Neighborhood in Brushy Creek, Williamson County
Living in Fern Bluff, Brushy Creek
2nd of 5areas in Brushy Creek
Overall score 96 of 100 vs Texas neighborhoods
Brushy Creek overall: A+
Fern Bluff is a neighborhood in Brushy Creek, TX, home to about 8,200 people. It gets an A+, in the top 5% of Texas neighborhoods, and ranks 2nd of 5 areas we score in Brushy Creek. It does best on schools.
- Top-rated schools
- Lots of parks
- Hail risk is very high
Closest everyday places
| Grocery store | 1.1 mi |
| Pharmacy | 1.0 mi |
| Park | 0.2 mi |
| Cafe | 0.4 mi |
| Restaurant | 0.3 mi |
| Gym | 0.4 mi |
| Hospital or urgent care | 1.1 mi |
| Childcare | 0.4 mi |
| Library | 1.7 mi |
Straight-line distance from the middle of where people live. Overture Maps.
- Population
- 8,220
- Median rent
- $2,190
- Median home value
- $482,000
- Household income
- $146,800
- Average commute
- 24 min
- Homes owned
- 78%
What it's like to live in Fern Bluff
Fern Bluff is a neighborhood in Brushy Creek with about 8,200 residents, homes built around 1994, mostly owner-occupied (78%) and 39% of households with children.
Our grade for Fern Bluff is A+. That puts it 2nd of 5 areas we grade in Brushy Creek, a city that gets an A+ overall.
Pros of living in Fern Bluff
- Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.
- Parks within walking distance. The closest park is about 0.2 miles away.
Cons of living in Fern Bluff
- Natural hazard risk. FEMA rates the risk of hail as very high in this part of town.
Fern Bluff report card
Each grade compares Fern Bluff with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.
Cost of living: grade C
Median rent $2,190, homes cost 3.3x income.
47 of 100 vs TX areasJobs and income: grade A-
Median household income $146,800, 3.5% unemployed.
82 of 100 vs TX areasSchools: grade A+
Nearby schools average 93 of 100 on the state rating.
97 of 100 vs TX areasSafety: no grade
No full year of crime data from local police.
No score vs TX areasErrands and things to do: grade C+
Most everyday stores and services within a mile of homes.
53 of 100 vs TX areasGetting around: grade C+
Average commute 24 min, 29% work from home.
53 of 100 vs TX areasEducation levels: grade A-
59% have a bachelor’s degree.
87 of 100 vs TX areasHealth: grade B+
8.4% of adults uninsured.
76 of 100 vs TX areasHome ownership: grade B
78% of homes owner-occupied.
71 of 100 vs TX areasInternet access: grade B+
99% of homes have broadband.
80 of 100 vs TX areas
Fern Bluff compared with Brushy Creek
Better than Brushy Creek
- Homes owned by the people living in them: 78%5 points higher than Brushy Creek (73%)
- Renters paying 30%+ of income on rent: 32%5 points lower than Brushy Creek (37%)
- Home value to income: 3.3x9% lower than Brushy Creek (3.6x)
Worse than Brushy Creek
No measure is clearly worse than Brushy Creek.
Closest public schools
Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.
- AFern Bluff ElementaryElementary, Round Rock ISD0.4 mi
- AJames Garland Walsh MiddleMiddle, Round Rock ISD1.4 mi
- ARound Rock High SchoolHigh, Round Rock ISD1.6 mi
Cost of living in Fern Bluff
Median rent in Fern Bluff is $2,190 a month, about the same as the Brushy Creek median. A household would need about $88,000 a year to keep that rent at 30% of income.
The median home is worth $482,000, about the same as the Brushy Creek median, which means a monthly payment of about $3,350 with property tax at today's mortgage rates.
| Measure | Here | Brushy Creek | Texas |
|---|---|---|---|
| Median rentAbout the same as Brushy Creek | $2,190 | $2,127 | $1,403 |
| Median home value3% lower than Brushy Creek | $482,000 | $499,300 | $283,800 |
| Home value to income9% lower than Brushy Creek | 3.3x | 3.6x | 3.6x |
| Renters paying 30%+ of income on rent5 points lower than Brushy Creek | 32% | 37% | 52% |
| Homes owned by the people living in them5 points higher than Brushy Creek | 78% | 73% | 63% |
| Vacant homesAbout the same as Brushy Creek | 1.6% | 1.7% | 9.4% |
| Median year homes were builtAbout the same as Brushy Creek | 1994 | 1995 | 1992 |
Monthly cost to buy a median home
- Mortgage payment
- $2,638
- Property tax
- $712
- Median rent, for comparison
- $2,190
Based on a $482,000 home in Fern Bluff, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.
Work, income and getting around
| Measure | Here | Brushy Creek | Texas |
|---|---|---|---|
| Median household income6% higher than Brushy Creek | $146,800 | $138,589 | $78,476 |
| Unemployment rateAbout the same as Brushy Creek | 3.5% | 3.2% | 5.3% |
| People below the poverty line2 points lower than Brushy Creek | 3.6% | 5.5% | 14% |
| Adults with a bachelor's degree or higherAbout the same as Brushy Creek | 59% | 58% | 34% |
| Average commuteAbout the same as Brushy Creek | 24 min | 24 min | 27 min |
| Workers who work from home2 points lower than Brushy Creek | 29% | 31% | 14% |
| Workers who walk, bike or take transitAbout the same as Brushy Creek | 1.0% | 0.7% | 2.6% |
| Homes with broadband internetAbout the same as Brushy Creek | 99% | 99% | 91% |
Natural hazard risk
FEMA National Risk Index for the Census tracts in this area.
- River floodingLow
- HurricanesModerate
- TornadoesModerate
- HailVery high
- Heat wavesModerate
- WildfiresHigh
- Winter stormsHigh
- Strong windLow
Who lives in Fern Bluff
Race and ethnicity
Shown for information only. It is never part of any grade.
Other neighborhoods in Brushy Creek
- 1A+Stone CanyonMedian rent $2,430
- 3A+Central Brushy CreekMedian rent $2,120
- 4AHighland HorizonMedian rent $2,160
- 5A-Walsh RanchMedian rent $1,820
Similar neighborhoods in other cities
Areas elsewhere in Texas with the closest mix of grades.
- A+Central CoppellCoppell
- AOak CreekRound Rock
- A+Northwest CoppellCoppell
Questions about Fern Bluff
Is Fern Bluff a good place to live?
Fern Bluff is a neighborhood in Brushy Creek, TX, home to about 8,200 people. It gets an A+, in the top 5% of Texas neighborhoods, and ranks 2nd of 5 areas we score in Brushy Creek. It does best on schools.
How much does it cost to live in Fern Bluff?
Renters in Fern Bluff pay a median of $2,190 a month, about the same as the Brushy Creek median. The median home is worth $482,000, 3% lower than the Brushy Creek median. A median home costs 3.3x the median household income, compared with 3.6x across Brushy Creek.
What schools serve Fern Bluff?
The closest rated public schools are Fern Bluff Elementary (elementary, rated A), James Garland Walsh Middle (middle, rated A) and Round Rock High School (high, rated A). School zones can differ from the closest school, so check with the district.
This area is built from 5 Census block groups closest to the Fern Bluff name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.