Neighborhood in Terrell, Kaufman County

Living in Central Terrell, Terrell

D-

2nd of 3areas in Terrell
Overall score 10 of 100 vs Texas neighborhoods
Terrell overall: F

Central Terrell covers part of Terrell, TX, home to about 12,100 people. It gets a D-, in the bottom 16% of Texas neighborhoods, and ranks 2nd of 3 areas we score in Terrell. It does best on getting around and worst on health.

  • Jobs and income scores low (14 of 100)
  • Education levels scores low (15 of 100)

Closest everyday places

Grocery store0.9 mi
Pharmacy1.0 mi
Park0.8 mi
Cafe0.7 mi
Restaurant0.5 mi
Gym0.9 mi
Hospital or urgent care1.3 mi
Childcare1.1 mi
Library1.3 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
12,090
Median rent
$1,200
Median home value
$201,000
Household income
$60,900
Average commute
22 min
Homes owned
43%
Loading map

What it's like to live in Central Terrell

Central Terrell is an area in Terrell with about 12,100 residents, homes built around 1984, a mix of owners and renters and 36% of households with children.

It grades D- against every neighborhood in Texas and ranks 2nd of 3 areas in Terrell, which grades F overall.

Pros of living in Central Terrell

No clear standouts in our data.

Cons of living in Central Terrell

  • Lower-rated schools nearby. Only 1 of the 3 closest public schools are rated A or B.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.

Central Terrell report card

Each grade compares Central Terrell with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C+

    Median rent $1,200, homes cost 3.3x income.

    49 of 100 vs TX areas

  • Jobs and income: grade D-

    Median household income $60,900, 9.0% unemployed.

    14 of 100 vs TX areas

  • Schools: grade D

    Nearby schools average 73 of 100 on the state rating.

    20 of 100 vs TX areas

  • Safety: no grade

    Citywide, 327 violent crimes per 100k, 1,250 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C-

    Some everyday stores and services within a mile of homes.

    39 of 100 vs TX areas

  • Getting around: grade B+

    Average commute 22 min, 3.4% work from home.

    72 of 100 vs TX areas

  • Education levels: grade D-

    16% have a bachelor’s degree.

    16 of 100 vs TX areas

  • Health: grade F

    22% of adults uninsured.

    7 of 100 vs TX areas

  • Home ownership: grade D+

    43% of homes owner-occupied.

    26 of 100 vs TX areas

  • Internet access: grade D-

    81% of homes have broadband.

    16 of 100 vs TX areas

Central Terrell compared with Terrell

Better than Terrell

  • Average commute: 22 min20% lower than Terrell (27 min)

Worse than Terrell

  • Homes owned by the people living in them: 43%16 points lower than Terrell (59%)
  • People below the poverty line: 20%4 points higher than Terrell (16%)
  • Homes with broadband internet: 81%3 points lower than Terrell (85%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • CGilbert Willie Sr ElementaryElementary, Terrell ISD1 mi
  • DHerman Furlough Jr MiddleMiddle, Terrell ISD2.3 mi
  • BTerrell High SchoolHigh, Terrell ISD2.7 mi

Cost of living in Central Terrell

Median rent in Central Terrell is $1,200 a month, about the same as the Terrell median. A household would need about $48,000 a year to keep that rent at 30% of income.

The median home is worth $201,000, 8% lower than the Terrell median, which means a monthly payment of about $1,417 with property tax at today's mortgage rates.

MeasureHereTerrellTexas
Median rentAbout the same as Terrell$1,200$1,232$1,403
Median home value8% lower than Terrell$201,000$218,500$283,800
Home value to incomeAbout the same as Terrell3.3x3.3x3.6x
Renters paying 30%+ of income on rent1 points higher than Terrell63%62%52%
Homes owned by the people living in them16 points lower than Terrell43%59%63%
Vacant homes2 points higher than Terrell7.1%5.0%9.4%
Median year homes were builtAbout the same as Terrell198419841992

Monthly cost to buy a median home

$1,417
Mortgage payment
$1,100
Property tax
$317
Median rent, for comparison
$1,200

Based on a $201,000 home in Central Terrell, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereTerrellTexas
Median household income8% lower than Terrell$60,900$65,842$78,476
Unemployment rate1 points higher than Terrell9.0%7.6%5.3%
People below the poverty line4 points higher than Terrell20%16%14%
Adults with a bachelor's degree or higherAbout the same as Terrell16%16%34%
Average commute20% lower than Terrell22 min27 min27 min
Workers who work from home2 points lower than Terrell3.4%4.9%14%
Workers who walk, bike or take transitAbout the same as Terrell1.8%2.4%2.6%
Homes with broadband internet3 points lower than Terrell81%85%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingModerate
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresVery high
  • Winter stormsHigh
  • Strong windHigh

Who lives in Central Terrell

Under 1828%
18 to 3426%
35 to 6433%
65 and over13%
Race and ethnicity
White29%
Hispanic or Latino40%
Black27%
Asian0.2%
Other or more than one race3.8%

Shown for information only. It is never part of any grade.

Other neighborhoods in Terrell

  1. 1C-Southwest Terrell
  2. 3FNortheast TerrellMedian rent $1,620

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. D-Southeast San AntonioSan Antonio
  2. D-Central Texas CityTexas City
  3. D-Northwest BryanBryan

Questions about Central Terrell

Is Central Terrell a good place to live?

Central Terrell covers part of Terrell, TX, home to about 12,100 people. It gets a D-, in the bottom 16% of Texas neighborhoods, and ranks 2nd of 3 areas we score in Terrell. It does best on getting around and worst on health.

How much does it cost to live in Central Terrell?

Median rent in Central Terrell is $1,200 a month, about the same as the Terrell median. The median home is worth $201,000, 8% lower than the Terrell median. A median home costs 3.3x the median household income, compared with 3.3x across Terrell.

What schools serve Central Terrell?

The closest rated public schools are Gilbert Willie Sr Elementary (elementary, rated C), Herman Furlough Jr Middle (middle, rated D) and Terrell High School (high, rated B). School zones can differ from the closest school, so check with the district.

This area groups 7 Census block groups in this part of Terrell that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.