Town in Wood County
Living in Winnsboro, TX
472nd of 745Texas towns of 1,000 to 10,000 people
Overall score 36 of 100
Winnsboro gets an overall grade of C- and ranks 472nd of 745 Texas towns of 1,000 to 10,000 people. It does best on safety and cost of living, and trails on education levels and jobs and income.
- Jobs and income scores low (17 of 100)
- Education levels scores low (16 of 100)
- Population
- 3,678+6.7% since 2020
- Median rent
- $87737% lower than Texas
- Median home value
- $172,00039% lower than Texas
- Household income
- $54,828Median
- Average commute
- 24 minOne way
- Violent crime
- 54Per 100k, 2025
What it's like to live in Winnsboro
Winnsboro is a town in Wood County. 3,678 people lived here in 2025, up 6.7% from 2020. It is spread out.
Local spots people know include Winnsboro City Park and Gilbreath Memorial Library.
The median age is 36.8, 42% of households have children, 53% of homes are owned by the people living in them and the typical household earns $54,828 a year (30% lower than the Texas median).
Pros of living in Winnsboro
- Low violent crime. 54 violent crimes per 100,000 people in 2025, 86% lower than the Texas rate.
- Lower rent. Median rent is $877, 37% lower than the Texas median.
Cons of living in Winnsboro
- Higher unemployment. 8.0% of the labor force is out of work, against 5.3% statewide.
Who Winnsboro suits
- FamiliesA reasonable fit: 50% of rated schools earn an A or B and violent crime is 86% lower than the Texas rate. Compared with similar Texas places, it beats 55% for families.
- Young professionalsNot the best fit: household income is 30% lower than the Texas median, with 29 restaurants and 2 cafes in town. Compared with similar Texas places, it beats 15% for young professionals.
- RetireesA reasonable fit: 14% of working-age adults are uninsured and violent crime is 86% lower than the Texas rate. Compared with similar Texas places, it beats 73% for retirees.
- Remote workersA reasonable fit: 88% of homes have broadband and the median rent of $877 is 37% lower than the Texas median. Compared with similar Texas places, it beats 41% for remote workers.
- People on a budgetA reasonable fit: the median rent of $877 is 37% lower than the Texas median. Compared with similar Texas places, it beats 45% for people on a budget.
Winnsboro report card
Ten grades, one for each part of daily life we measure. Most compare Winnsboro with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.
Cost of living: grade C+
Median rent $877, homes cost 3.1x income.
56 of 100 vs US townsJobs and income: grade D
Median household income $54,828, 8.0% unemployed.
17 of 100 vs US townsSchools: grade C-
4 rated campuses, 50% rated A or B.
36 of 100 vs TX townsSafety: grade B+
54 violent crimes per 100k, 323 property crimes per 100k.
79 of 100 vs TX townsErrands and things to do: no grade
4 grocery stores, 29 restaurants, 1 park mapped in town.
No score vs TX townsGetting around: grade C-
Average commute 24 min, 15% work from home.
33 of 100 vs US townsEducation levels: grade D
15% have a bachelor’s degree.
16 of 100 vs US townsHealth: grade D+
14% of adults uninsured.
27 of 100 vs US townsHome ownership: grade D+
53% of homes owner-occupied.
29 of 100 vs US townsInternet access: grade C-
88% of homes have broadband.
39 of 100 vs US towns
Where Winnsboro stands out compared with Texas
Better than Texas
- Median rent: $87737% lower than Texas ($1,403)
- Adults 18 to 64 without health insurance: 14%6 points lower than Texas (20%)
- Home value to income: 3.1x13% lower than Texas (3.6x)
Worse than Texas
- Adults with a bachelor's degree or higher: 15%19 points lower than Texas (34%)
- Median household income: $54,82830% lower than Texas ($78,476)
- Homes owned by the people living in them: 53%10 points lower than Texas (63%)
Cost of living in Winnsboro
Winnsboro renters pay a median of $877 a month, 37% lower than the statewide median. The usual rule is to spend no more than 30% of income on rent, which means earning around $35,000 a year for a median unit. Right now 47% of renters here pay more than 30% of their income on rent.
HUD sets fair market rents for this area at $862 for a one-bedroom, $1,019 for a two-bedroom and $1,294 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.
The median home is worth $172,000, 39% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $941 before tax, or $1,112 with property tax. That is $235 a month more than the median rent, so renting is the cheaper monthly choice unless you plan to stay for years.
Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Winnsboro pays $2,045 a year, 52% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.
Typical rent by apartment size
| Measure | Here | Texas | US |
|---|---|---|---|
| Median rent37% lower than Texas | $877 | $1,403 | $1,413 |
| Median home value39% lower than Texas | $172,000 | $283,800 | $332,700 |
| Home value to income13% lower than Texas | 3.1x | 3.6x | 4.1x |
| Renters paying 30%+ of income on rent5 points lower than Texas | 47% | 52% | 51% |
| Median property tax per year52% lower than Texas | $2,045 | $4,232 | $3,119 |
| Homes owned by the people living in them10 points lower than Texas | 53% | 63% | 65% |
| Median year homes were builtAbout the same as Texas | 1971 | 1992 | 1980 |
Monthly cost to buy a median home
- Mortgage payment
- $941
- Property tax
- $170
- Median rent, for comparison
- $877
Based on a $172,000 home in Winnsboro, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.
Is Winnsboro safe?
In 2025, Winnsboro Police Department reported 2 violent crimes and 12 property crimes. That works out to 54 violent crimes per 100,000 people, 86% lower than the Texas rate of 387, and 323 property crimes per 100,000, 85% lower than the state rate.
Violent crime is down about 55% since 2021, based on the yearly rates below.
Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.
Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.
Property crimes per 100,000 people by year.
Source: FBI Crime Data Explorer, Winnsboro Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.
Schools in Winnsboro
Winnsboro has 4 public school campuses with a 2025 state rating inside the city, and 50% of them earn an A or B. Most students here are served by Winnsboro ISD.
Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.
Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.
Top-rated schools
- BWinnsboro High SchoolHigh, Winnsboro ISD87 of 100
- BWinnsboro Junior HighMiddle, Winnsboro ISD81 of 100
- CWinnsboro ElementaryElementary, Winnsboro ISD71 of 100
- CWinnsboro Memorial IntermediateElementary, Winnsboro ISD71 of 100
Daily life in Winnsboro
Everyday places mapped inside Winnsboro, from Overture Maps. Well-known spots include Winnsboro City Park, Gilbreath Memorial Library.
The average one-way commute is 24 minutes, 9% shorter than the Texas average. 15% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.
The median household income is $54,828, income per person is $29,961, unemployment is 8.0% and 15% of adults hold a bachelor's degree.
Jobs, income and education
| Measure | Here | Texas | US |
|---|---|---|---|
| Median household income30% lower than Texas | $54,828 | $78,476 | $80,734 |
| Income per person26% lower than Texas | $29,961 | $40,752 | $44,673 |
| Unemployment rate3 points higher than Texas | 8.0% | 5.3% | 5.2% |
| People below the poverty line3 points higher than Texas | 16% | 14% | 12% |
| Adults with a bachelor's degree or higher19 points lower than Texas | 15% | 34% | 36% |
| Adults with a high school diploma or higher3 points lower than Texas | 83% | 86% | 90% |
| Adults 18 to 64 without health insurance6 points lower than Texas | 14% | 20% | 11% |
| Homes with broadband internet3 points lower than Texas | 88% | 91% | 91% |
Getting to work
| Measure | Here | Texas | US |
|---|---|---|---|
| Average commute9% lower than Texas | 24 min | 27 min | 26 min |
| Workers who work from homeAbout the same as Texas | 15% | 14% | 15% |
Who lives in Winnsboro
Median age 36.8 years. 42% of households have children.
Race and ethnicity
Shown for information only. It is never part of any grade.
Weather in Winnsboro
Winnsboro has a hot Texas climate. July highs average 93°F and January lows about 35°F. There are about 92 days a year at 90°F or above, and about 45 inches of rain a year.
Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Lake Fk Rsvr, 17 mi away. Orange months average 90°F or more.
Natural hazard risk
Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.
Places near Winnsboro
Nearby, Quitman gets a C+, Mount Vernon gets a B and Holly Lake Ranch gets a B. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.
- C+QuitmanTown, 2,420 people15 mi
- BMount VernonTown, 2,548 people16 mi
- BHolly Lake RanchTown, 2,956 people18 mi
- C+PittsburgTown, 4,432 people19 mi
- B+Sulphur SpringsSmall city, 16,401 people22 mi
- BMount PleasantSmall city, 16,136 people22 mi
Living in Winnsboro: common questions
Is Winnsboro, TX a good place to live?
Winnsboro gets an overall grade of C- and ranks 472nd of 745 Texas towns of 1,000 to 10,000 people. It does best on safety and cost of living, and trails on education levels and jobs and income.
How much does it cost to live in Winnsboro?
Renters in Winnsboro pay a median of $877 a month, 37% lower than the Texas median. The median home is worth $172,000, 39% lower than the Texas median. A median home costs 3.1x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,112, including property tax.
Is Winnsboro safe?
In 2025, Winnsboro Police Department reported 54 violent crimes per 100,000 people, 86% lower than the Texas rate. Property crime was 323 per 100,000, 85% lower than the Texas rate.
Are the schools good in Winnsboro?
We found 4 rated public school campuses inside Winnsboro. 50% are rated A or B by the Texas Education Agency. Its schools score is 36 of 100 compared with other Texas towns of 1,000 to 10,000 people.
What is the weather like in Winnsboro?
Summers in Winnsboro peak at about 93°F in July, and January nights fall to about 35°F. Expect around 92 days a year at 90°F or hotter, and 45 inches of rain.
How long is the commute in Winnsboro?
The average one-way commute is 24 min, 9% lower than the Texas average. About 15% of workers work from home.
Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.