Neighborhood in Round Rock, Williamson County

Living in Settlers Crossing, Round Rock

B+

9th of 25areas in Round Rock
Overall score 80 of 100 vs Texas neighborhoods
Round Rock overall: B+

Settlers Crossing is a neighborhood in Round Rock, TX, home to about 1,900 people. It gets a B+, in the top 28% of Texas neighborhoods, and ranks 9th of 25 areas we score in Round Rock. It does best on internet access and worst on getting around.

  • Well connected
  • Lots of parks
  • Hail risk is very high

Closest everyday places

Grocery store1.3 mi
Pharmacy1.3 mi
Park0.1 mi
Cafe1.3 mi
Restaurant0.4 mi
Gym0.7 mi
Hospital or urgent care1.9 mi
Childcare1.0 mi
Library4.0 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
1,880
Median rent
$2,220
Median home value
$385,000
Household income
$116,600
Average commute
24 min
Homes owned
59%
Loading map

What it's like to live in Settlers Crossing

Settlers Crossing is a neighborhood in Round Rock with about 1,900 residents, mostly newer homes (median year built 2006), a mix of owners and renters and 60% of households with children.

Our grade for Settlers Crossing is B+. That puts it 9th of 25 areas we grade in Round Rock, a city that gets a B+ overall.

Pros of living in Settlers Crossing

  • Well-rated schools nearby. 2 of the 3 closest public schools are rated A or B.
  • Parks within walking distance. The closest park is about 0.1 miles away.

Cons of living in Settlers Crossing

  • Pricier rent than the city. Median rent is $2,220, 26% higher than the Round Rock median.
  • Natural hazard risk. FEMA rates the risk of hail as very high in this part of town.

Settlers Crossing report card

Each grade compares Settlers Crossing with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C-

    Median rent $2,220, homes cost 3.3x income.

    38 of 100 vs TX areas

  • Jobs and income: grade A-

    Median household income $116,600, 0% unemployed.

    88 of 100 vs TX areas

  • Schools: grade A-

    Nearby schools average 88 of 100 on the state rating.

    82 of 100 vs TX areas

  • Safety: no grade

    Citywide, 125 violent crimes per 100k, 1,446 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade D+

    Some everyday stores and services within a mile of homes.

    29 of 100 vs TX areas

  • Getting around: grade D+

    Average commute 24 min, 29% work from home.

    27 of 100 vs TX areas

  • Education levels: grade B+

    44% have a bachelor’s degree.

    77 of 100 vs TX areas

  • Health: grade C+

    13% of adults uninsured.

    53 of 100 vs TX areas

  • Home ownership: grade B

    59% of homes owner-occupied.

    67 of 100 vs TX areas

  • Internet access: grade A

    100% of homes have broadband.

    91 of 100 vs TX areas

Settlers Crossing compared with Round Rock

Better than Round Rock

  • Home value to income: 3.3x22% lower than Round Rock (4.2x)
  • Median household income: $116,60017% higher than Round Rock ($99,287)
  • Renters paying 30%+ of income on rent: 46%5 points lower than Round Rock (51%)

Worse than Round Rock

  • Median rent: $2,22026% higher than Round Rock ($1,763)
  • Adults with a bachelor's degree or higher: 44%1 points lower than Round Rock (45%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • ALinda Herrington ElementaryElementary, Round Rock ISD0.4 mi
  • CGus AlmquistMiddle, Hutto ISD1.9 mi
  • ARrisd Early College High SchoolHigh, Round Rock ISD2.3 mi

Cost of living in Settlers Crossing

Median rent in Settlers Crossing is $2,220 a month, 26% higher than the Round Rock median. A household would need about $89,000 a year to keep that rent at 30% of income.

The median home is worth $385,000, 8% lower than the Round Rock median, which means a monthly payment of about $2,586 with property tax at today's mortgage rates.

MeasureHereRound RockTexas
Median rent26% higher than Round Rock$2,220$1,763$1,403
Median home value8% lower than Round Rock$385,000$418,600$283,800
Home value to income22% lower than Round Rock3.3x4.2x3.6x
Renters paying 30%+ of income on rent5 points lower than Round Rock46%51%52%
Homes owned by the people living in them4 points higher than Round Rock59%56%63%
Vacant homes5 points lower than Round Rock0%4.9%9.4%
Median year homes were builtAbout the same as Round Rock200620021992

Monthly cost to buy a median home

$2,586
Mortgage payment
$2,107
Property tax
$479
Median rent, for comparison
$2,220

Based on a $385,000 home in Settlers Crossing, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereRound RockTexas
Median household income17% higher than Round Rock$116,600$99,287$78,476
Unemployment rate4 points lower than Round Rock0%3.8%5.3%
People below the poverty line1 points lower than Round Rock6.5%7.8%14%
Adults with a bachelor's degree or higher1 points lower than Round Rock44%45%34%
Average commuteAbout the same as Round Rock24 min25 min27 min
Workers who work from home4 points higher than Round Rock29%25%14%
Workers who walk, bike or take transit1 points lower than Round Rock0%1.1%2.6%
Homes with broadband internet5 points higher than Round Rock100%95%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingVery low
  • HurricanesModerate
  • TornadoesModerate
  • HailVery high
  • Heat wavesModerate
  • WildfiresHigh
  • Winter stormsHigh
  • Strong windLow

Who lives in Settlers Crossing

Under 1827%
18 to 3429%
35 to 6434%
65 and over9.8%
Race and ethnicity
White37%
Hispanic or Latino34%
Black20%
Asian1.8%
Other or more than one race6.7%

Shown for information only. It is never part of any grade.

Other neighborhoods in Round Rock

  1. 1A+Central Round RockMedian rent $3,160
  2. 2A+The OaklandsMedian rent $1,880
  3. 3ABehrens RanchMedian rent $3,330
  4. 4APreserve at Stone OakMedian rent $2,540
  5. 5AOak CreekMedian rent $2,260
  6. 6A-Fern BluffMedian rent $2,220
  7. 7A-East Round RockMedian rent $2,390
  8. 8A-North Round RockMedian rent $1,620

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. A-BrysonLeander
  2. BSavanna RanchLeander
  3. BNortheast McKinneyMcKinney

Questions about Settlers Crossing

Is Settlers Crossing a good place to live?

Settlers Crossing is a neighborhood in Round Rock, TX, home to about 1,900 people. It gets a B+, in the top 28% of Texas neighborhoods, and ranks 9th of 25 areas we score in Round Rock. It does best on internet access and worst on getting around.

How much does it cost to live in Settlers Crossing?

Renters in Settlers Crossing pay a median of $2,220 a month, 26% higher than the Round Rock median. The median home is worth $385,000, 8% lower than the Round Rock median. A median home costs 3.3x the median household income, compared with 4.2x across Round Rock.

What schools serve Settlers Crossing?

The closest rated public schools are Linda Herrington Elementary (elementary, rated A), Gus Almquist (middle, rated C) and Rrisd Early College High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area is built from 1 Census block group closest to the Settlers Crossing name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.