Town in Kaufman County, part of the Dallas-Fort Worth metro

Living in Talty, TX

B

221st of 745Texas towns of 1,000 to 10,000 people
Overall score 70 of 100
74th of 181 in the Dallas-Fort Worth area

Talty gets an overall grade of B and ranks 221st of 745 Texas towns of 1,000 to 10,000 people. It does best on jobs and income and home ownership, and trails on getting around and errands and things to do. It is a strong pick for remote workers.

  • Good for remote workers
  • Fast-growing
  • Well connected
  • Errands and things to do scores low (16 of 100)
  • Getting around scores low (7 of 100)
Map of Texas showing where Talty isHoustonSan AntonioAustinFort WorthTalty
Where Talty is in Texas.
Population
3,299+31.8% since 2020
Median rent
No data
Median home value
$483,30070% higher than Texas
Household income
$154,732Median
Average commute
36 minOne way
Violent crime
No dataNo full-year report

What it's like to live in Talty

Talty sits about 22 miles from downtown Dallas, in the Dallas-Fort Worth-Arlington metro. 3,299 people lived here in 2025, up 31.8% from 2020, so it is one of the faster-growing places in Texas. It is spread out, with mostly newer homes (the median home was built in 2004).

The median age is 43.4, 36% of households have children, 98% of homes are owned by the people living in them and the typical household earns $154,732 a year (97% higher than the Texas median).

Pros of living in Talty

  • High incomes. The median household earns $154,732, 97% higher than the Texas median.
  • Growing fast. The population grew 32% from 2020 to 2025, which usually means new homes, shops and jobs.

Cons of living in Talty

  • Long commutes. The average trip to work takes 36 minutes, against 27 across Texas.
  • Errands mean a drive. Compared with similar Texas places, fewer homes here are within a mile of a grocery store, pharmacy, park or clinic.
  • Natural hazard risk. FEMA rates the risk of heat waves, hail and wildfires as very high here.

Who Talty suits

  • FamiliesA reasonable fit. Compared with similar Texas places, it beats 48% for families.
  • Young professionalsA reasonable fit: household income is 97% higher than the Texas median, with 6 restaurants and 0 cafes in town. Compared with similar Texas places, it beats 49% for young professionals.
  • RetireesA reasonable fit: 11% of working-age adults are uninsured. Compared with similar Texas places, it beats 62% for retirees.
  • Remote workersA reasonable fit: 98% of homes have broadband. Compared with similar Texas places, it beats 82% for remote workers.
  • People on a budgetA reasonable fit. Compared with similar Texas places, it beats 47% for people on a budget.

Talty report card

Ten grades, one for each part of daily life we measure. Most compare Talty with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade C

    Homes cost 3.1x income.

    41 of 100 vs US towns

  • Jobs and income: grade A+

    Median household income $154,732, 1.3% unemployed.

    99 of 100 vs US towns

  • Schools: grade D+

    Not enough data.

    27 of 100 vs TX towns

  • Safety: no grade

    No full year of crime data from local police.

    No score vs TX towns

  • Errands and things to do: grade D-

    0 grocery stores, 6 restaurants, 0 parks mapped in town.

    16 of 100 vs TX towns

  • Getting around: grade F

    Average commute 36 min, 14% work from home.

    7 of 100 vs US towns

  • Education levels: grade B

    34% have a bachelor’s degree.

    66 of 100 vs US towns

  • Health: grade B

    11% of adults uninsured.

    65 of 100 vs US towns

  • Home ownership: grade A+

    98% of homes owner-occupied.

    99 of 100 vs US towns

  • Internet access: grade A

    98% of homes have broadband.

    94 of 100 vs US towns

Where Talty stands out compared with Texas

Better than Texas

  • Median household income: $154,73297% higher than Texas ($78,476)
  • Homes owned by the people living in them: 98%35 points higher than Texas (63%)
  • People below the poverty line: 1.9%12 points lower than Texas (14%)

Worse than Texas

  • Average commute: 36 min33% higher than Texas (27 min)
  • Workers who walk, bike or take transit: 0.4%2 points lower than Texas (2.6%)

Cost of living in Talty

HUD sets fair market rents for this area at $1,536 for a one-bedroom, $1,807 for a two-bedroom and $2,275 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $483,300, 70% higher than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $2,645 before tax, or $3,240 with property tax.

Texas has no state income tax, but property taxes are among the highest in the country. The median homeowner in Talty pays $7,134 a year, 69% higher than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in TaltyStudio$1,4911 bedroom$1,5362 bedrooms$1,8073 bedrooms$2,2754 bedrooms$2,892
HUD fair market rent for FY2027, Dallas, TX HUD Metro FMR Area. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median home value70% higher than Texas$483,300$283,800$332,700
Home value to income14% lower than Texas3.1x3.6x4.1x
Renters paying 30%+ of income on rent2 points lower than Texas50%52%51%
Median property tax per year69% higher than Texas$7,134$4,232$3,119
Homes owned by the people living in them35 points higher than Texas98%63%65%
Median year homes were builtAbout the same as Texas200419921980

Monthly cost to buy a median home

$3,240
Mortgage payment
$2,645
Property tax
$594

Based on a $483,300 home in Talty, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Daily life in Talty

Everyday places mapped inside Talty, from Overture Maps.

The average one-way commute is 36 minutes, 33% longer than the Texas average. 14% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Dallas is about 22 miles away in a straight line. Many people who live in Talty work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $154,732, income per person is $54,241, unemployment is 1.3% and 34% of adults hold a bachelor's degree.

Grocery stores
0
Pharmacies
0
Restaurants
6
Cafes
0
Bars
0
Parks
0
Gyms
0
Hospitals and urgent care
0
Childcare
0
Libraries
0

Jobs, income and education

MeasureHereTexasUS
Median household income97% higher than Texas$154,732$78,476$80,734
Income per person33% higher than Texas$54,241$40,752$44,673
Unemployment rate4 points lower than Texas1.3%5.3%5.2%
People below the poverty line12 points lower than Texas1.9%14%12%
Adults with a bachelor's degree or higherAbout the same as Texas34%34%36%
Adults with a high school diploma or higher7 points higher than Texas93%86%90%
Adults 18 to 64 without health insurance9 points lower than Texas11%20%11%
Homes with broadband internet7 points higher than Texas98%91%91%

Getting to work

MeasureHereTexasUS
Average commute33% higher than Texas36 min27 min26 min
Workers who work from homeAbout the same as Texas14%14%15%
Workers who work from home14%
Workers who take transit0.2%
Workers who walk0.2%
Workers who bike0%

Who lives in Talty

Under 1821%
18 to 3414%
35 to 6453%
65 and over12%

Median age 43.4 years. 36% of households have children.

Race and ethnicity
White62%
Hispanic or Latino19%
Black14%
Asian0.8%
Other or more than one race4.3%

Shown for information only. It is never part of any grade.

Weather in Talty

Talty has a hot Texas climate. July highs average 96°F and January lows about 36°F. There are about 103 days a year at 90°F or above, and about 38 inches of rain a year.

Average monthly high and low temperatures in Talty30°50°70°90°57J62F69M76A84M92J96J96A90S79O68N59DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Terrell Muni Ap, 8 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is moderate, hurricane risk is low, tornado risk is high and hail risk is very high. Even in lower-risk areas, check the FEMA flood map for the exact address before you buy.

  • River floodingModerate
  • HurricanesLow
  • TornadoesHigh
  • HailVery high
  • Heat wavesVery high
  • WildfiresVery high
  • Winter stormsModerate
  • Strong windModerate

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Talty

Nearby, Heartland gets an F, Forney gets a B- and Crandall gets a D. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. FHeartlandSmall city, 10,607 people3 mi
  2. B-ForneySmall city, 31,532 people5 mi
  3. DCrandallTown, 4,763 people6 mi
  4. FTerrellSmall city, 20,366 people7 mi
  5. C+Oak RidgeTown, 1,192 people9 mi
  6. C-Travis RanchTown, 9,025 people9 mi

Talty in the Dallas-Fort Worth area

How it ranks among 181 places in the metro.

  1. 1A+Flower Mound78,389 people26 mito downtown
  2. 2A+Trophy Club13,733 people29 mito downtown
  3. 3A+University Park25,155 people4 mito downtown
  4. 71BPaloma Creek South8,860 people30 mito downtown
  5. 72BShady Shores2,922 people30 mito downtown
  6. 73BPalmer2,515 people26 mito downtown
  7. 74BTalty2,881 people22 mito downtown
  8. 75BFairview10,783 people26 mito downtown
  9. 76BPonder2,626 people40 mito downtown
  10. 77BLittle Elm54,820 people29 mito downtown

See all of the best suburbs of dallas-fort worth

Living in Talty: common questions

Is Talty, TX a good place to live?

Talty gets an overall grade of B and ranks 221st of 745 Texas towns of 1,000 to 10,000 people. It does best on jobs and income and home ownership, and trails on getting around and errands and things to do. It is a strong pick for remote workers.

How much does it cost to live in Talty?

The median home is worth $483,300, 70% higher than the Texas median. A median home costs 3.1x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $3,240, including property tax.

Does Talty flood?

FEMA rates river flooding risk in Talty as moderate, and coastal flooding as not rated. Hazards rated high or very high here: tornadoes, heat waves, hail and wildfires. Always check the flood map for a specific address before you buy.

What is the weather like in Talty?

Summers in Talty peak at about 96°F in July, and January nights fall to about 36°F. Expect around 103 days a year at 90°F or hotter, and 38 inches of rain.

How long is the commute in Talty?

The average one-way commute is 36 min, 33% higher than the Texas average. About 14% of workers work from home. It is about 22 miles from downtown Dallas.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.