Small city in Bexar County, part of the San Antonio metro

Living in Fair Oaks Ranch, TX

A

15th of 192Texas cities of 10,000 to 50,000 people
Overall score 93 of 100
5th of 54 in the San Antonio area

We give Fair Oaks Ranch an A. It ranks 15th of 192 Texas cities of 10,000 to 50,000 people. It does best on education levels and internet access, and trails on getting around and errands and things to do. It is a strong pick for families, retirees and remote workers.

  • Good for families
  • Good for retirees
  • Good for remote workers
  • Top-rated schools
  • Low crime
  • Pricey
  • Fast-growing
  • Well connected
  • Errands and things to do scores low (3 of 100)
  • Getting around scores low (0 of 100)
Map of Texas showing where Fair Oaks Ranch isHoustonDallasAustinFort WorthFair Oaks Ranch
Where Fair Oaks Ranch is in Texas.
Population
12,025+22.0% since 2020
Median rent
$2,10850% higher than Texas
Median home value
$657,600132% higher than Texas
Household income
$174,327Median
Average commute
38 minOne way
Violent crime
16Per 100k, 2025

What it's like to live in Fair Oaks Ranch

Fair Oaks Ranch sits about 21 miles from downtown San Antonio, in the San Antonio-New Braunfels metro. 12,025 people lived here in 2025, up 22.0% from 2020, so it is one of the faster-growing places in Texas. It is spread out, with mostly newer homes (the median home was built in 2002).

The median age is 46.1, 34% of households have children, 97% of homes are owned by the people living in them and the typical household earns $174,327 a year (122% higher than the Texas median).

Pros of living in Fair Oaks Ranch

  • Low violent crime. 16 violent crimes per 100,000 people in 2025, 96% lower than the Texas rate.
  • High incomes. The median household earns $174,327, 122% higher than the Texas median.
  • Growing fast. The population grew 22% from 2020 to 2025, which usually means new homes, shops and jobs.
  • Healthier population. Only 7.8% of working-age adults lack health insurance.

Cons of living in Fair Oaks Ranch

  • Higher rent. Median rent is $2,108, 50% higher than the Texas median.
  • Long commutes. The average trip to work takes 38 minutes, against 27 across Texas.
  • Errands mean a drive. Compared with similar Texas places, fewer homes here are within a mile of a grocery store, pharmacy, park or clinic.
  • Natural hazard risk. FEMA rates the risk of river flooding, tornadoes and hail as very high here.

Who Fair Oaks Ranch suits

  • FamiliesA strong fit: violent crime is 96% lower than the Texas rate. Compared with similar Texas places, it beats 92% for families.
  • Young professionalsNot the best fit: household income is 122% higher than the Texas median, with 7 restaurants and 3 cafes in town. Compared with similar Texas places, it beats 39% for young professionals.
  • RetireesA strong fit: 7.8% of working-age adults are uninsured and violent crime is 96% lower than the Texas rate. Compared with similar Texas places, it beats 94% for retirees.
  • Remote workersA strong fit: 98% of homes have broadband and the median rent of $2,108 is 50% higher than the Texas median. Compared with similar Texas places, it beats 85% for remote workers.
  • People on a budgetA reasonable fit: the median rent of $2,108 is 50% higher than the Texas median. Compared with similar Texas places, it beats 53% for people on a budget.

Fair Oaks Ranch report card

Ten grades, one for each part of daily life we measure. Most compare Fair Oaks Ranch with other US cities of 10,000 to 50,000 people. Schools, safety and errands compare it with other Texas cities of 10,000 to 50,000 people.

  • Cost of living: grade B-

    Median rent $2,108, homes cost 3.8x income.

    57 of 100 vs US cities

  • Jobs and income: grade A-

    Median household income $174,327, 5.8% unemployed.

    82 of 100 vs US cities

  • Schools: grade A+

    2 rated campuses, 100% rated A or B.

    96 of 100 vs TX cities

  • Safety: grade A+

    16 violent crimes per 100k, 523 property crimes per 100k.

    97 of 100 vs TX cities

  • Errands and things to do: grade F

    1 grocery store, 7 restaurants, 2 parks mapped in town.

    3 of 100 vs TX cities

  • Getting around: grade F

    Average commute 38 min, 33% work from home.

    0 of 100 vs US cities

  • Education levels: grade A+

    68% have a bachelor’s degree.

    98 of 100 vs US cities

  • Health: grade A-

    7.8% of adults uninsured.

    83 of 100 vs US cities

  • Home ownership: grade B+

    97% of homes owner-occupied.

    78 of 100 vs US cities

  • Internet access: grade A+

    98% of homes have broadband.

    98 of 100 vs US cities

Where Fair Oaks Ranch stands out compared with Texas

Better than Texas

  • Median household income: $174,327122% higher than Texas ($78,476)
  • Homes owned by the people living in them: 97%35 points higher than Texas (63%)
  • Adults with a bachelor's degree or higher: 68%34 points higher than Texas (34%)

Worse than Texas

  • Median rent: $2,10850% higher than Texas ($1,403)
  • Average commute: 38 min44% higher than Texas (27 min)
  • Workers who walk, bike or take transit: 0%3 points lower than Texas (2.6%)

Cost of living in Fair Oaks Ranch

Rent is the cost most newcomers feel first. The median rent in Fair Oaks Ranch is $2,108 a month, 50% higher than the Texas median of $1,403. To keep that rent at 30% of income, a household needs to earn about $84,000 a year. Right now 32% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $1,196 for a one-bedroom, $1,441 for a two-bedroom and $1,864 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $657,600, 132% higher than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $3,600 before tax, or $4,433 with property tax. That is $2,325 a month more than the median rent, so renting is the cheaper monthly choice unless you plan to stay for years.

Texas has no state income tax, but property taxes are among the highest in the country. The median homeowner in Fair Oaks Ranch pays $10,000+ a year, 136% higher than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

See the full cost of living breakdown for Fair Oaks Ranch

Typical rent by apartment size

Fair market rent by bedroom count in Fair Oaks RanchStudio$1,0991 bedroom$1,1962 bedrooms$1,4413 bedrooms$1,8644 bedrooms$2,163
HUD fair market rent for FY2027, San Antonio-New Braunfels, TX HUD Metro FMR Area. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent50% higher than Texas$2,108$1,403$1,413
Median home value132% higher than Texas$657,600$283,800$332,700
Home value to income4% higher than Texas3.8x3.6x4.1x
Renters paying 30%+ of income on rent19 points lower than Texas32%52%51%
Median property tax per year136% higher than Texas$10,000+$4,232$3,119
Homes owned by the people living in them35 points higher than Texas97%63%65%
Median year homes were builtAbout the same as Texas200219921980

Monthly cost to buy a median home

$4,433
Mortgage payment
$3,600
Property tax
$833
Median rent, for comparison
$2,108

Based on a $657,600 home in Fair Oaks Ranch, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Fair Oaks Ranch safe?

In 2025, Fair Oaks Ranch Police Department reported 2 violent crimes and 64 property crimes. That works out to 16 violent crimes per 100,000 people, 96% lower than the Texas rate of 387, and 523 property crimes per 100,000, 75% lower than the state rate.

Violent crime is down about 65% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Fair Oaks Ranch by yearTexas1620212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
16
per 100k, Texas 387
Property crime
523
per 100k, Texas 2,086
Property crimes per 100,000 people in Fair Oaks Ranch by yearTexas52320212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Fair Oaks Ranch Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Fair Oaks Ranch

Fair Oaks Ranch has 2 public school campuses with a 2025 state rating inside the city, and 100% of them earn an A or B. Most students here are served by Boerne ISD.

Top-rated campuses include Fair Oaks Ranch Elementary and Van Raub Elementary. The average rating score across all campuses is 93 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
96
of 100 vs Texas cities
Average rating
93
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • AFair Oaks Ranch ElementaryElementary, Boerne ISD93 of 100
  • AVan Raub ElementaryElementary, Boerne ISD93 of 100

Daily life in Fair Oaks Ranch

Everyday places mapped inside Fair Oaks Ranch, from Overture Maps. Well-known spots include Boots Gaubatz Park.

The average one-way commute is 38 minutes, 44% longer than the Texas average. 33% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown San Antonio is about 21 miles away in a straight line. Many people who live in Fair Oaks Ranch work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $174,327, income per person is $90,770, unemployment is 5.8% and 68% of adults hold a bachelor's degree.

Grocery stores
1
Pharmacies
1
Restaurants
7
Cafes
3
Bars
4
Parks
2
Gyms
2
Hospitals and urgent care
0
Childcare
1
Libraries
0

Jobs, income and education

MeasureHereTexasUS
Median household income122% higher than Texas$174,327$78,476$80,734
Income per person123% higher than Texas$90,770$40,752$44,673
Unemployment rateAbout the same as Texas5.8%5.3%5.2%
People below the poverty line11 points lower than Texas2.4%14%12%
Adults with a bachelor's degree or higher34 points higher than Texas68%34%36%
Adults with a high school diploma or higher14 points higher than Texas100%86%90%
Adults 18 to 64 without health insurance12 points lower than Texas7.8%20%11%
Homes with broadband internet7 points higher than Texas98%91%91%

Getting to work

MeasureHereTexasUS
Average commute44% higher than Texas38 min27 min26 min
Workers who work from home19 points higher than Texas33%14%15%
Workers who work from home33%
Workers who take transit0%
Workers who walk0%
Workers who bike0%

Who lives in Fair Oaks Ranch

Under 1827%
18 to 348.6%
35 to 6442%
65 and over22%

Median age 46.1 years. 34% of households have children.

Race and ethnicity
White75%
Hispanic or Latino19%
Black2.4%
Asian1.5%
Other or more than one race2.2%

Shown for information only. It is never part of any grade.

Weather in Fair Oaks Ranch

Fair Oaks Ranch has a hot Texas climate. July highs average 93°F and January lows about 37°F. There are about 95 days a year at 90°F or above, and about 38 inches of rain a year.

Average monthly high and low temperatures in Fair Oaks Ranch30°50°70°90°62J66F72M79A84M90J92J94A88S80O70N63DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Boerne, 7 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is very high, hurricane risk is moderate, tornado risk is very high and hail risk is very high. Before you buy, look up the FEMA flood zone for the exact address and get a flood insurance quote, since standard home policies do not cover floods.

  • River floodingVery high
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresVery high
  • Winter stormsHigh
  • Strong windHigh

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Fair Oaks Ranch

Nearby, Scenic Oaks gets an A-, Boerne gets an A- and Cross Mountain gets an A+. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. A-Scenic OaksSmall city, 10,569 people4 mi
  2. A-BoerneSmall city, 20,518 people6 mi
  3. A+Cross MountainTown, 3,752 people7 mi
  4. A-Timberwood ParkSmall city, 35,413 people10 mi
  5. A-BulverdeTown, 6,486 people11 mi
  6. A+Shavano ParkTown, 3,670 people12 mi

Fair Oaks Ranch in the San Antonio area

How it ranks among 54 places in the metro.

  1. 1A+Cross Mountain3,752 people16 mito downtown
  2. 2A+Shavano Park3,670 people9 mito downtown
  3. 3A+Hollywood Park3,143 people10 mito downtown
  4. 4A+Alamo Heights7,492 people4 mito downtown
  5. 5AFair Oaks Ranch10,728 people21 mito downtown
  6. 6ASt. Hedwig2,313 people19 mito downtown
  7. 7AHelotes9,630 people12 mito downtown
  8. 8AOlmos Park2,115 people2 mito downtown

See all of the best suburbs of san antonio

Living in Fair Oaks Ranch: common questions

Is Fair Oaks Ranch, TX a good place to live?

We give Fair Oaks Ranch an A. It ranks 15th of 192 Texas cities of 10,000 to 50,000 people. It does best on education levels and internet access, and trails on getting around and errands and things to do. It is a strong pick for families, retirees and remote workers.

How much does it cost to live in Fair Oaks Ranch?

Median rent in Fair Oaks Ranch is $2,108 a month, 50% higher than the Texas median. The median home is worth $657,600, 132% higher than the Texas median. A median home costs 3.8x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $4,433, including property tax.

Is Fair Oaks Ranch safe?

In 2025, Fair Oaks Ranch Police Department reported 16 violent crimes per 100,000 people, 96% lower than the Texas rate. Property crime was 523 per 100,000, 75% lower than the Texas rate.

Are the schools good in Fair Oaks Ranch?

We found 2 rated public school campuses inside Fair Oaks Ranch. 100% are rated A or B by the Texas Education Agency. Its schools score is 96 of 100 compared with other Texas cities of 10,000 to 50,000 people.

Does Fair Oaks Ranch flood?

FEMA rates river flooding risk in Fair Oaks Ranch as very high, and coastal flooding as not rated. Hazards rated high or very high here: river flooding, tornadoes, heat waves, hail, wildfires, winter storms and strong wind. Always check the flood map for a specific address before you buy.

What is the weather like in Fair Oaks Ranch?

Summers in Fair Oaks Ranch peak at about 93°F in July, and January nights fall to about 37°F. Expect around 95 days a year at 90°F or hotter, and 38 inches of rain.

How long is the commute in Fair Oaks Ranch?

The average one-way commute is 38 min, 44% higher than the Texas average. About 33% of workers work from home. It is about 21 miles from downtown San Antonio.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.