Small city in Harris County, part of the Houston metro

Living in Cloverleaf, TX

C

106th of 192Texas cities of 10,000 to 50,000 people
Overall score 45 of 100
63rd of 125 in the Houston area

We give Cloverleaf a C. It ranks 106th of 192 Texas cities of 10,000 to 50,000 people. It does best on errands and things to do and schools, and trails on education levels and health.

  • Jobs and income scores low (8 of 100)
  • Education levels scores low (1 of 100)
Map of Texas showing where Cloverleaf isSan AntonioDallasAustinFort WorthCloverleaf
Where Cloverleaf is in Texas.
Population
24,063
Median rent
$1,15518% lower than Texas
Median home value
$169,60040% lower than Texas
Household income
$54,994Median
Average commute
29 minOne way
Violent crime
No dataNo full-year report

What it's like to live in Cloverleaf

Cloverleaf sits about 13 miles from downtown Houston, in the Houston-Pasadena-The Woodlands metro. About 24,063 people live here. It is densely built.

Local spots people know include North Shore Rotary Park and North Shore Track.

The median age is 30.3, 52% of households have children, 62% of homes are owned by the people living in them and the typical household earns $54,994 a year (30% lower than the Texas median).

Pros of living in Cloverleaf

  • Strong public schools. 100% of the 6 rated campuses here earn an A or B from the Texas Education Agency.
  • Lower rent. Median rent is $1,155, 18% lower than the Texas median.

Cons of living in Cloverleaf

  • Higher unemployment. 7.5% of the labor force is out of work, against 5.3% statewide.
  • Higher poverty. 24% of people live below the poverty line, against 14% across Texas.
  • Many adults uninsured. 38% of adults 18 to 64 have no health insurance, against 20% statewide.
  • Natural hazard risk. FEMA rates the risk of hurricanes and tornadoes as very high here.

Who Cloverleaf suits

  • FamiliesA reasonable fit: 100% of rated schools earn an A or B. Compared with similar Texas places, it beats 65% for families.
  • Young professionalsA reasonable fit: household income is 30% lower than the Texas median, with 22 restaurants and 0 cafes in town. Compared with similar Texas places, it beats 41% for young professionals.
  • RetireesNot the best fit: 38% of working-age adults are uninsured. Compared with similar Texas places, it beats 40% for retirees.
  • Remote workersA strong fit: 94% of homes have broadband and the median rent of $1,155 is 18% lower than the Texas median. Compared with similar Texas places, it beats 77% for remote workers.
  • People on a budgetA reasonable fit: the median rent of $1,155 is 18% lower than the Texas median. Compared with similar Texas places, it beats 41% for people on a budget.

Cloverleaf report card

Ten grades, one for each part of daily life we measure. Most compare Cloverleaf with other US cities of 10,000 to 50,000 people. Schools, safety and errands compare it with other Texas cities of 10,000 to 50,000 people.

  • Cost of living: grade B-

    Median rent $1,155, homes cost 3.1x income.

    61 of 100 vs US cities

  • Jobs and income: grade F

    Median household income $54,994, 7.5% unemployed.

    8 of 100 vs US cities

  • Schools: grade B+

    6 rated campuses, 100% rated A or B.

    75 of 100 vs TX cities

  • Safety: no grade

    No full year of crime data from local police.

    No score vs TX cities

  • Errands and things to do: grade A-

    1 grocery store, 22 restaurants, 4 parks mapped in town.

    86 of 100 vs TX cities

  • Getting around: grade D+

    Average commute 29 min, 4.5% work from home.

    29 of 100 vs US cities

  • Education levels: grade F

    9.8% have a bachelor’s degree.

    1 of 100 vs US cities

  • Health: grade F

    38% of adults uninsured.

    3 of 100 vs US cities

  • Home ownership: grade D+

    62% of homes owner-occupied.

    29 of 100 vs US cities

  • Internet access: grade B-

    94% of homes have broadband.

    63 of 100 vs US cities

Where Cloverleaf stands out compared with Texas

Better than Texas

  • Median rent: $1,15518% lower than Texas ($1,403)
  • Home value to income: 3.1x15% lower than Texas (3.6x)
  • Homes with broadband internet: 94%3 points higher than Texas (91%)

Worse than Texas

  • Adults with a bachelor's degree or higher: 9.8%24 points lower than Texas (34%)
  • Adults 18 to 64 without health insurance: 38%18 points higher than Texas (20%)
  • Median household income: $54,99430% lower than Texas ($78,476)

Cost of living in Cloverleaf

Cloverleaf renters pay a median of $1,155 a month, 18% lower than the statewide median. The usual rule is to spend no more than 30% of income on rent, which means earning around $46,000 a year for a median unit. Right now 56% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $1,261 for a one-bedroom, $1,497 for a two-bedroom and $2,017 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $169,600, 40% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $928 before tax, or $1,131 with property tax. That is close to the median rent, so buying can make sense if you plan to stay.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Cloverleaf pays $2,434 a year, 42% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

See the full cost of living breakdown for Cloverleaf

Typical rent by apartment size

Fair market rent by bedroom count in CloverleafStudio$1,2331 bedroom$1,2612 bedrooms$1,4973 bedrooms$2,0174 bedrooms$2,502
HUD fair market rent for FY2027, Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent18% lower than Texas$1,155$1,403$1,413
Median home value40% lower than Texas$169,600$283,800$332,700
Home value to income15% lower than Texas3.1x3.6x4.1x
Renters paying 30%+ of income on rent4 points higher than Texas56%52%51%
Median property tax per year42% lower than Texas$2,434$4,232$3,119
Homes owned by the people living in themAbout the same as Texas62%63%65%
Median year homes were builtAbout the same as Texas197919921980

Monthly cost to buy a median home

$1,131
Mortgage payment
$928
Property tax
$203
Median rent, for comparison
$1,155

Based on a $169,600 home in Cloverleaf, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Schools in Cloverleaf

Cloverleaf has 6 public school campuses with a 2025 state rating inside the city, and 100% of them earn an A or B. Most students here are served by Galena Park ISD.

Top-rated campuses include James B Havard Elementary and North Shore Middle. The average rating score across all campuses is 86 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
75
of 100 vs Texas cities
Average rating
86
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • AJames B Havard ElementaryElementary, Galena Park ISD92 of 100
  • ANorth Shore MiddleMiddle, Galena Park ISD91 of 100
  • BSam Houston ElementaryElementary, Galena Park ISD86 of 100
  • BNorth Shore ElementaryElementary, Galena Park ISD85 of 100
  • BCloverleaf ElementaryElementary, Galena Park ISD83 of 100

Daily life in Cloverleaf

Everyday places mapped inside Cloverleaf, from Overture Maps. Well-known spots include North Shore Rotary Park, North Shore Track.

The average one-way commute is 29 minutes, 7% longer than the Texas average. 5% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Houston is about 13 miles away in a straight line. Many people who live in Cloverleaf work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $54,994, income per person is $21,293, unemployment is 7.5% and 10% of adults hold a bachelor's degree.

Grocery stores
1
Pharmacies
1
Restaurants
22
Cafes
0
Bars
1
Parks
4
Gyms
7
Hospitals and urgent care
2
Childcare
1
Libraries
0

Jobs, income and education

MeasureHereTexasUS
Median household income30% lower than Texas$54,994$78,476$80,734
Income per person48% lower than Texas$21,293$40,752$44,673
Unemployment rate2 points higher than Texas7.5%5.3%5.2%
People below the poverty line10 points higher than Texas24%14%12%
Adults with a bachelor's degree or higher24 points lower than Texas9.8%34%36%
Adults with a high school diploma or higher22 points lower than Texas64%86%90%
Adults 18 to 64 without health insurance18 points higher than Texas38%20%11%
Homes with broadband internet3 points higher than Texas94%91%91%

Getting to work

MeasureHereTexasUS
Average commute7% higher than Texas29 min27 min26 min
Workers who work from home10 points lower than Texas4.5%14%15%
Workers who work from home4.5%
Workers who take transit0.9%
Workers who walk1.5%
Workers who bike0.1%

Who lives in Cloverleaf

Under 1835%
18 to 3422%
35 to 6434%
65 and over8.9%

Median age 30.3 years. 52% of households have children.

Race and ethnicity
White7.3%
Hispanic or Latino82%
Black8.2%
Asian0.3%
Other or more than one race2.0%

Shown for information only. It is never part of any grade.

Weather in Cloverleaf

Cloverleaf has a hot Texas climate. July highs average 93°F and January lows about 44°F. There are about 109 days a year at 90°F or above, and about 54 inches of rain a year.

Average monthly high and low temperatures in Cloverleaf40°60°80°100°63J67F73M79A86M91J93J94A90S82O72N65DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Houston-Port, 7 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is moderate, coastal flooding risk is high, hurricane risk is very high, tornado risk is very high and hail risk is low. Even in lower-risk areas, check the FEMA flood map for the exact address before you buy.

  • River floodingModerate
  • Coastal floodingHigh
  • HurricanesVery high
  • TornadoesVery high
  • HailLow
  • Heat wavesHigh
  • WildfiresVery low
  • Winter stormsLow
  • Strong windLow

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Cloverleaf

Nearby, Channelview gets a D, Jacinto City gets a C- and Galena Park gets a B-. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. DChannelviewSmall city, 43,605 people3 mi
  2. C-Jacinto CityTown, 9,432 people4 mi
  3. B-Galena ParkSmall city, 10,487 people5 mi
  4. C+SheldonTown, 2,208 people6 mi
  5. B+Deer ParkSmall city, 33,967 people6 mi
  6. FHighlandsTown, 6,335 people7 mi

Cloverleaf in the Houston area

How it ranks among 125 places in the metro.

  1. 1A+Taylor Lake Village3,721 people25 mito downtown
  2. 2A+Bunker Hill Village3,829 people9 mito downtown
  3. 3A+West University Place14,982 people6 mito downtown
  4. 60C+Manvel14,758 people21 mito downtown
  5. 61C+Sheldon2,208 people16 mito downtown
  6. 62C+Tomball13,655 people25 mito downtown
  7. 63CCloverleaf24,063 people13 mito downtown
  8. 64CRosharon1,737 people30 mito downtown
  9. 65CBrazoria2,880 people52 mito downtown
  10. 66CWillis6,878 people45 mito downtown

See all of the best suburbs of houston

Living in Cloverleaf: common questions

Is Cloverleaf, TX a good place to live?

We give Cloverleaf a C. It ranks 106th of 192 Texas cities of 10,000 to 50,000 people. It does best on errands and things to do and schools, and trails on education levels and health.

How much does it cost to live in Cloverleaf?

Renters in Cloverleaf pay a median of $1,155 a month, 18% lower than the Texas median. The median home is worth $169,600, 40% lower than the Texas median. A median home costs 3.1x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,131, including property tax.

Are the schools good in Cloverleaf?

We found 6 rated public school campuses inside Cloverleaf. 100% are rated A or B by the Texas Education Agency. Its schools score is 75 of 100 compared with other Texas cities of 10,000 to 50,000 people.

Does Cloverleaf flood?

FEMA rates river flooding risk in Cloverleaf as moderate, and coastal flooding as high. Hazards rated high or very high here: coastal flooding, hurricanes, tornadoes and heat waves. Always check the flood map for a specific address before you buy.

What is the weather like in Cloverleaf?

Summers in Cloverleaf peak at about 93°F in July, and January nights fall to about 44°F. Expect around 109 days a year at 90°F or hotter, and 54 inches of rain.

How long is the commute in Cloverleaf?

The average one-way commute is 29 min, 7% higher than the Texas average. About 4.5% of workers work from home. It is about 13 miles from downtown Houston.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.