Town in Wichita County, part of the Wichita Falls metro

Living in Electra, TX

C+

345th of 745Texas towns of 1,000 to 10,000 people
Overall score 53 of 100
7th of 8 in the Wichita Falls area

Electra gets an overall grade of C+ and ranks 345th of 745 Texas towns of 1,000 to 10,000 people. It does best on cost of living and getting around, and trails on home ownership and safety. It is a strong pick for people on a budget.

  • Good for people on a budget
  • Affordable
  • Short commutes
  • Safety scores low (14 of 100)
  • Health scores low (14 of 100)
Map of Texas showing where Electra isHoustonSan AntonioDallasAustinFort WorthElectra
Where Electra is in Texas.
Population
2,238-2.3% since 2020
Median rent
$81542% lower than Texas
Median home value
$59,30079% lower than Texas
Household income
$69,167Median
Average commute
20 minOne way
Violent crime
402Per 100k, 2025

What it's like to live in Electra

Electra sits about 24 miles from downtown Wichita Falls, in the Wichita Falls metro. 2,238 people lived here in 2025, down 2.3% from 2020. It is spread out, with an older housing stock (the median home dates to 1955).

Places locals use include Electra City Park, Red Harvey Baseball Field and Electra Public Library.

The median age is 36.9, 29% of households have children, 68% of homes are owned by the people living in them and the typical household earns $69,167 a year (12% lower than the Texas median).

Pros of living in Electra

  • Lower rent. Median rent is $815, 42% lower than the Texas median.
  • Homes are affordable for local incomes. The median home costs 0.9 times the median household income, against 3.6 times across Texas.
  • Short commutes. The average trip to work takes 20 minutes, against 27 across Texas.

Cons of living in Electra

  • Natural hazard risk. FEMA rates the risk of hail and wildfires as very high here.
  • Long, hot summers. Expect about 110 days a year at 90°F or hotter.

Who Electra suits

  • FamiliesNot the best fit: violent crime is about the same as the Texas rate. Compared with similar Texas places, it beats 30% for families.
  • Young professionalsA reasonable fit: household income is 12% lower than the Texas median, with 7 restaurants and 0 cafes in town. Compared with similar Texas places, it beats 78% for young professionals.
  • RetireesA reasonable fit: 16% of working-age adults are uninsured and violent crime is about the same as the Texas rate. Compared with similar Texas places, it beats 42% for retirees.
  • Remote workersA reasonable fit: 83% of homes have broadband and the median rent of $815 is 42% lower than the Texas median. Compared with similar Texas places, it beats 53% for remote workers.
  • People on a budgetA reasonable fit: the median rent of $815 is 42% lower than the Texas median. Compared with similar Texas places, it beats 92% for people on a budget.

Electra report card

Ten grades, one for each part of daily life we measure. Most compare Electra with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade A

    Median rent $815, homes cost 0.9x income.

    93 of 100 vs US towns

  • Jobs and income: grade C

    Median household income $69,167, 2.7% unemployed.

    44 of 100 vs US towns

  • Schools: grade C+

    2 rated campuses, 50% rated A or B.

    51 of 100 vs TX towns

  • Safety: grade D-

    402 violent crimes per 100k, 1,475 property crimes per 100k.

    14 of 100 vs TX towns

  • Errands and things to do: grade C+

    1 grocery store, 7 restaurants, 3 parks mapped in town.

    54 of 100 vs TX towns

  • Getting around: grade B

    Average commute 20 min, 6.7% work from home.

    65 of 100 vs US towns

  • Education levels: grade D

    17% have a bachelor’s degree.

    21 of 100 vs US towns

  • Health: grade D-

    16% of adults uninsured.

    14 of 100 vs US towns

  • Home ownership: grade D-

    68% of homes owner-occupied.

    14 of 100 vs US towns

  • Internet access: grade D

    83% of homes have broadband.

    20 of 100 vs US towns

Where Electra stands out compared with Texas

Better than Texas

  • Home value to income: 0.9x76% lower than Texas (3.6x)
  • Median rent: $81542% lower than Texas ($1,403)
  • Renters paying 30%+ of income on rent: 37%15 points lower than Texas (52%)

Worse than Texas

  • Adults with a bachelor's degree or higher: 17%16 points lower than Texas (34%)
  • Vacant homes: 25%15 points higher than Texas (9.4%)
  • Homes with broadband internet: 83%8 points lower than Texas (91%)

Cost of living in Electra

Rent is the cost most newcomers feel first. The median rent in Electra is $815 a month, 42% lower than the Texas median of $1,403. To keep that rent at 30% of income, a household needs to earn about $33,000 a year. Right now 37% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $949 for a one-bedroom, $1,145 for a two-bedroom and $1,542 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $59,300, 79% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $325 before tax, or $410 with property tax. That is close to the median rent, so buying can make sense if you plan to stay.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Electra pays $1,024 a year, 76% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in ElectraStudio$8391 bedroom$9492 bedrooms$1,1453 bedrooms$1,5424 bedrooms$1,740
HUD fair market rent for FY2027, Wichita Falls, TX MSA. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rent42% lower than Texas$815$1,403$1,413
Median home value79% lower than Texas$59,300$283,800$332,700
Home value to income76% lower than Texas0.9x3.6x4.1x
Renters paying 30%+ of income on rent15 points lower than Texas37%52%51%
Median property tax per year76% lower than Texas$1,024$4,232$3,119
Homes owned by the people living in them5 points higher than Texas68%63%65%
Median year homes were builtAbout the same as Texas195519921980

Monthly cost to buy a median home

$410
Mortgage payment
$325
Property tax
$85
Median rent, for comparison
$815

Based on a $59,300 home in Electra, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Electra safe?

In 2025, Electra Police Department reported 9 violent crimes and 33 property crimes. That works out to 402 violent crimes per 100,000 people, about the same as the Texas rate of 387, and 1,475 property crimes per 100,000, 29% lower than the state rate.

Violent crime is up about 266% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Electra by yearTexas40220212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
402
per 100k, Texas 387
Property crime
1,475
per 100k, Texas 2,086
Property crimes per 100,000 people in Electra by yearTexas1,47520212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Electra Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Electra

Electra has 2 public school campuses with a 2025 state rating inside the city, and 50% of them earn an A or B. Most students here are served by Electra ISD.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
51
of 100 vs Texas towns
Average rating
81
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • BElectra Junior/Senior HighOther, Electra ISD87 of 100
  • CElectra ElementaryElementary, Electra ISD74 of 100

Daily life in Electra

Everyday places mapped inside Electra, from Overture Maps. Well-known spots include Electra City Park, Red Harvey Baseball Field, Electra Public Library.

The average one-way commute is 20 minutes, 26% shorter than the Texas average. 7% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Wichita Falls is about 24 miles away in a straight line. Many people who live in Electra work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $69,167, income per person is $31,239, unemployment is 2.7% and 17% of adults hold a bachelor's degree.

Grocery stores
1
Pharmacies
1
Restaurants
7
Cafes
0
Bars
1
Parks
3
Gyms
0
Hospitals and urgent care
1
Childcare
1
Libraries
1

Jobs, income and education

MeasureHereTexasUS
Median household income12% lower than Texas$69,167$78,476$80,734
Income per person23% lower than Texas$31,239$40,752$44,673
Unemployment rate3 points lower than Texas2.7%5.3%5.2%
People below the poverty line6 points higher than Texas20%14%12%
Adults with a bachelor's degree or higher16 points lower than Texas17%34%36%
Adults with a high school diploma or higher2 points lower than Texas84%86%90%
Adults 18 to 64 without health insurance4 points lower than Texas16%20%11%
Homes with broadband internet8 points lower than Texas83%91%91%

Getting to work

MeasureHereTexasUS
Average commute26% lower than Texas20 min27 min26 min
Workers who work from home8 points lower than Texas6.7%14%15%
Workers who work from home6.7%
Workers who take transit0%
Workers who walk1.1%
Workers who bike0%

Who lives in Electra

Under 1830%
18 to 3415%
35 to 6442%
65 and over12%

Median age 36.9 years. 29% of households have children.

Race and ethnicity
White70%
Hispanic or Latino22%
Black4.9%
Asian0.2%
Other or more than one race3.1%

Shown for information only. It is never part of any grade.

Weather in Electra

Electra has a hot Texas climate. July highs average 97°F and January lows about 31°F. There are about 110 days a year at 90°F or above, and about 25 inches of rain a year.

Average monthly high and low temperatures in Electra30°50°70°90°54J58F67M76A84M92J96J96A88S77O64N55DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Lake Kemp, 23 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is very low, hurricane risk is low, tornado risk is high and hail risk is very high. Even in lower-risk areas, check the FEMA flood map for the exact address before you buy.

  • River floodingVery low
  • HurricanesLow
  • TornadoesHigh
  • HailVery high
  • Heat wavesHigh
  • WildfiresVery high
  • Winter stormsHigh
  • Strong windModerate

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Electra

Nearby, Iowa Park gets an A, Holliday gets an A- and Burkburnett gets a B-. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. AIowa ParkTown, 6,578 people14 mi
  2. A-HollidayTown, 1,661 people20 mi
  3. B-BurkburnettSmall city, 11,059 people20 mi
  4. C-VernonTown, 9,848 people23 mi
  5. CWichita FallsCity, 102,581 people25 mi
  6. A+Lakeside CityTown, 1,234 people26 mi

Electra in the Wichita Falls area

How it ranks among 8 places in the metro.

  1. 1A+Lakeside City1,234 people5 mito downtown
  2. 2AIowa Park6,578 people10 mito downtown
  3. 3AArcher City1,233 people22 mito downtown
  4. 4A-Holliday1,661 people11 mito downtown
  5. 5B+Henrietta3,167 people20 mito downtown
  6. 6B-Burkburnett11,059 people12 mito downtown
  7. 7C+Electra2,351 people24 mito downtown
  8. 8CWichita Falls102,581 people0 mito downtown

See all of the best suburbs of wichita falls

Living in Electra: common questions

Is Electra, TX a good place to live?

Electra gets an overall grade of C+ and ranks 345th of 745 Texas towns of 1,000 to 10,000 people. It does best on cost of living and getting around, and trails on home ownership and safety. It is a strong pick for people on a budget.

How much does it cost to live in Electra?

Median rent in Electra is $815 a month, 42% lower than the Texas median. The median home is worth $59,300, 79% lower than the Texas median. A median home costs 0.9x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $410, including property tax.

Is Electra safe?

In 2025, Electra Police Department reported 402 violent crimes per 100,000 people, 4% higher than the Texas rate. Property crime was 1,475 per 100,000, 29% lower than the Texas rate.

Are the schools good in Electra?

We found 2 rated public school campuses inside Electra. 50% are rated A or B by the Texas Education Agency. Its schools score is 51 of 100 compared with other Texas towns of 1,000 to 10,000 people.

Does Electra flood?

FEMA rates river flooding risk in Electra as very low, and coastal flooding as not rated. Hazards rated high or very high here: tornadoes, heat waves, hail, wildfires and winter storms. Always check the flood map for a specific address before you buy.

What is the weather like in Electra?

Summers in Electra peak at about 97°F in July, and January nights fall to about 31°F. Expect around 110 days a year at 90°F or hotter, and 25 inches of rain.

How long is the commute in Electra?

The average one-way commute is 20 min, 26% lower than the Texas average. About 6.7% of workers work from home. It is about 24 miles from downtown Wichita Falls.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.