Town in Morris County

Living in Omaha, TX

B-

309th of 745Texas towns of 1,000 to 10,000 people
Overall score 58 of 100

Omaha earns a grade of B- on our index, 309th of 745 Texas towns of 1,000 to 10,000 people. It does best on cost of living and schools, and trails on health and internet access. It is a strong pick for people on a budget.

  • Good for people on a budget
  • Affordable
  • Jobs and income scores low (16 of 100)
  • Getting around scores low (13 of 100)
Map of Texas showing where Omaha isHoustonSan AntonioDallasAustinFort WorthOmaha
Where Omaha is in Texas.
Population
936+0.4% since 2020
Median rent
No data
Median home value
$106,00063% lower than Texas
Household income
$55,500Median
Average commute
27 minOne way
Violent crime
319Per 100k, 2025

What it's like to live in Omaha

Omaha is a town in Morris County. 936 people lived here in 2025, up 0.4% from 2020. It is spread out.

The median age is 42.7, 27% of households have children, 72% of homes are owned by the people living in them and the typical household earns $55,500 a year (29% lower than the Texas median).

Pros of living in Omaha

  • Homes are affordable for local incomes. The median home costs 1.9 times the median household income, against 3.6 times across Texas.

Cons of living in Omaha

  • Higher unemployment. 8.8% of the labor force is out of work, against 5.3% statewide.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high here.

Who Omaha suits

  • FamiliesA reasonable fit: violent crime is 18% lower than the Texas rate. Compared with similar Texas places, it beats 73% for families.
  • Young professionalsA reasonable fit: household income is 29% lower than the Texas median, with 9 restaurants and 1 cafe in town. Compared with similar Texas places, it beats 46% for young professionals.
  • RetireesA reasonable fit: 15% of working-age adults are uninsured and violent crime is 18% lower than the Texas rate. Compared with similar Texas places, it beats 61% for retirees.
  • Remote workersA reasonable fit: 80% of homes have broadband. Compared with similar Texas places, it beats 45% for remote workers.
  • People on a budgetA reasonable fit. Compared with similar Texas places, it beats 88% for people on a budget.

Omaha report card

Ten grades, one for each part of daily life we measure. Most compare Omaha with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade A+

    Homes cost 1.9x income.

    96 of 100 vs US towns

  • Jobs and income: grade D-

    Median household income $55,500, 8.8% unemployed.

    16 of 100 vs US towns

  • Schools: grade B

    Not enough data.

    68 of 100 vs TX towns

  • Safety: grade C

    319 violent crimes per 100k, 106 property crimes per 100k.

    43 of 100 vs TX towns

  • Errands and things to do: grade C+

    1 grocery store, 9 restaurants, 1 park mapped in town.

    48 of 100 vs TX towns

  • Getting around: grade D-

    Average commute 27 min, 6.5% work from home.

    13 of 100 vs US towns

  • Education levels: grade C+

    22% have a bachelor’s degree.

    53 of 100 vs US towns

  • Health: grade D-

    15% of adults uninsured.

    10 of 100 vs US towns

  • Home ownership: grade B-

    72% of homes owner-occupied.

    63 of 100 vs US towns

  • Internet access: grade D-

    80% of homes have broadband.

    13 of 100 vs US towns

Where Omaha stands out compared with Texas

Better than Texas

  • Renters paying 30%+ of income on rent: 30%22 points lower than Texas (52%)
  • Home value to income: 1.9x47% lower than Texas (3.6x)
  • Homes owned by the people living in them: 72%10 points higher than Texas (63%)

Worse than Texas

  • Adults with a bachelor's degree or higher: 22%12 points lower than Texas (34%)
  • Median household income: $55,50029% lower than Texas ($78,476)
  • Homes with broadband internet: 80%11 points lower than Texas (91%)

Cost of living in Omaha

HUD sets fair market rents for this area at $807 for a one-bedroom, $1,014 for a two-bedroom and $1,367 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $106,000, 63% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $580 before tax, or $706 with property tax.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Omaha pays $1,506 a year, 64% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in OmahaStudio$7711 bedroom$8072 bedrooms$1,0143 bedrooms$1,3674 bedrooms$1,695
HUD fair market rent for FY2027, Morris County, TX. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median home value63% lower than Texas$106,000$283,800$332,700
Home value to income47% lower than Texas1.9x3.6x4.1x
Renters paying 30%+ of income on rent22 points lower than Texas30%52%51%
Median property tax per year64% lower than Texas$1,506$4,232$3,119
Homes owned by the people living in them10 points higher than Texas72%63%65%
Median year homes were builtAbout the same as Texas197419921980

Monthly cost to buy a median home

$706
Mortgage payment
$580
Property tax
$126

Based on a $106,000 home in Omaha, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Omaha safe?

In 2025, Omaha Police Department reported 3 violent crimes and 1 property crimes. That works out to 319 violent crimes per 100,000 people, 18% lower than the Texas rate of 387, and 106 property crimes per 100,000, 95% lower than the state rate.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
319
per 100k, Texas 387
Property crime
106
per 100k, Texas 2,086

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Omaha Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Daily life in Omaha

Everyday places mapped inside Omaha, from Overture Maps.

The average one-way commute is 27 minutes, about the same as the Texas average. 7% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Mount Pleasant is about 14 miles away in a straight line. Many people who live in Omaha work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $55,500, income per person is $29,118, unemployment is 8.8% and 22% of adults hold a bachelor's degree.

Grocery stores
1
Pharmacies
0
Restaurants
9
Cafes
1
Bars
0
Parks
1
Gyms
0
Hospitals and urgent care
0
Childcare
0
Libraries
0

Jobs, income and education

MeasureHereTexasUS
Median household income29% lower than Texas$55,500$78,476$80,734
Income per person29% lower than Texas$29,118$40,752$44,673
Unemployment rate4 points higher than Texas8.8%5.3%5.2%
People below the poverty line3 points higher than Texas17%14%12%
Adults with a bachelor's degree or higher12 points lower than Texas22%34%36%
Adults with a high school diploma or higher7 points higher than Texas93%86%90%
Adults 18 to 64 without health insurance4 points lower than Texas15%20%11%
Homes with broadband internet11 points lower than Texas80%91%91%

Getting to work

MeasureHereTexasUS
Average commuteAbout the same as Texas27 min27 min26 min
Workers who work from home8 points lower than Texas6.5%14%15%
Workers who work from home6.5%
Workers who take transit0%
Workers who walk0%
Workers who bike0%

Who lives in Omaha

Under 1826%
18 to 3414%
35 to 6439%
65 and over21%

Median age 42.7 years. 27% of households have children.

Race and ethnicity
White50%
Hispanic or Latino7.7%
Black38%
Asian0%
Other or more than one race3.6%

Shown for information only. It is never part of any grade.

Weather in Omaha

Omaha has a hot Texas climate. July highs average 93°F and January lows about 32°F. There are about 99 days a year at 90°F or above, and about 49 inches of rain a year.

Average monthly high and low temperatures in Omaha30°50°70°90°56J60F68M75A82M90J93J94A88S78O66N58DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Mt Pleasant, 16 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is high, hurricane risk is high, tornado risk is very high and hail risk is very high. Before you buy, look up the FEMA flood zone for the exact address and get a flood insurance quote, since standard home policies do not cover floods.

  • River floodingHigh
  • HurricanesHigh
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresVery high
  • Winter stormsVery high
  • Strong windVery high

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Omaha

Nearby, Naples gets a D, Daingerfield gets a D+ and Mount Pleasant gets a B. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. DNaplesTown, 1,412 people4 mi
  2. D+DaingerfieldTown, 2,529 people11 mi
  3. BMount PleasantSmall city, 16,136 people14 mi
  4. B+Hughes SpringsTown, 1,781 people15 mi
  5. D+Lone StarTown, 1,543 people17 mi
  6. C+PittsburgTown, 4,432 people18 mi

Living in Omaha: common questions

Is Omaha, TX a good place to live?

Omaha earns a grade of B- on our index, 309th of 745 Texas towns of 1,000 to 10,000 people. It does best on cost of living and schools, and trails on health and internet access. It is a strong pick for people on a budget.

How much does it cost to live in Omaha?

The median home is worth $106,000, 63% lower than the Texas median. A median home costs 1.9x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $706, including property tax.

Is Omaha safe?

In 2025, Omaha Police Department reported 319 violent crimes per 100,000 people, 18% lower than the Texas rate. Property crime was 106 per 100,000, 95% lower than the Texas rate.

Does Omaha flood?

FEMA rates river flooding risk in Omaha as high, and coastal flooding as not rated. Hazards rated high or very high here: river flooding, hurricanes, tornadoes, heat waves, hail, wildfires, winter storms and strong wind. Always check the flood map for a specific address before you buy.

What is the weather like in Omaha?

Summers in Omaha peak at about 93°F in July, and January nights fall to about 32°F. Expect around 99 days a year at 90°F or hotter, and 49 inches of rain.

How long is the commute in Omaha?

The average one-way commute is 27 min, about the same as the Texas average. About 6.5% of workers work from home. It is about 14 miles from downtown Mount Pleasant.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.