City in Williamson County, part of the Austin metro

Living in Georgetown, TX

C+

43rd of 75Texas cities of 50,000+ people
Overall score 48 of 100
36th of 58 in the Austin area

Georgetown gets an overall grade of C+ and ranks 43rd of 75 Texas cities of 50,000+ people. It does best on home ownership and safety, and trails on errands and things to do and getting around.

  • Fast-growing
  • Schools scores low (13 of 100)
  • Errands and things to do scores low (6 of 100)
Williamson County Courthouse Historic District in Georgetown, Texas
Photo: Renelibrary, CC BY-SA 4.0, via Wikimedia Commons
Population
106,907+58.5% since 2020
Median rent
$1,79528% higher than Texas
Median home value
$429,10051% higher than Texas
Household income
$95,062Median
Average commute
28 minOne way
Violent crime
149Per 100k, 2025

About Georgetown

Thirty miles north of downtown Austin, Georgetown is the seat of Williamson County. It was founded in 1848 and named for George Washington Glasscock, who gave the land for the town. The city sits on the Balcones Escarpment, and the North and Middle forks of the San Gabriel River run through it. Southwestern University, founded in 1840 and known as the oldest university in Texas, has long been part of the town's identity.

Interstate 35 is the main link to Austin, with State Highway 130 running to the east and State Highway 29 crossing town east to west. County government and Southwestern University are steady local employers, and Sun City Texas, a large retirement community, sits on the west side. The 1911 Williamson County Courthouse anchors a downtown square full of restored Victorian buildings. Blue Hole Park on the San Gabriel River, Lake Georgetown and Inner Space Cavern are favorite places to spend a day.

Sources: en.wikipedia.org

What it's like to live in Georgetown

Georgetown sits about 26 miles from downtown Austin, in the Austin-Round Rock-San Marcos metro. 106,907 people lived here in 2025, up 58.5% from 2020, so it is one of the faster-growing places in Texas. It is spread out, with mostly newer homes (the median home was built in 2008).

Local spots people know include Garey Park, San Gabriel Park and Jim Hogg Park.

The median age is 42.6, 26% of households have children, 69% of homes are owned by the people living in them and the typical household earns $95,062 a year (21% higher than the Texas median).

Pros of living in Georgetown

  • Low violent crime. 149 violent crimes per 100,000 people in 2025, 62% lower than the Texas rate.
  • Growing fast. The population grew 59% from 2020 to 2025, which usually means new homes, shops and jobs.

Cons of living in Georgetown

  • Weaker school ratings. Only 31% of the 16 rated campuses earn an A or B from the state.
  • Higher rent. Median rent is $1,795, 28% higher than the Texas median.
  • Homes are pricey for local incomes. The median home costs 4.5 times the median household income, against 3.6 times across Texas.
  • Errands mean a drive. Compared with similar Texas places, fewer homes here are within a mile of a grocery store, pharmacy, park or clinic.
  • Natural hazard risk. FEMA rates the risk of hail, wildfires and winter storms as very high here.

Who Georgetown suits

  • FamiliesA reasonable fit: 31% of rated schools earn an A or B and violent crime is 62% lower than the Texas rate. Compared with similar Texas places, it beats 49% for families.
  • Young professionalsNot the best fit: household income is 21% higher than the Texas median, with 264 restaurants and 31 cafes in town. Compared with similar Texas places, it beats 14% for young professionals.
  • RetireesA reasonable fit: 13% of working-age adults are uninsured and violent crime is 62% lower than the Texas rate. Compared with similar Texas places, it beats 57% for retirees.
  • Remote workersA reasonable fit: 95% of homes have broadband and the median rent of $1,795 is 28% higher than the Texas median. Compared with similar Texas places, it beats 43% for remote workers.
  • People on a budgetNot the best fit: the median rent of $1,795 is 28% higher than the Texas median. Compared with similar Texas places, it beats 9% for people on a budget.

Georgetown report card

Ten grades, one for each part of daily life we measure. Most compare Georgetown with other US cities of 50,000+ people. Schools, safety and errands compare it with other Texas cities of 50,000+ people.

  • Cost of living: grade C-

    Median rent $1,795, homes cost 4.5x income.

    36 of 100 vs US cities

  • Jobs and income: grade B

    Median household income $95,062, 4.9% unemployed.

    71 of 100 vs US cities

  • Schools: grade D-

    16 rated campuses, 31% rated A or B.

    13 of 100 vs TX cities

  • Safety: grade B+

    149 violent crimes per 100k, 789 property crimes per 100k.

    77 of 100 vs TX cities

  • Errands and things to do: grade F

    16 grocery stores, 264 restaurants, 111 parks mapped in town.

    6 of 100 vs TX cities

  • Getting around: grade D-

    Average commute 28 min, 24% work from home.

    9 of 100 vs US cities

  • Education levels: grade B+

    48% have a bachelor’s degree.

    74 of 100 vs US cities

  • Health: grade B-

    13% of adults uninsured.

    64 of 100 vs US cities

  • Home ownership: grade B+

    69% of homes owner-occupied.

    77 of 100 vs US cities

  • Internet access: grade B+

    95% of homes have broadband.

    75 of 100 vs US cities

Where Georgetown stands out compared with Texas

Better than Texas

  • Adults with a bachelor's degree or higher: 48%14 points higher than Texas (34%)
  • Median household income: $95,06221% higher than Texas ($78,476)
  • Adults 18 to 64 without health insurance: 13%7 points lower than Texas (20%)

Worse than Texas

  • Median rent: $1,79528% higher than Texas ($1,403)
  • Home value to income: 4.5x25% higher than Texas (3.6x)
  • Renters paying 30%+ of income on rent: 56%5 points higher than Texas (52%)

Cost of living in Georgetown

Georgetown renters pay a median of $1,795 a month, 28% higher than the statewide median. The usual rule is to spend no more than 30% of income on rent, which means earning around $72,000 a year for a median unit. Right now 56% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $1,530 for a one-bedroom, $1,817 for a two-bedroom and $2,292 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $429,100, 51% higher than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $2,349 before tax, or $2,869 with property tax. That is $1,074 a month more than the median rent, so renting is the cheaper monthly choice unless you plan to stay for years.

Texas has no state income tax, but property taxes are among the highest in the country. The median homeowner in Georgetown pays $6,247 a year, 48% higher than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

See the full cost of living breakdown for Georgetown

Typical rent by apartment size

Fair market rent by bedroom count in GeorgetownStudio$1,4471 bedroom$1,5302 bedrooms$1,8173 bedrooms$2,2924 bedrooms$2,689
HUD fair market rent for FY2027, Austin-Round Rock-San Marcos, TX MSA. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent28% higher than Texas$1,795$1,403$1,413
Median home value51% higher than Texas$429,100$283,800$332,700
Home value to income25% higher than Texas4.5x3.6x4.1x
Renters paying 30%+ of income on rent5 points higher than Texas56%52%51%
Median property tax per year48% higher than Texas$6,247$4,232$3,119
Homes owned by the people living in them7 points higher than Texas69%63%65%
Median year homes were builtAbout the same as Texas200819921980

Monthly cost to buy a median home

$2,869
Mortgage payment
$2,349
Property tax
$521
Median rent, for comparison
$1,795

Based on a $429,100 home in Georgetown, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Georgetown safe?

In 2025, Georgetown Police Department reported 166 violent crimes and 882 property crimes. That works out to 149 violent crimes per 100,000 people, 62% lower than the Texas rate of 387, and 789 property crimes per 100,000, 62% lower than the state rate.

Violent crime is up about 17% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Georgetown by yearTexas14920212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
149
per 100k, Texas 387
Property crime
789
per 100k, Texas 2,086
Property crimes per 100,000 people in Georgetown by yearTexas78920212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Georgetown Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Georgetown

Georgetown has 16 public school campuses with a 2025 state rating inside the city, and 31% of them earn an A or B. Most students here are served by Orenda Charter School and Georgetown ISD.

Top-rated campuses include Gateway College Preparatory School and Jo Ann Ford Elementary. The average rating score across all campuses is 76 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
13
of 100 vs Texas cities
Average rating
76
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • AGateway College Preparatory SchoolOther, Orenda Charter School96 of 100
  • AJo Ann Ford ElementaryElementary, Georgetown ISD91 of 100
  • BGeorgetown High SchoolHigh, Georgetown ISD86 of 100
  • BVillage ElementaryElementary, Georgetown ISD84 of 100
  • BWolf Ranch ElementaryElementary, Georgetown ISD82 of 100

Best neighborhoods in Georgetown

We grade 19 areas inside Georgetown. The top three are Southwest Georgetown (A), Lakewood Estates (A-) and Chaparro Estates (B+). If price matters most, Texas Traditions has the lowest median rent among areas graded C or better, at $1,170 a month. Katy Crossing is the priciest, at $2,760. Use the map to color the city by any grade, or the sliders to rank areas by what you care about.

Loading map

    Rank Georgetown neighborhoods your way

    What matters to you?

    Move a slider and the list re-ranks right away.

    Most
    A lot
    Most
    A lot
    A lot
    A lot
    Some
    A lot
    Some
    A little

    The grade is our overall grade. Fit shows how well each one matches your sliders, from 0 to 100, against the others in this list.

    19 Georgetown neighborhoods, ranked by your priorities
    1. 1ASouthwest Georgetown735 people, home $558,000100fit
    2. 2A-Lakewood Estates2,316 people, median rent $1,730, home $612,00094fit
    3. 3B+Chaparro Estates1,277 people, median rent $1,730, home $409,00089fit
    4. 4B+Serenada1,239 people, home $829,00083fit
    5. 5BWoodfield Preserve7,422 people, median rent $2,340, home $438,00078fit
    6. 6BWolf Ranch-Hilltop6,075 people, median rent $1,760, home $615,00072fit
    7. 7BFountainwood Estates2,896 people, median rent $1,540, home $571,00067fit
    8. 8BSun City4,322 people, median rent $2,130, home $436,00061fit
    9. 9BWoodside791 people, median rent $2,310, home $449,00056fit
    10. 10C+Fairhaven9,938 people, median rent $2,160, home $383,00050fit
    11. 11CTexas Traditions3,063 people, median rent $1,170, home $469,00044fit
    12. 12CCarlson Place1,606 people, median rent $2,580, home $358,00039fit
    13. 13CKaty Crossing1,774 people, median rent $2,760, home $304,00033fit
    14. 14C-South Georgetown6,342 people, median rent $1,640, home $421,00028fit
    15. 15CSummercrest6,159 people, median rent $1,980, home $382,00022fit
    All 19 Georgetown neighborhoods, A to Z

    Daily life in Georgetown

    Everyday places mapped inside Georgetown, from Overture Maps. Well-known spots include Garey Park, San Gabriel Park, Jim Hogg Park.

    The average one-way commute is 28 minutes, 6% longer than the Texas average. 24% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

    Downtown Austin is about 26 miles away in a straight line. Many people who live in Georgetown work elsewhere in the metro, so test the drive at rush hour before you commit.

    The median household income is $95,062, income per person is $50,829, unemployment is 4.9% and 48% of adults hold a bachelor's degree.

    Grocery stores
    16
    Pharmacies
    17
    Restaurants
    264
    Cafes
    31
    Bars
    25
    Parks
    111
    Gyms
    41
    Hospitals and urgent care
    12
    Childcare
    19
    Libraries
    4

    Jobs, income and education

    MeasureHereTexasUS
    Median household income21% higher than Texas$95,062$78,476$80,734
    Income per person25% higher than Texas$50,829$40,752$44,673
    Unemployment rateAbout the same as Texas4.9%5.3%5.2%
    People below the poverty line6 points lower than Texas8.0%14%12%
    Adults with a bachelor's degree or higher14 points higher than Texas48%34%36%
    Adults with a high school diploma or higher7 points higher than Texas93%86%90%
    Adults 18 to 64 without health insurance7 points lower than Texas13%20%11%
    Homes with broadband internet4 points higher than Texas95%91%91%

    Getting to work

    MeasureHereTexasUS
    Average commute6% higher than Texas28 min27 min26 min
    Workers who work from home9 points higher than Texas24%14%15%
    Workers who work from home24%
    Workers who take transit0.1%
    Workers who walk0.8%
    Workers who bike0.2%

    Who lives in Georgetown

    Under 1820%
    18 to 3421%
    35 to 6433%
    65 and over26%

    Median age 42.6 years. 26% of households have children.

    Race and ethnicity
    White66%
    Hispanic or Latino21%
    Black4.9%
    Asian3.8%
    Other or more than one race3.8%

    Shown for information only. It is never part of any grade.

    Weather in Georgetown

    Georgetown has a hot Texas climate. July highs average 96°F and January lows about 36°F. There are about 112 days a year at 90°F or above, and about 37 inches of rain a year.

    Average monthly high and low temperatures in Georgetown30°50°70°90°60J65F72M79A85M92J96J97A90S81O70N62DRain

    Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Georgetown Lake, 2 mi away. Orange months average 90°F or more.

    Natural hazard risk

    FEMA's National Risk Index says river flooding risk is low, hurricane risk is moderate, tornado risk is high and hail risk is very high. Even in lower-risk areas, check the FEMA flood map for the exact address before you buy.

    • River floodingLow
    • HurricanesModerate
    • TornadoesHigh
    • HailVery high
    • Heat wavesModerate
    • WildfiresVery high
    • Winter stormsVery high
    • Strong windLow

    Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

    Places near Georgetown

    Nearby, Serenada gets a B+, Santa Rita Ranch gets a B+ and Round Rock gets a B+. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

    1. B+SerenadaTown, 1,444 people3 mi
    2. B+Santa Rita RanchTown, 6,586 people8 mi
    3. B+Round RockCity, 127,786 people9 mi
    4. CJarrellTown, 3,295 people11 mi
    5. A+Brushy CreekSmall city, 19,576 people11 mi
    6. ALeanderCity, 74,067 people11 mi

    Georgetown in the Austin area

    How it ranks among 58 places in the metro.

    1. 1A+The Hills2,516 people14 mito downtown
    2. 2A+Rollingwood1,316 people3 mito downtown
    3. 3A+Brushy Creek19,576 people15 mito downtown
    4. 33C+Kyle56,823 people22 mito downtown
    5. 34C+Uhland2,520 people23 mito downtown
    6. 35C+Elgin11,563 people22 mito downtown
    7. 36C+Georgetown85,999 people26 mito downtown
    8. 37CJarrell3,295 people36 mito downtown
    9. 38CTaylor17,136 people27 mito downtown
    10. 39C-Woodcreek2,333 people28 mito downtown

    See all of the best suburbs of austin

    Living in Georgetown: common questions

    Is Georgetown, TX a good place to live?

    Georgetown gets an overall grade of C+ and ranks 43rd of 75 Texas cities of 50,000+ people. It does best on home ownership and safety, and trails on errands and things to do and getting around.

    How much does it cost to live in Georgetown?

    Renters in Georgetown pay a median of $1,795 a month, 28% higher than the Texas median. The median home is worth $429,100, 51% higher than the Texas median. A median home costs 4.5x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $2,869, including property tax.

    Is Georgetown safe?

    In 2025, Georgetown Police Department reported 149 violent crimes per 100,000 people, 62% lower than the Texas rate. Property crime was 789 per 100,000, 62% lower than the Texas rate.

    Are the schools good in Georgetown?

    We found 16 rated public school campuses inside Georgetown. 31% are rated A or B by the Texas Education Agency. Its schools score is 13 of 100 compared with other Texas cities of 50,000+ people.

    What are the best neighborhoods in Georgetown?

    Based on our scores, the top-rated areas in Georgetown are Southwest Georgetown, Lakewood Estates and Chaparro Estates. We score 19 areas in the city.

    Does Georgetown flood?

    FEMA rates river flooding risk in Georgetown as low, and coastal flooding as not rated. Hazards rated high or very high here: tornadoes, hail, wildfires and winter storms. Always check the flood map for a specific address before you buy.

    What is the weather like in Georgetown?

    Summers in Georgetown peak at about 96°F in July, and January nights fall to about 36°F. Expect around 112 days a year at 90°F or hotter, and 37 inches of rain.

    How long is the commute in Georgetown?

    The average one-way commute is 28 min, 6% higher than the Texas average. About 24% of workers work from home. It is about 26 miles from downtown Austin.

    Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.