Town in Collin County, part of the Dallas-Fort Worth metro
Living in Lowry Crossing, TX
182nd of 745Texas towns of 1,000 to 10,000 people
Overall score 75 of 100
61st of 181 in the Dallas-Fort Worth area
Lowry Crossing gets an overall grade of B+ and ranks 182nd of 745 Texas towns of 1,000 to 10,000 people. It does best on home ownership and internet access, and trails on getting around and cost of living. It is a strong pick for remote workers.
- Good for remote workers
- Fast-growing
- Well connected
- Getting around scores low (5 of 100)
- Tornado risk is very high
- Population
- 2,521+49.3% since 2020
- Median rent
- $1,20814% lower than Texas
- Median home value
- $396,90040% higher than Texas
- Household income
- $116,875Median
- Average commute
- 31 minOne way
- Violent crime
- No dataNo full-year report
What it's like to live in Lowry Crossing
Lowry Crossing sits about 29 miles from downtown Dallas, in the Dallas-Fort Worth-Arlington metro. 2,521 people lived here in 2025, up 49.3% from 2020, so it is one of the faster-growing places in Texas. It is small-town and rural in feel.
The median age is 42.9, 34% of households have children, 97% of homes are owned by the people living in them and the typical household earns $116,875 a year (49% higher than the Texas median).
Pros of living in Lowry Crossing
- Lower rent. Median rent is $1,208, 14% lower than the Texas median.
- High incomes. The median household earns $116,875, 49% higher than the Texas median.
- Growing fast. The population grew 49% from 2020 to 2025, which usually means new homes, shops and jobs.
Cons of living in Lowry Crossing
- Long commutes. The average trip to work takes 31 minutes, against 27 across Texas.
- Natural hazard risk. FEMA rates the risk of tornadoes, hail and wildfires as very high here.
Who Lowry Crossing suits
- FamiliesA reasonable fit. Compared with similar Texas places, it beats 80% for families.
- Young professionalsA reasonable fit: household income is 49% higher than the Texas median, with 9 restaurants and 0 cafes in town. Compared with similar Texas places, it beats 48% for young professionals.
- RetireesNot the best fit: 13% of working-age adults are uninsured. Compared with similar Texas places, it beats 39% for retirees.
- Remote workersA reasonable fit: 99% of homes have broadband and the median rent of $1,208 is 14% lower than the Texas median. Compared with similar Texas places, it beats 83% for remote workers.
- People on a budgetNot the best fit: the median rent of $1,208 is 14% lower than the Texas median. Compared with similar Texas places, it beats 34% for people on a budget.
Lowry Crossing report card
Ten grades, one for each part of daily life we measure. Most compare Lowry Crossing with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.
Cost of living: grade D+
Median rent $1,208, homes cost 3.4x income.
32 of 100 vs US townsJobs and income: grade A-
Median household income $116,875, 3.8% unemployed.
80 of 100 vs US townsSchools: grade B
Not enough data.
70 of 100 vs TX townsSafety: no grade
No full year of crime data from local police.
No score vs TX townsErrands and things to do: grade C
0 grocery stores, 9 restaurants, 0 parks mapped in town.
41 of 100 vs TX townsGetting around: grade F
Average commute 31 min, 17% work from home.
5 of 100 vs US townsEducation levels: grade C+
30% have a bachelor’s degree.
51 of 100 vs US townsHealth: grade C
13% of adults uninsured.
45 of 100 vs US townsHome ownership: grade A+
97% of homes owner-occupied.
97 of 100 vs US townsInternet access: grade A+
99% of homes have broadband.
96 of 100 vs US towns
Where Lowry Crossing stands out compared with Texas
Better than Texas
- Homes owned by the people living in them: 97%35 points higher than Texas (63%)
- Median household income: $116,87549% higher than Texas ($78,476)
- Homes with broadband internet: 99%8 points higher than Texas (91%)
Worse than Texas
- Average commute: 31 min18% higher than Texas (27 min)
- Adults with a bachelor's degree or higher: 30%3 points lower than Texas (34%)
- Workers who walk, bike or take transit: 0%3 points lower than Texas (2.6%)
Cost of living in Lowry Crossing
Rent is the cost most newcomers feel first. The median rent in Lowry Crossing is $1,208 a month, 14% lower than the Texas median of $1,403. To keep that rent at 30% of income, a household needs to earn about $48,000 a year. Right now 50% of renters here pay more than 30% of their income on rent.
HUD sets fair market rents for this area at $1,536 for a one-bedroom, $1,807 for a two-bedroom and $2,275 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.
The median home is worth $396,900, 40% higher than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $2,173 before tax, or $2,639 with property tax. That is $1,431 a month more than the median rent, so renting is the cheaper monthly choice unless you plan to stay for years.
Texas has no state income tax, but property taxes are among the highest in the country. The median homeowner in Lowry Crossing pays $5,595 a year, 32% higher than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.
Typical rent by apartment size
| Measure | Here | Texas | US |
|---|---|---|---|
| Median rent14% lower than Texas | $1,208 | $1,403 | $1,413 |
| Median home value40% higher than Texas | $396,900 | $283,800 | $332,700 |
| Home value to income6% lower than Texas | 3.4x | 3.6x | 4.1x |
| Renters paying 30%+ of income on rent2 points lower than Texas | 50% | 52% | 51% |
| Median property tax per year32% higher than Texas | $5,595 | $4,232 | $3,119 |
| Homes owned by the people living in them35 points higher than Texas | 97% | 63% | 65% |
| Median year homes were builtAbout the same as Texas | 1994 | 1992 | 1980 |
Monthly cost to buy a median home
- Mortgage payment
- $2,173
- Property tax
- $466
- Median rent, for comparison
- $1,208
Based on a $396,900 home in Lowry Crossing, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.
Daily life in Lowry Crossing
Everyday places mapped inside Lowry Crossing, from Overture Maps.
The average one-way commute is 31 minutes, 18% longer than the Texas average. 17% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.
Downtown Dallas is about 29 miles away in a straight line. Many people who live in Lowry Crossing work elsewhere in the metro, so test the drive at rush hour before you commit.
The median household income is $116,875, income per person is $47,461, unemployment is 3.8% and 30% of adults hold a bachelor's degree.
Jobs, income and education
| Measure | Here | Texas | US |
|---|---|---|---|
| Median household income49% higher than Texas | $116,875 | $78,476 | $80,734 |
| Income per person16% higher than Texas | $47,461 | $40,752 | $44,673 |
| Unemployment rate1 points lower than Texas | 3.8% | 5.3% | 5.2% |
| People below the poverty line8 points lower than Texas | 6.0% | 14% | 12% |
| Adults with a bachelor's degree or higher3 points lower than Texas | 30% | 34% | 36% |
| Adults with a high school diploma or higher3 points higher than Texas | 89% | 86% | 90% |
| Adults 18 to 64 without health insurance7 points lower than Texas | 13% | 20% | 11% |
| Homes with broadband internet8 points higher than Texas | 99% | 91% | 91% |
Getting to work
| Measure | Here | Texas | US |
|---|---|---|---|
| Average commute18% higher than Texas | 31 min | 27 min | 26 min |
| Workers who work from home3 points higher than Texas | 17% | 14% | 15% |
Who lives in Lowry Crossing
Median age 42.9 years. 34% of households have children.
Race and ethnicity
Shown for information only. It is never part of any grade.
Weather in Lowry Crossing
Lowry Crossing has a hot Texas climate. July highs average 95°F and January lows about 34°F. There are about 97 days a year at 90°F or above, and about 38 inches of rain a year.
Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Mckinney Muni Ap, 2 mi away. Orange months average 90°F or more.
Natural hazard risk
FEMA's National Risk Index says river flooding risk is moderate, hurricane risk is low, tornado risk is very high and hail risk is very high. Even in lower-risk areas, check the FEMA flood map for the exact address before you buy.
- River floodingModerate
- HurricanesLow
- TornadoesVery high
- HailVery high
- Heat wavesHigh
- WildfiresVery high
- Winter stormsModerate
- Strong windLow
Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.
Places near Lowry Crossing
Nearby, Princeton gets a B, Fairview gets a B and Lucas gets an A. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.
Lowry Crossing in the Dallas-Fort Worth area
How it ranks among 181 places in the metro.
- 1A+Flower Mound78,389 people26 mito downtown
- 2A+Trophy Club13,733 people29 mito downtown
- 3A+University Park25,155 people4 mito downtown
- 58B+Hickory Creek5,611 people27 mito downtown
- 59B+Midlothian39,356 people26 mito downtown
- 60B+Benbrook24,557 people41 mito downtown
- 61B+Lowry Crossing1,433 people29 mito downtown
- 62B+Nevada1,319 people28 mito downtown
- 63B+Bedford49,085 people22 mito downtown
- 64B+Rhome1,699 people44 mito downtown
Living in Lowry Crossing: common questions
Is Lowry Crossing, TX a good place to live?
Lowry Crossing gets an overall grade of B+ and ranks 182nd of 745 Texas towns of 1,000 to 10,000 people. It does best on home ownership and internet access, and trails on getting around and cost of living. It is a strong pick for remote workers.
How much does it cost to live in Lowry Crossing?
Median rent in Lowry Crossing is $1,208 a month, 14% lower than the Texas median. The median home is worth $396,900, 40% higher than the Texas median. A median home costs 3.4x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $2,639, including property tax.
Does Lowry Crossing flood?
FEMA rates river flooding risk in Lowry Crossing as moderate, and coastal flooding as not rated. Hazards rated high or very high here: tornadoes, heat waves, hail and wildfires. Always check the flood map for a specific address before you buy.
What is the weather like in Lowry Crossing?
Summers in Lowry Crossing peak at about 95°F in July, and January nights fall to about 34°F. Expect around 97 days a year at 90°F or hotter, and 38 inches of rain.
How long is the commute in Lowry Crossing?
The average one-way commute is 31 min, 18% higher than the Texas average. About 17% of workers work from home. It is about 29 miles from downtown Dallas.
Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.