Neighborhood in Seminole, Gaines County

Living in Smallin Terrace Addition, Seminole

B

3rd of 5areas in Seminole
Overall score 66 of 100 vs Texas neighborhoods
Seminole overall: B-

Smallin Terrace Addition is a neighborhood in Seminole, TX, home to about 1,100 people. It gets a B, in the top 36% of Texas neighborhoods, and ranks 3rd of 5 areas we score in Seminole. It does best on internet access and worst on education levels.

  • Well connected
  • Short commutes
  • Lots of parks
  • Education levels scores low (5 of 100)
  • Health scores low (20 of 100)

Closest everyday places

Grocery store0.5 mi
Pharmacy19.5 mi
Parkunder 0.1 mi
Cafe0.5 mi
Restaurant0.3 mi
Gym0.1 mi
Hospital or urgent care0.2 mi
Childcare0.3 mi
Library0.3 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
1,070
Median rent
$820
Median home value
$133,000
Household income
$53,800
Average commute
19 min
Homes owned
90%
Loading map

What it's like to live in Smallin Terrace Addition

Smallin Terrace Addition is a neighborhood in Seminole with about 1,100 residents, homes built around 1984, mostly owner-occupied (90%) and 29% of households with children.

It grades B against every neighborhood in Texas and ranks 3rd of 5 areas in Seminole, which grades B- overall.

Pros of living in Smallin Terrace Addition

  • Groceries close by. The nearest grocery store is about 0.5 miles from the middle of the neighborhood.
  • Parks within walking distance. The closest park is about under 0.1 miles away.

Cons of living in Smallin Terrace Addition

  • Natural hazard risk. FEMA rates the risk of tornadoes, hail and wildfires as very high in this part of town.

Smallin Terrace Addition report card

Each grade compares Smallin Terrace Addition with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade B-

    Median rent $820, homes cost 2.5x income.

    61 of 100 vs TX areas

  • Jobs and income: grade B-

    Median household income $53,800, 0% unemployed.

    62 of 100 vs TX areas

  • Schools: grade C+

    Nearby schools average 82 of 100 on the state rating.

    55 of 100 vs TX areas

  • Safety: no grade

    Citywide, 254 violent crimes per 100k, 629 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C+

    Most everyday stores and services within a mile of homes.

    55 of 100 vs TX areas

  • Getting around: grade C+

    Average commute 19 min, 0% work from home.

    55 of 100 vs TX areas

  • Education levels: grade F

    10% have a bachelor’s degree.

    6 of 100 vs TX areas

  • Health: grade D

    23% of adults uninsured.

    20 of 100 vs TX areas

  • Home ownership: grade B-

    90% of homes owner-occupied.

    64 of 100 vs TX areas

  • Internet access: grade A

    100% of homes have broadband.

    91 of 100 vs TX areas

Smallin Terrace Addition compared with Seminole

Better than Seminole

  • Homes owned by the people living in them: 90%16 points higher than Seminole (74%)
  • Homes with broadband internet: 100%14 points higher than Seminole (86%)
  • Average commute: 19 min21% lower than Seminole (24 min)

Worse than Seminole

  • Renters paying 30%+ of income on rent: 100%62 points higher than Seminole (38%)
  • Adults with a bachelor's degree or higher: 10%8 points lower than Seminole (18%)
  • Median household income: $53,80011% lower than Seminole ($60,390)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • CSeminole ElementaryElementary, Seminole ISD0.5 mi
  • CSeminole Junior HighMiddle, Seminole ISD0.6 mi
  • ASeminole High SchoolHigh, Seminole ISD1 mi

Cost of living in Smallin Terrace Addition

Median rent in Smallin Terrace Addition is $820 a month, 4% lower than the Seminole median. A household would need about $33,000 a year to keep that rent at 30% of income.

The median home is worth $133,000, 25% lower than the Seminole median, which means a monthly payment of about $975 with property tax at today's mortgage rates.

MeasureHereSeminoleTexas
Median rent4% lower than Seminole$820$858$1,403
Median home value25% lower than Seminole$133,000$177,000$283,800
Home value to income15% lower than Seminole2.5x2.9x3.6x
Renters paying 30%+ of income on rent62 points higher than Seminole100%38%52%
Homes owned by the people living in them16 points higher than Seminole90%74%63%
Vacant homesAbout the same as Seminole9.8%9.7%9.4%
Median year homes were builtAbout the same as Seminole198419791992

Monthly cost to buy a median home

$975
Mortgage payment
$728
Property tax
$247
Median rent, for comparison
$820

Based on a $133,000 home in Smallin Terrace Addition, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereSeminoleTexas
Median household income11% lower than Seminole$53,800$60,390$78,476
Unemployment rate3 points lower than Seminole0%2.8%5.3%
People below the poverty lineAbout the same as Seminole5.9%6.5%14%
Adults with a bachelor's degree or higher8 points lower than Seminole10%18%34%
Average commute21% lower than Seminole19 min24 min27 min
Workers who work from home1 points lower than Seminole0%1.1%14%
Workers who walk, bike or take transitAbout the same as Seminole0%0.7%2.6%
Homes with broadband internet14 points higher than Seminole100%86%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingHigh
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresVery high
  • Winter stormsVery high
  • Strong windVery high

Who lives in Smallin Terrace Addition

Under 1827%
18 to 3421%
35 to 6419%
65 and over32%
Race and ethnicity
White34%
Hispanic or Latino54%
Black1.1%
Asian11%
Other or more than one race0%

Shown for information only. It is never part of any grade.

Other neighborhoods in Seminole

  1. 1B+City Park AdditionMedian rent $820
  2. 2B+Malone
  3. 4B-Mesquite ApartmentsMedian rent $820
  4. 5C+Russell AdditionMedian rent $820

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. B-East Big SpringBig Spring
  2. BScruggsCleburne
  3. B-Northeast ConroeConroe

Questions about Smallin Terrace Addition

Is Smallin Terrace Addition a good place to live?

Smallin Terrace Addition is a neighborhood in Seminole, TX, home to about 1,100 people. It gets a B, in the top 36% of Texas neighborhoods, and ranks 3rd of 5 areas we score in Seminole. It does best on internet access and worst on education levels.

How much does it cost to live in Smallin Terrace Addition?

Median rent in Smallin Terrace Addition is $820 a month, 4% lower than the Seminole median. The median home is worth $133,000, 25% lower than the Seminole median. A median home costs 2.5x the median household income, compared with 2.9x across Seminole.

What schools serve Smallin Terrace Addition?

The closest rated public schools are Seminole Elementary (elementary, rated C), Seminole Junior High (middle, rated C) and Seminole High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area is built from 1 Census block group closest to the Smallin Terrace Addition name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.