Neighborhood in Sherman, Grayson County

Living in Central Sherman, Sherman

D

5th of 6areas in Sherman
Overall score 17 of 100 vs Texas neighborhoods
Sherman overall: D-

Central Sherman covers part of Sherman, TX, home to about 20,400 people. It gets a D, in the bottom quarter of Texas neighborhoods, and ranks 5th of 6 areas we score in Sherman. It does best on getting around and worst on schools.

  • Lots of parks
  • Schools scores low (17 of 100)
  • Health scores low (18 of 100)

Closest everyday places

Grocery store1.2 mi
Pharmacy1.4 mi
Park0.5 mi
Cafe0.7 mi
Restaurant0.6 mi
Gym0.7 mi
Hospital or urgent care1.0 mi
Childcare1.0 mi
Library1.4 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
20,380
Median rent
$1,380
Median home value
$229,000
Household income
$59,500
Average commute
21 min
Homes owned
42%
Loading map

What it's like to live in Central Sherman

Central Sherman is an area in Sherman with about 20,400 residents, homes built around 1976, a mix of owners and renters and 37% of households with children.

It grades D against every neighborhood in Texas and ranks 5th of 6 areas in Sherman, which grades D- overall.

Pros of living in Central Sherman

No clear standouts in our data.

Cons of living in Central Sherman

  • Lower-rated schools nearby. Only 0 of the 3 closest public schools are rated A or B.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.

Central Sherman report card

Each grade compares Central Sherman with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C

    Median rent $1,380, homes cost 3.9x income.

    42 of 100 vs TX areas

  • Jobs and income: grade C-

    Median household income $59,500, 3.4% unemployed.

    32 of 100 vs TX areas

  • Schools: grade D

    Nearby schools average 72 of 100 on the state rating.

    17 of 100 vs TX areas

  • Safety: no grade

    Citywide, 298 violent crimes per 100k, 1,636 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C-

    Some everyday stores and services within a mile of homes.

    38 of 100 vs TX areas

  • Getting around: grade B

    Average commute 21 min, 8.3% work from home.

    67 of 100 vs TX areas

  • Education levels: grade D+

    20% have a bachelor’s degree.

    25 of 100 vs TX areas

  • Health: grade D

    18% of adults uninsured.

    18 of 100 vs TX areas

  • Home ownership: grade D+

    42% of homes owner-occupied.

    30 of 100 vs TX areas

  • Internet access: grade C+

    93% of homes have broadband.

    48 of 100 vs TX areas

Central Sherman compared with Sherman

Better than Sherman

  • Average commute: 21 min8% lower than Sherman (23 min)
  • Home value to income: 3.9x7% lower than Sherman (4.1x)
  • Vacant homes: 5.8%2 points lower than Sherman (7.8%)

Worse than Sherman

  • Homes owned by the people living in them: 42%10 points lower than Sherman (53%)
  • Adults with a bachelor's degree or higher: 20%4 points lower than Sherman (24%)
  • Median rent: $1,3804% higher than Sherman ($1,324)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • CHenry W Sory ElementaryElementary, Sherman ISD1.3 mi
  • CPiner MiddleMiddle, Sherman ISD1.9 mi
  • CSherman High SchoolHigh, Sherman ISD0.9 mi

Cost of living in Central Sherman

Median rent in Central Sherman is $1,380 a month, 4% higher than the Sherman median. A household would need about $55,000 a year to keep that rent at 30% of income.

The median home is worth $229,000, 6% lower than the Sherman median, which means a monthly payment of about $1,526 with property tax at today's mortgage rates.

MeasureHereShermanTexas
Median rent4% higher than Sherman$1,380$1,324$1,403
Median home value6% lower than Sherman$229,000$243,500$283,800
Home value to income7% lower than Sherman3.9x4.1x3.6x
Renters paying 30%+ of income on rentAbout the same as Sherman56%57%52%
Homes owned by the people living in them10 points lower than Sherman42%53%63%
Vacant homes2 points lower than Sherman5.8%7.8%9.4%
Median year homes were builtAbout the same as Sherman197619801992

Monthly cost to buy a median home

$1,526
Mortgage payment
$1,253
Property tax
$272
Median rent, for comparison
$1,380

Based on a $229,000 home in Central Sherman, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereShermanTexas
Median household incomeAbout the same as Sherman$59,500$58,859$78,476
Unemployment rateAbout the same as Sherman3.4%2.6%5.3%
People below the poverty lineAbout the same as Sherman12%13%14%
Adults with a bachelor's degree or higher4 points lower than Sherman20%24%34%
Average commute8% lower than Sherman21 min23 min27 min
Workers who work from home3 points lower than Sherman8.3%11%14%
Workers who walk, bike or take transit1 points lower than Sherman0.5%1.8%2.6%
Homes with broadband internet1 points higher than Sherman93%91%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingHigh
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresHigh
  • Winter stormsModerate
  • Strong windHigh

Who lives in Central Sherman

Under 1828%
18 to 3429%
35 to 6432%
65 and over12%
Race and ethnicity
White54%
Hispanic or Latino28%
Black9.7%
Asian1.8%
Other or more than one race6.3%

Shown for information only. It is never part of any grade.

Other neighborhoods in Sherman

  1. 1C-East ShermanMedian rent $1,570
  2. 2C-Northwest ShermanMedian rent $1,250
  3. 3C-North ShermanMedian rent $1,210
  4. 4DSouth ShermanMedian rent $1,200
  5. 6D-Northeast ShermanMedian rent $1,420

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. D+South WacoWaco
  2. D-Central WeatherfordWeatherford
  3. D-South Fort WorthFort Worth

Questions about Central Sherman

Is Central Sherman a good place to live?

Central Sherman covers part of Sherman, TX, home to about 20,400 people. It gets a D, in the bottom quarter of Texas neighborhoods, and ranks 5th of 6 areas we score in Sherman. It does best on getting around and worst on schools.

How much does it cost to live in Central Sherman?

Median rent in Central Sherman is $1,380 a month, 4% higher than the Sherman median. The median home is worth $229,000, 6% lower than the Sherman median. A median home costs 3.9x the median household income, compared with 4.1x across Sherman.

What schools serve Central Sherman?

The closest rated public schools are Henry W Sory Elementary (elementary, rated C), Piner Middle (middle, rated C) and Sherman High School (high, rated C). School zones can differ from the closest school, so check with the district.

This area groups 14 Census block groups in this part of Sherman that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.