Town in Burnet County

Living in Bertram, TX

D

589th of 745Texas towns of 1,000 to 10,000 people
Overall score 21 of 100

We give Bertram a D. It ranks 589th of 745 Texas towns of 1,000 to 10,000 people. It does best on safety and home ownership, and trails on schools and getting around.

  • Low crime
  • Pricey
  • Fast-growing
  • Cost of living scores low (19 of 100)
  • Schools scores low (2 of 100)
Map of Texas showing where Bertram isHoustonSan AntonioDallasFort WorthBertram
Where Bertram is in Texas.
Population
2,142+31.2% since 2020
Median rent
$1,5228% higher than Texas
Median home value
$224,20021% lower than Texas
Household income
$63,311Median
Average commute
31 minOne way
Violent crime
0Per 100k, 2025

What it's like to live in Bertram

Bertram is a town in Burnet County. 2,142 people lived here in 2025, up 31.2% from 2020, so it is one of the faster-growing places in Texas. It is spread out.

Local spots people know include Johnnie Mae Wheeler Park and Bertram Library/Joann Cole Mitte Memorial Library.

The median age is 38.1, 27% of households have children, 76% of homes are owned by the people living in them and the typical household earns $63,311 a year (19% lower than the Texas median).

Pros of living in Bertram

  • Low violent crime. 0 violent crimes per 100,000 people in 2025, 100% lower than the Texas rate.
  • Growing fast. The population grew 31% from 2020 to 2025, which usually means new homes, shops and jobs.

Cons of living in Bertram

  • Long commutes. The average trip to work takes 31 minutes, against 27 across Texas.

Who Bertram suits

  • FamiliesNot the best fit: violent crime is 100% lower than the Texas rate. Compared with similar Texas places, it beats 39% for families.
  • Young professionalsNot the best fit: household income is 19% lower than the Texas median, with 19 restaurants and 2 cafes in town. Compared with similar Texas places, it beats 9% for young professionals.
  • RetireesA reasonable fit: 17% of working-age adults are uninsured and violent crime is 100% lower than the Texas rate. Compared with similar Texas places, it beats 53% for retirees.
  • Remote workersNot the best fit: 92% of homes have broadband and the median rent of $1,522 is 8% higher than the Texas median. Compared with similar Texas places, it beats 32% for remote workers.
  • People on a budgetNot the best fit: the median rent of $1,522 is 8% higher than the Texas median. Compared with similar Texas places, it beats 10% for people on a budget.

Bertram report card

Ten grades, one for each part of daily life we measure. Most compare Bertram with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade D

    Median rent $1,522, homes cost 3.5x income.

    19 of 100 vs US towns

  • Jobs and income: grade C-

    Median household income $63,311, 2.6% unemployed.

    40 of 100 vs US towns

  • Schools: grade F

    1 rated campuses, 0% rated A or B.

    2 of 100 vs TX towns

  • Safety: grade A

    0 violent crimes per 100k, 282 property crimes per 100k.

    89 of 100 vs TX towns

  • Errands and things to do: no grade

    1 grocery store, 19 restaurants, 3 parks mapped in town.

    No score vs TX towns

  • Getting around: grade D-

    Average commute 31 min, 10% work from home.

    15 of 100 vs US towns

  • Education levels: grade D

    20% have a bachelor’s degree.

    23 of 100 vs US towns

  • Health: grade D+

    17% of adults uninsured.

    28 of 100 vs US towns

  • Home ownership: grade B

    76% of homes owner-occupied.

    65 of 100 vs US towns

  • Internet access: grade B-

    92% of homes have broadband.

    59 of 100 vs US towns

Where Bertram stands out compared with Texas

Better than Texas

  • Homes owned by the people living in them: 76%13 points higher than Texas (63%)
  • Adults 18 to 64 without health insurance: 17%3 points lower than Texas (20%)
  • Unemployment rate: 2.6%3 points lower than Texas (5.3%)

Worse than Texas

  • Adults with a bachelor's degree or higher: 20%14 points lower than Texas (34%)
  • Median household income: $63,31119% lower than Texas ($78,476)
  • Average commute: 31 min18% higher than Texas (27 min)

Cost of living in Bertram

Bertram renters pay a median of $1,522 a month, 8% higher than the statewide median. The usual rule is to spend no more than 30% of income on rent, which means earning around $61,000 a year for a median unit. Right now 57% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $1,074 for a one-bedroom, $1,349 for a two-bedroom and $1,766 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $224,200, 21% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $1,227 before tax, or $1,471 with property tax. That is close to the median rent, so buying can make sense if you plan to stay.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Bertram pays $2,927 a year, 31% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in BertramStudio$1,0251 bedroom$1,0742 bedrooms$1,3493 bedrooms$1,7664 bedrooms$1,773
HUD fair market rent for FY2027, Burnet County, TX. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent8% higher than Texas$1,522$1,403$1,413
Median home value21% lower than Texas$224,200$283,800$332,700
Home value to incomeAbout the same as Texas3.5x3.6x4.1x
Renters paying 30%+ of income on rent5 points higher than Texas57%52%51%
Median property tax per year31% lower than Texas$2,927$4,232$3,119
Homes owned by the people living in them13 points higher than Texas76%63%65%
Median year homes were builtAbout the same as Texas198319921980

Monthly cost to buy a median home

$1,471
Mortgage payment
$1,227
Property tax
$244
Median rent, for comparison
$1,522

Based on a $224,200 home in Bertram, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Bertram safe?

In 2025, Bertram Police Department reported 0 violent crimes and 6 property crimes. That works out to 0 violent crimes per 100,000 people, 100% lower than the Texas rate of 387, and 282 property crimes per 100,000, 86% lower than the state rate.

Violent crime is down about 100% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Bertram by yearTexas020212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
0
per 100k, Texas 387
Property crime
282
per 100k, Texas 2,086
Property crimes per 100,000 people in Bertram by yearTexas28220212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Bertram Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Bertram

Bertram has 1 public school campuses with a 2025 state rating inside the city, and 0% of them earn an A or B. Most students here are served by Burnet CISD.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
2
of 100 vs Texas towns
Average rating
61
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • DBertram ElementaryElementary, Burnet CISD61 of 100

Daily life in Bertram

Everyday places mapped inside Bertram, from Overture Maps. Well-known spots include City of Bertram Park, Johnnie Mae Wheeler Park, Bertram Library/Joann Cole Mitte Memorial Library.

The average one-way commute is 31 minutes, 18% longer than the Texas average. 10% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

The median household income is $63,311, income per person is $35,103, unemployment is 2.6% and 20% of adults hold a bachelor's degree.

Grocery stores
1
Pharmacies
0
Restaurants
19
Cafes
2
Bars
2
Parks
3
Gyms
3
Hospitals and urgent care
0
Childcare
0
Libraries
1

Jobs, income and education

MeasureHereTexasUS
Median household income19% lower than Texas$63,311$78,476$80,734
Income per person14% lower than Texas$35,103$40,752$44,673
Unemployment rate3 points lower than Texas2.6%5.3%5.2%
People below the poverty line6 points higher than Texas20%14%12%
Adults with a bachelor's degree or higher14 points lower than Texas20%34%36%
Adults with a high school diploma or higher4 points lower than Texas82%86%90%
Adults 18 to 64 without health insurance3 points lower than Texas17%20%11%
Homes with broadband internetAbout the same as Texas92%91%91%

Getting to work

MeasureHereTexasUS
Average commute18% higher than Texas31 min27 min26 min
Workers who work from home4 points lower than Texas10%14%15%
Workers who work from home10%
Workers who take transit0.4%
Workers who walk0.6%
Workers who bike0%

Who lives in Bertram

Under 1823%
18 to 3424%
35 to 6434%
65 and over19%

Median age 38.1 years. 27% of households have children.

Race and ethnicity
White60%
Hispanic or Latino27%
Black2.1%
Asian0.3%
Other or more than one race11%

Shown for information only. It is never part of any grade.

Weather in Bertram

Bertram has a hot Texas climate. July highs average 94°F and January lows about 40°F. There are about 102 days a year at 90°F or above, and about 33 inches of rain a year.

Average monthly high and low temperatures in Bertram40°60°80°100°60J63F71M78A84M90J94J95A88S79O68N61DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Austin 33 Nw, 8 mi away. Orange months average 90°F or more.

Natural hazard risk

    Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

    Places near Bertram

    Nearby, Liberty Hill gets a B+, Burnet gets a C- and Santa Rita Ranch gets a B+. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

    1. B+Liberty HillTown, 8,371 people10 mi
    2. C-BurnetTown, 6,732 people11 mi
    3. B+Santa Rita RanchTown, 6,586 people14 mi
    4. ALeanderCity, 74,067 people17 mi
    5. BFlorenceTown, 1,061 people17 mi
    6. DMarble FallsTown, 7,752 people19 mi

    Living in Bertram: common questions

    Is Bertram, TX a good place to live?

    We give Bertram a D. It ranks 589th of 745 Texas towns of 1,000 to 10,000 people. It does best on safety and home ownership, and trails on schools and getting around.

    How much does it cost to live in Bertram?

    Renters in Bertram pay a median of $1,522 a month, 8% higher than the Texas median. The median home is worth $224,200, 21% lower than the Texas median. A median home costs 3.5x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,471, including property tax.

    Is Bertram safe?

    In 2025, Bertram Police Department reported 0 violent crimes per 100,000 people, 100% lower than the Texas rate. Property crime was 282 per 100,000, 86% lower than the Texas rate.

    Are the schools good in Bertram?

    We found 1 rated public school campuses inside Bertram. 0% are rated A or B by the Texas Education Agency. Its schools score is 2 of 100 compared with other Texas towns of 1,000 to 10,000 people.

    What is the weather like in Bertram?

    Summers in Bertram peak at about 94°F in July, and January nights fall to about 40°F. Expect around 102 days a year at 90°F or hotter, and 33 inches of rain.

    How long is the commute in Bertram?

    The average one-way commute is 31 min, 18% higher than the Texas average. About 10% of workers work from home.

    Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.