Town in Dallas County, part of the Dallas-Fort Worth metro

Living in Bear Creek Ranch, TX

C

425th of 745Texas towns of 1,000 to 10,000 people
Overall score 43 of 100
116th of 181 in the Dallas-Fort Worth area

We give Bear Creek Ranch a C. It ranks 425th of 745 Texas towns of 1,000 to 10,000 people. It does best on internet access and home ownership, and trails on getting around and cost of living.

  • Pricey
  • Well connected
  • Cost of living scores low (17 of 100)
  • Getting around scores low (4 of 100)
Map of Texas showing where Bear Creek Ranch isHoustonSan AntonioAustinBear Creek Ranch
Where Bear Creek Ranch is in Texas.
Population
1,604
Median rent
No data
Median home value
$291,300about the same as Texas
Household income
$81,250Median
Average commute
33 minOne way
Violent crime
No dataNo full-year report

What it's like to live in Bear Creek Ranch

Bear Creek Ranch sits about 16 miles from downtown Dallas, in the Dallas-Fort Worth-Arlington metro. About 1,604 people live here. It is suburban, with mostly newer homes (the median home was built in 2013).

The median age is 42.3, 37% of households have children, 85% of homes are owned by the people living in them and the typical household earns $81,250 a year (about the same as the Texas median).

Pros of living in Bear Creek Ranch

No clear standouts in our data.

Cons of living in Bear Creek Ranch

  • Long commutes. The average trip to work takes 33 minutes, against 27 across Texas.

Who Bear Creek Ranch suits

  • FamiliesA reasonable fit. Compared with similar Texas places, it beats 53% for families.
  • Young professionalsNot the best fit: household income is about the same as the Texas median, with 0 restaurants and 0 cafes in town. Compared with similar Texas places, it beats 19% for young professionals.
  • Remote workersA reasonable fit: 100% of homes have broadband. Compared with similar Texas places, it beats 80% for remote workers.
  • People on a budgetNot the best fit. Compared with similar Texas places, it beats 13% for people on a budget.

Bear Creek Ranch report card

Ten grades, one for each part of daily life we measure. Most compare Bear Creek Ranch with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade D

    Homes cost 3.6x income.

    17 of 100 vs US towns

  • Jobs and income: grade B

    Median household income $81,250, 5.9% unemployed.

    67 of 100 vs US towns

  • Schools: grade C+

    Not enough data.

    51 of 100 vs TX towns

  • Safety: no grade

    No full year of crime data from local police.

    No score vs TX towns

  • Errands and things to do: no grade

    0 grocery stores, 0 restaurants, 0 parks mapped in town.

    No score vs TX towns

  • Getting around: grade F

    Average commute 33 min, 13% work from home.

    4 of 100 vs US towns

  • Education levels: grade C-

    27% have a bachelor’s degree.

    34 of 100 vs US towns

  • Health: grade D+

    14% of adults uninsured.

    25 of 100 vs US towns

  • Home ownership: grade A

    85% of homes owner-occupied.

    94 of 100 vs US towns

  • Internet access: grade A+

    100% of homes have broadband.

    99 of 100 vs US towns

Where Bear Creek Ranch stands out compared with Texas

Better than Texas

  • Homes owned by the people living in them: 85%22 points higher than Texas (63%)
  • People below the poverty line: 2.9%11 points lower than Texas (14%)
  • Vacant homes: 0%9 points lower than Texas (9.4%)

Worse than Texas

  • Renters paying 30%+ of income on rent: 64%12 points higher than Texas (52%)
  • Average commute: 33 min25% higher than Texas (27 min)
  • Adults with a bachelor's degree or higher: 27%6 points lower than Texas (34%)

Cost of living in Bear Creek Ranch

HUD sets fair market rents for this area at $1,536 for a one-bedroom, $1,807 for a two-bedroom and $2,275 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $291,300, about the same as the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $1,594 before tax, or $1,934 with property tax.

Texas has no state income tax, but property taxes are among the highest in the country. The median homeowner in Bear Creek Ranch pays $4,071 a year, about the same as the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in Bear Creek RanchStudio$1,4911 bedroom$1,5362 bedrooms$1,8073 bedrooms$2,2754 bedrooms$2,892
HUD fair market rent for FY2027, Dallas, TX HUD Metro FMR Area. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median home valueAbout the same as Texas$291,300$283,800$332,700
Home value to incomeAbout the same as Texas3.6x3.6x4.1x
Renters paying 30%+ of income on rent12 points higher than Texas64%52%51%
Median property tax per year4% lower than Texas$4,071$4,232$3,119
Homes owned by the people living in them22 points higher than Texas85%63%65%
Median year homes were builtAbout the same as Texas201319921980

Monthly cost to buy a median home

$1,934
Mortgage payment
$1,594
Property tax
$339

Based on a $291,300 home in Bear Creek Ranch, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Daily life in Bear Creek Ranch

Everyday places mapped inside Bear Creek Ranch, from Overture Maps.

The average one-way commute is 33 minutes, 25% longer than the Texas average. 13% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Dallas is about 16 miles away in a straight line. Many people who live in Bear Creek Ranch work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $81,250, income per person is $43,885, unemployment is 5.9% and 27% of adults hold a bachelor's degree.

Grocery stores
0
Pharmacies
0
Restaurants
0
Cafes
0
Bars
0
Parks
0
Gyms
0
Hospitals and urgent care
0
Childcare
0
Libraries
0

Jobs, income and education

MeasureHereTexasUS
Median household income4% higher than Texas$81,250$78,476$80,734
Income per person8% higher than Texas$43,885$40,752$44,673
Unemployment rateAbout the same as Texas5.9%5.3%5.2%
People below the poverty line11 points lower than Texas2.9%14%12%
Adults with a bachelor's degree or higher6 points lower than Texas27%34%36%
Adults with a high school diploma or higher5 points lower than Texas81%86%90%
Adults 18 to 64 without health insurance6 points lower than Texas14%20%11%
Homes with broadband internet9 points higher than Texas100%91%91%

Getting to work

MeasureHereTexasUS
Average commute25% higher than Texas33 min27 min26 min
Workers who work from home1 points lower than Texas13%14%15%
Workers who work from home13%
Workers who take transit0%
Workers who walk0%
Workers who bike0%

Who lives in Bear Creek Ranch

Under 1824%
18 to 3416%
35 to 6457%
65 and over2.6%

Median age 42.3 years. 37% of households have children.

Race and ethnicity
White11%
Hispanic or Latino0%
Black85%
Asian0%
Other or more than one race4.4%

Shown for information only. It is never part of any grade.

Weather in Bear Creek Ranch

Bear Creek Ranch has a hot Texas climate. July highs average 96°F and January lows about 36°F. There are about 106 days a year at 90°F or above, and about 41 inches of rain a year.

Average monthly high and low temperatures in Bear Creek Ranch30°50°70°90°58J62F69M77A84M92J96J96A90S80O67N59DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Ferris, 6 mi away. Orange months average 90°F or more.

Natural hazard risk

    Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

    Places near Bear Creek Ranch

    Nearby, Red Oak gets a C, Lancaster gets an F and Wilmer gets an F. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

    1. CRed OakSmall city, 17,077 people2 mi
    2. FLancasterSmall city, 40,820 people3 mi
    3. FWilmerTown, 6,391 people5 mi
    4. D-Glenn HeightsSmall city, 18,096 people5 mi
    5. C-FerrisTown, 3,238 people5 mi
    6. A+Oak LeafTown, 1,827 people7 mi

    Bear Creek Ranch in the Dallas-Fort Worth area

    How it ranks among 181 places in the metro.

    1. 1A+Flower Mound78,389 people26 mito downtown
    2. 2A+Trophy Club13,733 people29 mito downtown
    3. 3A+University Park25,155 people4 mito downtown
    4. 113CKennedale9,439 people28 mito downtown
    5. 114CCleburne34,344 people48 mito downtown
    6. 115CJosephine5,842 people32 mito downtown
    7. 116CBear Creek Ranch1,604 people16 mito downtown
    8. 117CRiver Oaks7,584 people37 mito downtown
    9. 118CPoetry1,642 people30 mito downtown
    10. 119CRichland Hills8,493 people27 mito downtown

    See all of the best suburbs of dallas-fort worth

    Living in Bear Creek Ranch: common questions

    Is Bear Creek Ranch, TX a good place to live?

    We give Bear Creek Ranch a C. It ranks 425th of 745 Texas towns of 1,000 to 10,000 people. It does best on internet access and home ownership, and trails on getting around and cost of living.

    How much does it cost to live in Bear Creek Ranch?

    The median home is worth $291,300, about the same as the Texas median. A median home costs 3.6x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,934, including property tax.

    What is the weather like in Bear Creek Ranch?

    Summers in Bear Creek Ranch peak at about 96°F in July, and January nights fall to about 36°F. Expect around 106 days a year at 90°F or hotter, and 41 inches of rain.

    How long is the commute in Bear Creek Ranch?

    The average one-way commute is 33 min, 25% higher than the Texas average. About 13% of workers work from home. It is about 16 miles from downtown Dallas.

    Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.