Neighborhood in Prosper, Collin County

Living in Central Prosper, Prosper

A

2nd of 7areas in Prosper
Overall score 94 of 100 vs Texas neighborhoods
Prosper overall: A

Central Prosper covers part of Prosper, TX, home to about 7,200 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 2nd of 7 areas we score in Prosper. It does best on education levels and worst on getting around.

  • Top-rated schools
  • Pricey
  • Lots of parks
  • Getting around scores low (12 of 100)
  • Tornado risk is very high

Closest everyday places

Grocery store0.8 mi
Pharmacy0.7 mi
Park0.2 mi
Cafe0.7 mi
Restaurant0.6 mi
Gym0.6 mi
Hospital or urgent care1.2 mi
Childcare0.8 mi
Library1.1 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
7,180
Median rent
$2,080
Median home value
$882,000
Household income
$245,000
Average commute
30 min
Homes owned
97%
Loading map

What it's like to live in Central Prosper

Central Prosper is an area in Prosper with about 7,200 residents, mostly newer homes (median year built 2016), mostly owner-occupied (97%) and 60% of households with children.

Our grade for Central Prosper is A. That puts it 2nd of 7 areas we grade in Prosper, a city that gets an A overall.

Pros of living in Central Prosper

  • Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.
  • Parks within walking distance. The closest park is about 0.2 miles away.

Cons of living in Central Prosper

  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.

Central Prosper report card

Each grade compares Central Prosper with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade B-

    Median rent $2,080, homes cost 3.6x income.

    58 of 100 vs TX areas

  • Jobs and income: grade A-

    Median household income $245,000, 5.4% unemployed.

    85 of 100 vs TX areas

  • Schools: grade A

    Nearby schools average 90 of 100 on the state rating.

    88 of 100 vs TX areas

  • Safety: no grade

    Citywide, 43 violent crimes per 100k, 670 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade B-

    Most everyday stores and services within a mile of homes.

    57 of 100 vs TX areas

  • Getting around: grade D-

    Average commute 30 min, 44% work from home.

    12 of 100 vs TX areas

  • Education levels: grade A

    68% have a bachelor’s degree.

    93 of 100 vs TX areas

  • Health: grade A-

    7.7% of adults uninsured.

    80 of 100 vs TX areas

  • Home ownership: grade B+

    97% of homes owner-occupied.

    79 of 100 vs TX areas

  • Internet access: grade B

    97% of homes have broadband.

    70 of 100 vs TX areas

Central Prosper compared with Prosper

Better than Prosper

  • Renters paying 30%+ of income on rent: 0%42 points lower than Prosper (42%)
  • Median household income: $245,00025% higher than Prosper ($195,281)
  • Homes owned by the people living in them: 97%9 points higher than Prosper (88%)

Worse than Prosper

  • Vacant homes: 7.3%2 points higher than Prosper (5.7%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • AJoyce Hall ElementaryElementary, Prosper ISD0.9 mi
  • AReynolds MiddleMiddle, Prosper ISD1.3 mi
  • AProsper High SchoolHigh, Prosper ISD1.9 mi

Cost of living in Central Prosper

Median rent in Central Prosper is $2,080 a month, 4% lower than the Prosper median. A household would need about $83,000 a year to keep that rent at 30% of income.

The median home is worth $882,000, 7% higher than the Prosper median, which means a monthly payment of about $5,661 with property tax at today's mortgage rates.

MeasureHereProsperTexas
Median rent4% lower than Prosper$2,080$2,176$1,403
Median home value7% higher than Prosper$882,000$823,700$283,800
Home value to income15% lower than Prosper3.6x4.2x3.6x
Renters paying 30%+ of income on rent42 points lower than Prosper0%42%52%
Homes owned by the people living in them9 points higher than Prosper97%88%63%
Vacant homes2 points higher than Prosper7.3%5.7%9.4%
Median year homes were builtAbout the same as Prosper201620141992

Monthly cost to buy a median home

$5,661
Mortgage payment
$4,828
Property tax
$833
Median rent, for comparison
$2,080

Based on a $882,000 home in Central Prosper, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereProsperTexas
Median household income25% higher than Prosper$245,000$195,281$78,476
Unemployment rateAbout the same as Prosper5.4%5.6%5.3%
People below the poverty line4 points lower than Prosper1.8%5.5%14%
Adults with a bachelor's degree or higher1 points higher than Prosper68%67%34%
Average commuteAbout the same as Prosper30 min29 min27 min
Workers who work from home8 points higher than Prosper44%36%14%
Workers who walk, bike or take transitAbout the same as Prosper0%0.3%2.6%
Homes with broadband internetAbout the same as Prosper97%98%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingHigh
  • HurricanesModerate
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresVery high
  • Winter stormsHigh
  • Strong windModerate

Who lives in Central Prosper

Under 1833%
18 to 347.0%
35 to 6448%
65 and over12%
Race and ethnicity
White54%
Hispanic or Latino8.6%
Black11%
Asian18%
Other or more than one race8.5%

Shown for information only. It is never part of any grade.

Other neighborhoods in Prosper

  1. 1ACrestview at ProsperMedian rent $2,060
  2. 3A-Northeast ProsperMedian rent $2,020
  3. 4A-Southwest ProsperMedian rent $2,700
  4. 5B+Southeast ProsperMedian rent $1,940
  5. 6B+Whitley PlaceMedian rent $3,500+
  6. 7B-West ProsperMedian rent $2,620

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. ACountry MeadowAllen
  2. AShaddock ParkAllen
  3. A+The Heights at Stone OakSan Antonio

Questions about Central Prosper

Is Central Prosper a good place to live?

Central Prosper covers part of Prosper, TX, home to about 7,200 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 2nd of 7 areas we score in Prosper. It does best on education levels and worst on getting around.

How much does it cost to live in Central Prosper?

Renters in Central Prosper pay a median of $2,080 a month, 4% lower than the Prosper median. The median home is worth $882,000, 7% higher than the Prosper median. A median home costs 3.6x the median household income, compared with 4.2x across Prosper.

What schools serve Central Prosper?

The closest rated public schools are Joyce Hall Elementary (elementary, rated A), Reynolds Middle (middle, rated A) and Prosper High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area groups 2 Census block groups in this part of Prosper that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.