Neighborhood in Saginaw, Tarrant County

Living in Central Saginaw, Saginaw

C

3rd of 3areas in Saginaw
Overall score 47 of 100 vs Texas neighborhoods
Saginaw overall: B-

Central Saginaw covers part of Saginaw, TX, home to about 22,500 people. It gets a C, around the middle of Texas neighborhoods, and ranks 3rd of 3 areas we score in Saginaw. It does best on internet access and worst on health.

  • Lots of parks
  • Tornado risk is very high
  • Heat wave risk is very high

Closest everyday places

Grocery store0.5 mi
Pharmacy0.9 mi
Park0.5 mi
Cafe0.9 mi
Restaurant0.4 mi
Gym0.5 mi
Hospital or urgent care1.7 mi
Childcare0.6 mi
Library0.7 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
22,450
Median rent
$1,780
Median home value
$289,000
Household income
$93,600
Average commute
26 min
Homes owned
66%
Loading map

What it's like to live in Central Saginaw

Central Saginaw is an area in Saginaw with about 22,500 residents, homes built around 1994, mostly owner-occupied (66%) and 37% of households with children.

It grades C against every neighborhood in Texas and ranks 3rd of 3 areas in Saginaw, which grades B- overall.

Pros of living in Central Saginaw

  • Groceries close by. The nearest grocery store is about 0.5 miles from the middle of the neighborhood.
  • Parks within walking distance. The closest park is about 0.5 miles away.

Cons of living in Central Saginaw

  • Lower-rated schools nearby. Only 1 of the 3 closest public schools are rated A or B.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.

Central Saginaw report card

Each grade compares Central Saginaw with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C

    Median rent $1,780, homes cost 3.1x income.

    41 of 100 vs TX areas

  • Jobs and income: grade B-

    Median household income $93,600, 4.3% unemployed.

    61 of 100 vs TX areas

  • Schools: grade D+

    Nearby schools average 76 of 100 on the state rating.

    29 of 100 vs TX areas

  • Safety: no grade

    Citywide, 289 violent crimes per 100k, 1,050 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C+

    Most everyday stores and services within a mile of homes.

    56 of 100 vs TX areas

  • Getting around: grade C+

    Average commute 26 min, 12% work from home.

    50 of 100 vs TX areas

  • Education levels: grade C-

    24% have a bachelor’s degree.

    37 of 100 vs TX areas

  • Health: grade D+

    17% of adults uninsured.

    27 of 100 vs TX areas

  • Home ownership: grade B-

    66% of homes owner-occupied.

    59 of 100 vs TX areas

  • Internet access: grade B

    97% of homes have broadband.

    67 of 100 vs TX areas

Central Saginaw compared with Saginaw

Better than Saginaw

No measure is clearly better than Saginaw.

Worse than Saginaw

  • Renters paying 30%+ of income on rent: 55%3 points higher than Saginaw (53%)
  • Homes owned by the people living in them: 66%3 points lower than Saginaw (68%)
  • Median household income: $93,6004% lower than Saginaw ($97,276)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • DSaginaw ElementaryElementary, Eagle Mt-Saginaw ISD0.9 mi
  • CPrairie VistaMiddle, Eagle Mt-Saginaw ISD1.1 mi
  • BSaginaw High SchoolHigh, Eagle Mt-Saginaw ISD1.2 mi

Cost of living in Central Saginaw

Median rent in Central Saginaw is $1,780 a month, about the same as the Saginaw median. A household would need about $71,000 a year to keep that rent at 30% of income.

The median home is worth $289,000, about the same as the Saginaw median, which means a monthly payment of about $1,965 with property tax at today's mortgage rates.

MeasureHereSaginawTexas
Median rentAbout the same as Saginaw$1,780$1,776$1,403
Median home value3% lower than Saginaw$289,000$298,500$283,800
Home value to incomeAbout the same as Saginaw3.1x3.1x3.6x
Renters paying 30%+ of income on rent3 points higher than Saginaw55%53%52%
Homes owned by the people living in them3 points lower than Saginaw66%68%63%
Vacant homesAbout the same as Saginaw2.0%1.9%9.4%
Median year homes were builtAbout the same as Saginaw199420001992

Monthly cost to buy a median home

$1,965
Mortgage payment
$1,582
Property tax
$383
Median rent, for comparison
$1,780

Based on a $289,000 home in Central Saginaw, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereSaginawTexas
Median household income4% lower than Saginaw$93,600$97,276$78,476
Unemployment rateAbout the same as Saginaw4.3%4.6%5.3%
People below the poverty lineAbout the same as Saginaw5.5%5.6%14%
Adults with a bachelor's degree or higherAbout the same as Saginaw24%25%34%
Average commuteAbout the same as Saginaw26 min26 min27 min
Workers who work from home2 points lower than Saginaw12%14%14%
Workers who walk, bike or take transitAbout the same as Saginaw1.7%1.3%2.6%
Homes with broadband internetAbout the same as Saginaw97%97%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingModerate
  • HurricanesLow
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresModerate
  • Winter stormsModerate
  • Strong windLow

Who lives in Central Saginaw

Under 1826%
18 to 3422%
35 to 6439%
65 and over13%
Race and ethnicity
White44%
Hispanic or Latino39%
Black11%
Asian2.9%
Other or more than one race3.1%

Shown for information only. It is never part of any grade.

Other neighborhoods in Saginaw

  1. 1B+Northeast SaginawMedian rent $1,840
  2. 2C+Northwest SaginawMedian rent $2,090

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. CMountain View AcresSan Antonio
  2. CWindsor HillsAustin
  3. C-Central Grand PrairieGrand Prairie

Questions about Central Saginaw

Is Central Saginaw a good place to live?

Central Saginaw covers part of Saginaw, TX, home to about 22,500 people. It gets a C, around the middle of Texas neighborhoods, and ranks 3rd of 3 areas we score in Saginaw. It does best on internet access and worst on health.

How much does it cost to live in Central Saginaw?

Median rent in Central Saginaw is $1,780 a month, about the same as the Saginaw median. The median home is worth $289,000, 3% lower than the Saginaw median. A median home costs 3.1x the median household income, compared with 3.1x across Saginaw.

What schools serve Central Saginaw?

The closest rated public schools are Saginaw Elementary (elementary, rated D), Prairie Vista (middle, rated C) and Saginaw High School (high, rated B). School zones can differ from the closest school, so check with the district.

This area groups 10 Census block groups in this part of Saginaw that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.