • Affordable
  • Lots of parks
  • Schools scores low (10 of 100)
  • Education levels scores low (3 of 100)

Closest everyday places

Grocery store0.8 mi
Pharmacy0.3 mi
Park0.4 mi
Cafe0.3 mi
Restaurant0.2 mi
Gym0.5 mi
Hospital or urgent care0.5 mi
Childcare0.3 mi
Library0.7 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
2,400
Median rent
$960
Median home value
$105,000
Household income
$60,300
Average commute
20 min
Homes owned
53%
Loading map

What it's like to live in McKinney Terrace

McKinney Terrace is a neighborhood in Odessa with about 2,400 residents, older homes (median year built 1965), a mix of owners and renters and 39% of households with children.

Our grade for McKinney Terrace is C. That puts it 25th of 66 areas we grade in Odessa, a city that gets a D+ overall.

Pros of living in McKinney Terrace

  • Cheaper rent than the city. Median rent is $960, 27% lower than the Odessa median.
  • Parks within walking distance. The closest park is about 0.4 miles away.

Cons of living in McKinney Terrace

  • Lower-rated schools nearby. Only 0 of the 3 closest public schools are rated A or B.
  • Natural hazard risk. FEMA rates the risk of hail, winter storms and strong wind as very high in this part of town.

McKinney Terrace report card

Each grade compares McKinney Terrace with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade A

    Median rent $960, homes cost 1.7x income.

    90 of 100 vs TX areas

  • Jobs and income: grade C-

    Median household income $60,300, 1.4% unemployed.

    38 of 100 vs TX areas

  • Schools: grade D-

    Nearby schools average 69 of 100 on the state rating.

    10 of 100 vs TX areas

  • Safety: no grade

    Citywide, 286 violent crimes per 100k, 1,159 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade B+

    Most everyday stores and services within a mile of homes.

    77 of 100 vs TX areas

  • Getting around: grade A-

    Average commute 20 min, 4.3% work from home.

    84 of 100 vs TX areas

  • Education levels: grade F

    8.2% have a bachelor’s degree.

    3 of 100 vs TX areas

  • Health: grade D-

    33% of adults uninsured.

    16 of 100 vs TX areas

  • Home ownership: grade D

    53% of homes owner-occupied.

    20 of 100 vs TX areas

  • Internet access: grade D-

    79% of homes have broadband.

    12 of 100 vs TX areas

McKinney Terrace compared with Odessa

Better than Odessa

  • Renters paying 30%+ of income on rent: 37%18 points lower than Odessa (56%)
  • Home value to income: 1.7x43% lower than Odessa (3.0x)
  • Median rent: $96027% lower than Odessa ($1,315)

Worse than Odessa

  • Adults with a bachelor's degree or higher: 8.2%11 points lower than Odessa (19%)
  • Homes with broadband internet: 79%10 points lower than Odessa (89%)
  • Adults 18 to 64 without health insurance: 33%8 points higher than Odessa (25%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • DEl Magnet at ZavalaElementary, Ector County ISD0.8 mi
  • DEctor College Prep Success AcademyMiddle, Ector County ISD1.1 mi
  • DOdessa High SchoolHigh, Ector County ISD0.7 mi

Cost of living in McKinney Terrace

Median rent in McKinney Terrace is $960 a month, 27% lower than the Odessa median. A household would need about $38,000 a year to keep that rent at 30% of income.

The median home is worth $105,000, 53% lower than the Odessa median, which means a monthly payment of about $704 with property tax at today's mortgage rates.

MeasureHereOdessaTexas
Median rent27% lower than Odessa$960$1,315$1,403
Median home value53% lower than Odessa$105,000$223,100$283,800
Home value to income43% lower than Odessa1.7x3.0x3.6x
Renters paying 30%+ of income on rent18 points lower than Odessa37%56%52%
Homes owned by the people living in them7 points lower than Odessa53%60%63%
Vacant homes5 points higher than Odessa11%6.4%9.4%
Median year homes were builtAbout the same as Odessa196519801992

Monthly cost to buy a median home

$704
Mortgage payment
$575
Property tax
$130
Median rent, for comparison
$960

Based on a $105,000 home in McKinney Terrace, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereOdessaTexas
Median household income18% lower than Odessa$60,300$73,472$78,476
Unemployment rate5 points lower than Odessa1.4%5.9%5.3%
People below the poverty lineAbout the same as Odessa16%16%14%
Adults with a bachelor's degree or higher11 points lower than Odessa8.2%19%34%
Average commute9% lower than Odessa20 min22 min27 min
Workers who work from homeAbout the same as Odessa4.3%3.4%14%
Workers who walk, bike or take transit3 points higher than Odessa3.7%1.1%2.6%
Homes with broadband internet10 points lower than Odessa79%89%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingModerate
  • HurricanesLow
  • TornadoesHigh
  • HailVery high
  • Heat wavesHigh
  • WildfiresLow
  • Winter stormsVery high
  • Strong windVery high

Who lives in McKinney Terrace

Under 1830%
18 to 3417%
35 to 6440%
65 and over14%
Race and ethnicity
White9.2%
Hispanic or Latino87%
Black0.3%
Asian2.1%
Other or more than one race1.7%

Shown for information only. It is never part of any grade.

Other neighborhoods in Odessa

  1. 1ACountry Club EstatesMedian rent $1,260
  2. 2AEast Pointe
  3. 3A-Idlewild
  4. 4A-Emerald Forest GardensMedian rent $1,260
  5. 5A-Parker Place
  6. 6A-Fellowship AdditionMedian rent $1,410
  7. 7B+Clyde A Pool 2 Acre TractsMedian rent $1,070
  8. 8B+CyncoMedian rent $1,640

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. C-Brice Lane ColoniaUvalde
  2. COld TownBeaumont
  3. D+Northwest TylerTyler

Questions about McKinney Terrace

Is McKinney Terrace a good place to live?

McKinney Terrace is a neighborhood in Odessa, TX, home to about 2,400 people. It gets a C, around the middle of Texas neighborhoods, and ranks 25th of 66 areas we score in Odessa. It does best on cost of living and worst on education levels.

How much does it cost to live in McKinney Terrace?

Renters in McKinney Terrace pay a median of $960 a month, 27% lower than the Odessa median. The median home is worth $105,000, 53% lower than the Odessa median. A median home costs 1.7x the median household income, compared with 3.0x across Odessa.

What schools serve McKinney Terrace?

The closest rated public schools are El Magnet at Zavala (elementary, rated D), Ector College Prep Success Academy (middle, rated D) and Odessa High School (high, rated D). School zones can differ from the closest school, so check with the district.

This area is built from 2 Census block groups closest to the McKinney Terrace name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.