Neighborhood in Round Rock, Williamson County

Living in The Settlement, Round Rock

C-

25th of 25areas in Round Rock
Overall score 36 of 100 vs Texas neighborhoods
Round Rock overall: B+

The Settlement is a neighborhood in Round Rock, TX, home to about 2,400 people. It gets a C-, just below the middle of Texas neighborhoods, and ranks 25th of 25 areas we score in Round Rock. It does best on home ownership and worst on getting around.

  • Lots of parks
  • Getting around scores low (12 of 100)
  • Hail risk is very high

Closest everyday places

Grocery store1.1 mi
Pharmacy1.3 mi
Parkunder 0.1 mi
Cafe0.4 mi
Restaurant0.5 mi
Gym0.7 mi
Hospital or urgent care1.1 mi
Childcare0.7 mi
Library2.0 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
2,400
Median rent
$2,290
Median home value
$400,000
Household income
$100,400
Average commute
30 min
Homes owned
86%
Loading map

What it's like to live in The Settlement

The Settlement is a neighborhood in Round Rock with about 2,400 residents, mostly newer homes (median year built 2000), mostly owner-occupied (86%) and 39% of households with children.

Our grade for The Settlement is C-. That puts it 25th of 25 areas we grade in Round Rock, a city that gets a B+ overall.

Pros of living in The Settlement

  • Parks within walking distance. The closest park is about under 0.1 miles away.

Cons of living in The Settlement

  • Pricier rent than the city. Median rent is $2,290, 30% higher than the Round Rock median.
  • Longer commutes. The average commute is 30 minutes, against 25 for Round Rock as a whole.
  • Natural hazard risk. FEMA rates the risk of hail as very high in this part of town.

The Settlement report card

Each grade compares The Settlement with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade D

    Median rent $2,290, homes cost 4.0x income.

    21 of 100 vs TX areas

  • Jobs and income: grade B

    Median household income $100,400, 3.3% unemployed.

    70 of 100 vs TX areas

  • Schools: grade C

    Nearby schools average 79 of 100 on the state rating.

    43 of 100 vs TX areas

  • Safety: no grade

    Citywide, 125 violent crimes per 100k, 1,446 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade C-

    Some everyday stores and services within a mile of homes.

    36 of 100 vs TX areas

  • Getting around: grade D-

    Average commute 30 min, 20% work from home.

    12 of 100 vs TX areas

  • Education levels: grade B-

    29% have a bachelor’s degree.

    56 of 100 vs TX areas

  • Health: grade D+

    16% of adults uninsured.

    28 of 100 vs TX areas

  • Home ownership: grade A

    86% of homes owner-occupied.

    88 of 100 vs TX areas

  • Internet access: grade B

    96% of homes have broadband.

    66 of 100 vs TX areas

The Settlement compared with Round Rock

Better than Round Rock

  • Homes owned by the people living in them: 86%31 points higher than Round Rock (56%)
  • Vacant homes: 0%5 points lower than Round Rock (4.9%)
  • People below the poverty line: 4.8%3 points lower than Round Rock (7.8%)

Worse than Round Rock

  • Adults with a bachelor's degree or higher: 29%16 points lower than Round Rock (45%)
  • Median rent: $2,29030% higher than Round Rock ($1,763)
  • Renters paying 30%+ of income on rent: 59%8 points higher than Round Rock (51%)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • CDouble File Trail ElementaryElementary, Round Rock ISD0.6 mi
  • CPfc Robert P Hernandez MiddleMiddle, Round Rock ISD0.5 mi
  • BStony Point High SchoolHigh, Round Rock ISD0.3 mi

Cost of living in The Settlement

Median rent in The Settlement is $2,290 a month, 30% higher than the Round Rock median. A household would need about $92,000 a year to keep that rent at 30% of income.

The median home is worth $400,000, 4% lower than the Round Rock median, which means a monthly payment of about $2,572 with property tax at today's mortgage rates.

MeasureHereRound RockTexas
Median rent30% higher than Round Rock$2,290$1,763$1,403
Median home value4% lower than Round Rock$400,000$418,600$283,800
Home value to income5% lower than Round Rock4.0x4.2x3.6x
Renters paying 30%+ of income on rent8 points higher than Round Rock59%51%52%
Homes owned by the people living in them31 points higher than Round Rock86%56%63%
Vacant homes5 points lower than Round Rock0%4.9%9.4%
Median year homes were builtAbout the same as Round Rock200020021992

Monthly cost to buy a median home

$2,572
Mortgage payment
$2,189
Property tax
$383
Median rent, for comparison
$2,290

Based on a $400,000 home in The Settlement, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereRound RockTexas
Median household incomeAbout the same as Round Rock$100,400$99,287$78,476
Unemployment rateAbout the same as Round Rock3.3%3.8%5.3%
People below the poverty line3 points lower than Round Rock4.8%7.8%14%
Adults with a bachelor's degree or higher16 points lower than Round Rock29%45%34%
Average commute19% higher than Round Rock30 min25 min27 min
Workers who work from home5 points lower than Round Rock20%25%14%
Workers who walk, bike or take transit1 points lower than Round Rock0%1.1%2.6%
Homes with broadband internet1 points higher than Round Rock96%95%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingLow
  • HurricanesModerate
  • TornadoesModerate
  • HailVery high
  • Heat wavesModerate
  • WildfiresHigh
  • Winter stormsHigh
  • Strong windLow

Who lives in The Settlement

Under 1823%
18 to 3427%
35 to 6443%
65 and over6.3%
Race and ethnicity
White34%
Hispanic or Latino42%
Black6.1%
Asian7.3%
Other or more than one race11%

Shown for information only. It is never part of any grade.

Other neighborhoods in Round Rock

  1. 1A+Central Round RockMedian rent $3,160
  2. 2A+The OaklandsMedian rent $1,880
  3. 3ABehrens RanchMedian rent $3,330
  4. 4APreserve at Stone OakMedian rent $2,540
  5. 5AOak CreekMedian rent $2,260
  6. 6A-Fern BluffMedian rent $2,220
  7. 7A-East Round RockMedian rent $2,390
  8. 8A-North Round RockMedian rent $1,620

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. D+Luby AcresFate
  2. C-East KyleKyle
  3. CCypress FallsHouston

Questions about The Settlement

Is The Settlement a good place to live?

The Settlement is a neighborhood in Round Rock, TX, home to about 2,400 people. It gets a C-, just below the middle of Texas neighborhoods, and ranks 25th of 25 areas we score in Round Rock. It does best on home ownership and worst on getting around.

How much does it cost to live in The Settlement?

Renters in The Settlement pay a median of $2,290 a month, 30% higher than the Round Rock median. The median home is worth $400,000, 4% lower than the Round Rock median. A median home costs 4.0x the median household income, compared with 4.2x across Round Rock.

What schools serve The Settlement?

The closest rated public schools are Double File Trail Elementary (elementary, rated C), Pfc Robert P Hernandez Middle (middle, rated C) and Stony Point High School (high, rated B). School zones can differ from the closest school, so check with the district.

This area is built from 1 Census block group closest to the The Settlement name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.