Neighborhood in Round Rock, Williamson County

Living in Oak Creek, Round Rock

A

5th of 25areas in Round Rock
Overall score 93 of 100 vs Texas neighborhoods
Round Rock overall: B+

Oak Creek is a neighborhood in Round Rock, TX, home to about 3,700 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 5th of 25 areas we score in Round Rock. It does best on schools and worst on cost of living.

  • Top-rated schools
  • Lots of parks
  • Hail risk is very high

Closest everyday places

Grocery store0.5 mi
Pharmacy0.6 mi
Park0.3 mi
Cafe0.9 mi
Restaurant0.4 mi
Gym0.3 mi
Hospital or urgent care0.7 mi
Childcare0.4 mi
Library1.7 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
3,720
Median rent
$2,260
Median home value
$469,000
Household income
$158,800
Average commute
24 min
Homes owned
94%
Loading map

What it's like to live in Oak Creek

Oak Creek is a neighborhood in Round Rock with about 3,700 residents, homes built around 1995, mostly owner-occupied (94%) and 45% of households with children.

It grades A against every neighborhood in Texas and ranks 5th of 25 areas in Round Rock, which grades B+ overall.

Pros of living in Oak Creek

  • Higher incomes. The median household earns $158,800, 60% higher than the Round Rock median.
  • Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.
  • Groceries close by. The nearest grocery store is about 0.5 miles from the middle of the neighborhood.
  • Parks within walking distance. The closest park is about 0.3 miles away.

Cons of living in Oak Creek

  • Pricier rent than the city. Median rent is $2,260, 28% higher than the Round Rock median.
  • Natural hazard risk. FEMA rates the risk of hail as very high in this part of town.

Oak Creek report card

Each grade compares Oak Creek with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C-

    Median rent $2,260, homes cost 3.0x income.

    36 of 100 vs TX areas

  • Jobs and income: grade A

    Median household income $158,800, 3.0% unemployed.

    91 of 100 vs TX areas

  • Schools: grade A

    Nearby schools average 91 of 100 on the state rating.

    94 of 100 vs TX areas

  • Safety: no grade

    Citywide, 125 violent crimes per 100k, 1,446 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C+

    Most everyday stores and services within a mile of homes.

    56 of 100 vs TX areas

  • Getting around: grade C+

    Average commute 24 min, 26% work from home.

    48 of 100 vs TX areas

  • Education levels: grade B+

    61% have a bachelor’s degree.

    78 of 100 vs TX areas

  • Health: grade B-

    11% of adults uninsured.

    63 of 100 vs TX areas

  • Home ownership: grade B+

    94% of homes owner-occupied.

    75 of 100 vs TX areas

  • Internet access: grade A-

    99% of homes have broadband.

    81 of 100 vs TX areas

Oak Creek compared with Round Rock

Better than Round Rock

  • Homes owned by the people living in them: 94%38 points higher than Round Rock (56%)
  • Median household income: $158,80060% higher than Round Rock ($99,287)
  • Adults with a bachelor's degree or higher: 61%16 points higher than Round Rock (45%)

Worse than Round Rock

  • Median rent: $2,26028% higher than Round Rock ($1,763)
  • Renters paying 30%+ of income on rent: 54%3 points higher than Round Rock (51%)
  • Vacant homes: 7.3%2 points higher than Round Rock (4.9%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • BOld Town ElementaryElementary, Round Rock ISD0.3 mi
  • AJames Garland Walsh MiddleMiddle, Round Rock ISD1.6 mi
  • ARound Rock High SchoolHigh, Round Rock ISD1.5 mi

Cost of living in Oak Creek

Median rent in Oak Creek is $2,260 a month, 28% higher than the Round Rock median. A household would need about $90,000 a year to keep that rent at 30% of income.

The median home is worth $469,000, 12% higher than the Round Rock median, which means a monthly payment of about $3,126 with property tax at today's mortgage rates.

MeasureHereRound RockTexas
Median rent28% higher than Round Rock$2,260$1,763$1,403
Median home value12% higher than Round Rock$469,000$418,600$283,800
Home value to income30% lower than Round Rock3.0x4.2x3.6x
Renters paying 30%+ of income on rent3 points higher than Round Rock54%51%52%
Homes owned by the people living in them38 points higher than Round Rock94%56%63%
Vacant homes2 points higher than Round Rock7.3%4.9%9.4%
Median year homes were builtAbout the same as Round Rock199520021992

Monthly cost to buy a median home

$3,126
Mortgage payment
$2,567
Property tax
$559
Median rent, for comparison
$2,260

Based on a $469,000 home in Oak Creek, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereRound RockTexas
Median household income60% higher than Round Rock$158,800$99,287$78,476
Unemployment rateAbout the same as Round Rock3.0%3.8%5.3%
People below the poverty line7 points lower than Round Rock0.7%7.8%14%
Adults with a bachelor's degree or higher16 points higher than Round Rock61%45%34%
Average commute3% lower than Round Rock24 min25 min27 min
Workers who work from home1 points higher than Round Rock26%25%14%
Workers who walk, bike or take transitAbout the same as Round Rock0.2%1.1%2.6%
Homes with broadband internet4 points higher than Round Rock99%95%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingModerate
  • HurricanesModerate
  • TornadoesModerate
  • HailVery high
  • Heat wavesLow
  • WildfiresModerate
  • Winter stormsHigh
  • Strong windLow

Who lives in Oak Creek

Under 1821%
18 to 3415%
35 to 6450%
65 and over14%
Race and ethnicity
White64%
Hispanic or Latino22%
Black1.1%
Asian5.6%
Other or more than one race7.1%

Shown for information only. It is never part of any grade.

Other neighborhoods in Round Rock

  1. 1A+Central Round RockMedian rent $3,160
  2. 2A+The OaklandsMedian rent $1,880
  3. 3ABehrens RanchMedian rent $3,330
  4. 4APreserve at Stone OakMedian rent $2,540
  5. 6A-Fern BluffMedian rent $2,220
  6. 7A-East Round RockMedian rent $2,390
  7. 8A-North Round RockMedian rent $1,620
  8. 9B+Settlers CrossingMedian rent $2,220

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. A+Fern BluffBrushy Creek
  2. AKings MillMansfield
  3. ACypress MeadowsPlano

Questions about Oak Creek

Is Oak Creek a good place to live?

Oak Creek is a neighborhood in Round Rock, TX, home to about 3,700 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 5th of 25 areas we score in Round Rock. It does best on schools and worst on cost of living.

How much does it cost to live in Oak Creek?

Median rent in Oak Creek is $2,260 a month, 28% higher than the Round Rock median. The median home is worth $469,000, 12% higher than the Round Rock median. A median home costs 3.0x the median household income, compared with 4.2x across Round Rock.

What schools serve Oak Creek?

The closest rated public schools are Old Town Elementary (elementary, rated B), James Garland Walsh Middle (middle, rated A) and Round Rock High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area is built from 2 Census block groups closest to the Oak Creek name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.