Town in Bell County, part of the Killeen metro

Living in Holland, TX

B+

156th of 745Texas towns of 1,000 to 10,000 people
Overall score 79 of 100
3rd of 15 in the Killeen area

Holland earns a grade of B+ on our index, 156th of 745 Texas towns of 1,000 to 10,000 people. It does best on schools and education levels, and trails on health and home ownership. It is a strong pick for families.

  • Good for families
  • Top-rated schools
  • Fast-growing
  • Tornado risk is very high
  • Hail risk is very high
Map of Texas showing where Holland isHoustonSan AntonioDallasFort WorthHolland
Where Holland is in Texas.
Population
1,188+10.3% since 2020
Median rent
No data
Median home value
$175,50038% lower than Texas
Household income
$62,500Median
Average commute
28 minOne way
Violent crime
88Per 100k, 2025

What it's like to live in Holland

Holland sits about 24 miles from downtown Killeen, in the Killeen-Temple metro. 1,188 people lived here in 2025, up 10.3% from 2020, so it is one of the faster-growing places in Texas. It is spread out.

Places locals use include Holland City Park Project and BJ Hill Library.

The median age is 36.4, 40% of households have children, 69% of homes are owned by the people living in them and the typical household earns $62,500 a year (20% lower than the Texas median).

Pros of living in Holland

  • Strong public schools. 100% of the 3 rated campuses here earn an A or B from the Texas Education Agency.
  • Low violent crime. 88 violent crimes per 100,000 people in 2025, 77% lower than the Texas rate.

Cons of living in Holland

  • Natural hazard risk. FEMA rates the risk of tornadoes, hail and wildfires as very high here.
  • Long, hot summers. Expect about 111 days a year at 90°F or hotter.

Who Holland suits

  • FamiliesA reasonable fit: 100% of rated schools earn an A or B and violent crime is 77% lower than the Texas rate. Compared with similar Texas places, it beats 83% for families.
  • Young professionalsA reasonable fit: household income is 20% lower than the Texas median, with 5 restaurants and 1 cafe in town. Compared with similar Texas places, it beats 75% for young professionals.
  • RetireesA reasonable fit: 16% of working-age adults are uninsured and violent crime is 77% lower than the Texas rate. Compared with similar Texas places, it beats 65% for retirees.
  • Remote workersA reasonable fit: 88% of homes have broadband. Compared with similar Texas places, it beats 42% for remote workers.
  • People on a budgetA reasonable fit. Compared with similar Texas places, it beats 41% for people on a budget.

Holland report card

Ten grades, one for each part of daily life we measure. Most compare Holland with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.

  • Cost of living: grade C

    Homes cost 2.8x income.

    48 of 100 vs US towns

  • Jobs and income: grade C-

    Median household income $62,500, 3.0% unemployed.

    38 of 100 vs US towns

  • Schools: grade A

    3 rated campuses, 100% rated A or B.

    90 of 100 vs TX towns

  • Safety: grade B

    88 violent crimes per 100k, 350 property crimes per 100k.

    71 of 100 vs TX towns

  • Errands and things to do: grade B-

    1 grocery store, 5 restaurants, 1 park mapped in town.

    62 of 100 vs TX towns

  • Getting around: grade C

    Average commute 28 min, 5.0% work from home.

    44 of 100 vs US towns

  • Education levels: grade B+

    29% have a bachelor’s degree.

    76 of 100 vs US towns

  • Health: grade D

    16% of adults uninsured.

    22 of 100 vs US towns

  • Home ownership: grade C-

    69% of homes owner-occupied.

    34 of 100 vs US towns

  • Internet access: grade C-

    88% of homes have broadband.

    37 of 100 vs US towns

Where Holland stands out compared with Texas

Better than Texas

  • Home value to income: 2.8x22% lower than Texas (3.6x)
  • Homes owned by the people living in them: 69%6 points higher than Texas (63%)
  • Adults 18 to 64 without health insurance: 16%4 points lower than Texas (20%)

Worse than Texas

  • Median household income: $62,50020% lower than Texas ($78,476)
  • People below the poverty line: 19%5 points higher than Texas (14%)
  • Adults with a bachelor's degree or higher: 29%5 points lower than Texas (34%)

Cost of living in Holland

HUD sets fair market rents for this area at $927 for a one-bedroom, $1,138 for a two-bedroom and $1,576 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $175,500, 38% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $961 before tax, or $1,148 with property tax.

Texas has no state income tax, but it leans on property taxes instead, though they are lighter here than in much of the state. The median homeowner in Holland pays $2,243 a year, 47% lower than the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

Typical rent by apartment size

Fair market rent by bedroom count in HollandStudio$9211 bedroom$9272 bedrooms$1,1383 bedrooms$1,5764 bedrooms$1,902
HUD fair market rent for FY2027, Killeen-Temple, TX HUD Metro FMR Area. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median home value38% lower than Texas$175,500$283,800$332,700
Home value to income22% lower than Texas2.8x3.6x4.1x
Renters paying 30%+ of income on rentAbout the same as Texas51%52%51%
Median property tax per year47% lower than Texas$2,243$4,232$3,119
Homes owned by the people living in them6 points higher than Texas69%63%65%
Median year homes were builtAbout the same as Texas198719921980

Monthly cost to buy a median home

$1,148
Mortgage payment
$961
Property tax
$187

Based on a $175,500 home in Holland, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Holland safe?

In 2025, Holland Police Department reported 1 violent crimes and 4 property crimes. That works out to 88 violent crimes per 100,000 people, 77% lower than the Texas rate of 387, and 350 property crimes per 100,000, 83% lower than the state rate.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Holland by yearTexas88202220242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
88
per 100k, Texas 387
Property crime
350
per 100k, Texas 2,086
Property crimes per 100,000 people in Holland by yearTexas350202220242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Holland Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Holland

Holland has 3 public school campuses with a 2025 state rating inside the city, and 100% of them earn an A or B. Most students here are served by Holland ISD.

Top-rated campuses include Holland High School and Holland Middle. The average rating score across all campuses is 90 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
90
of 100 vs Texas towns
Average rating
90
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • AHolland High SchoolHigh, Holland ISD91 of 100
  • AHolland MiddleMiddle, Holland ISD90 of 100
  • BHolland ElementaryElementary, Holland ISD89 of 100

Daily life in Holland

Everyday places mapped inside Holland, from Overture Maps. Well-known spots include Holland City Park Project, BJ Hill Library .

The average one-way commute is 28 minutes, 5% longer than the Texas average. 5% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

Downtown Killeen is about 24 miles away in a straight line. Many people who live in Holland work elsewhere in the metro, so test the drive at rush hour before you commit.

The median household income is $62,500, income per person is $29,289, unemployment is 3.0% and 29% of adults hold a bachelor's degree.

Grocery stores
1
Pharmacies
0
Restaurants
5
Cafes
1
Bars
1
Parks
1
Gyms
1
Hospitals and urgent care
0
Childcare
0
Libraries
1

Jobs, income and education

MeasureHereTexasUS
Median household income20% lower than Texas$62,500$78,476$80,734
Income per person28% lower than Texas$29,289$40,752$44,673
Unemployment rate2 points lower than Texas3.0%5.3%5.2%
People below the poverty line5 points higher than Texas19%14%12%
Adults with a bachelor's degree or higher5 points lower than Texas29%34%36%
Adults with a high school diploma or higher11 points higher than Texas97%86%90%
Adults 18 to 64 without health insurance4 points lower than Texas16%20%11%
Homes with broadband internet4 points lower than Texas88%91%91%

Getting to work

MeasureHereTexasUS
Average commute5% higher than Texas28 min27 min26 min
Workers who work from home9 points lower than Texas5.0%14%15%
Workers who work from home5.0%
Workers who take transit0%
Workers who walk3.0%
Workers who bike0%

Who lives in Holland

Under 1831%
18 to 3417%
35 to 6437%
65 and over15%

Median age 36.4 years. 40% of households have children.

Race and ethnicity
White65%
Hispanic or Latino24%
Black7.8%
Asian1.3%
Other or more than one race1.8%

Shown for information only. It is never part of any grade.

Weather in Holland

Holland has a hot Texas climate. July highs average 96°F and January lows about 37°F. There are about 111 days a year at 90°F or above, and about 35 inches of rain a year.

Average monthly high and low temperatures in Holland30°50°70°90°61J65F72M79A86M92J96J97A91S82O71N62DRain

Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Granger Dam, 12 mi away. Orange months average 90°F or more.

Natural hazard risk

FEMA's National Risk Index says river flooding risk is high, hurricane risk is high, tornado risk is very high and hail risk is very high. Before you buy, look up the FEMA flood zone for the exact address and get a flood insurance quote, since standard home policies do not cover floods.

  • River floodingHigh
  • HurricanesHigh
  • TornadoesVery high
  • HailVery high
  • Heat wavesHigh
  • WildfiresVery high
  • Winter stormsVery high
  • Strong windHigh

Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

Places near Holland

Nearby, Bartlett gets a C+, Little River-Academy gets a B+ and Salado gets an A-. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

  1. C+BartlettTown, 1,941 people6 mi
  2. B+Little River-AcademyTown, 2,233 people8 mi
  3. A-SaladoTown, 2,225 people9 mi
  4. C-RogersTown, 1,303 people11 mi
  5. D+GrangerTown, 1,046 people12 mi
  6. DBeltonSmall city, 24,356 people12 mi

Holland in the Killeen area

How it ranks among 15 places in the metro.

  1. 1A-Salado2,225 people15 mito downtown
  2. 2A-Kempner1,215 people14 mito downtown
  3. 3B+Holland1,299 people24 mito downtown
  4. 4B+Little River-Academy2,233 people21 mito downtown
  5. 5BTroy2,844 people27 mito downtown
  6. 6BMorgan's Point Resort4,750 people17 mito downtown

See all of the best suburbs of killeen

Living in Holland: common questions

Is Holland, TX a good place to live?

Holland earns a grade of B+ on our index, 156th of 745 Texas towns of 1,000 to 10,000 people. It does best on schools and education levels, and trails on health and home ownership. It is a strong pick for families.

How much does it cost to live in Holland?

The median home is worth $175,500, 38% lower than the Texas median. A median home costs 2.8x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,148, including property tax.

Is Holland safe?

In 2025, Holland Police Department reported 88 violent crimes per 100,000 people, 77% lower than the Texas rate. Property crime was 350 per 100,000, 83% lower than the Texas rate.

Are the schools good in Holland?

We found 3 rated public school campuses inside Holland. 100% are rated A or B by the Texas Education Agency. Its schools score is 90 of 100 compared with other Texas towns of 1,000 to 10,000 people.

Does Holland flood?

FEMA rates river flooding risk in Holland as high, and coastal flooding as not rated. Hazards rated high or very high here: river flooding, hurricanes, tornadoes, heat waves, hail, wildfires, winter storms and strong wind. Always check the flood map for a specific address before you buy.

What is the weather like in Holland?

Summers in Holland peak at about 96°F in July, and January nights fall to about 37°F. Expect around 111 days a year at 90°F or hotter, and 35 inches of rain.

How long is the commute in Holland?

The average one-way commute is 28 min, 5% higher than the Texas average. About 5.0% of workers work from home. It is about 24 miles from downtown Killeen.

Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.