Town in Dallas County, part of the Dallas-Fort Worth metro
Living in Hutchins, TX
740th of 745Texas towns of 1,000 to 10,000 people
Overall score 1 of 100
181st of 181 in the Dallas-Fort Worth area
Hutchins earns a grade of F on our index, 740th of 745 Texas towns of 1,000 to 10,000 people. It does best on home ownership and internet access, and trails on health and education levels.
- Pricey
- Fast-growing
- Cost of living scores low (9 of 100)
- Safety scores low (6 of 100)
- Population
- 8,206+13.9% since 2020
- Median rent
- $1,396about the same as Texas
- Median home value
- $235,20017% lower than Texas
- Household income
- $47,829Median
- Average commute
- 32 minOne way
- Violent crime
- 463Per 100k, 2025
What it's like to live in Hutchins
Hutchins sits about 11 miles from downtown Dallas, in the Dallas-Fort Worth-Arlington metro. 8,206 people lived here in 2025, up 13.9% from 2020, so it is one of the faster-growing places in Texas. It is spread out.
Places locals use include Campbell Park, Martin Luther King Jr. Park and Atwell Public Library.
The median age is 33.2, 41% of households have children, 49% of homes are owned by the people living in them and the typical household earns $47,829 a year (39% lower than the Texas median).
Pros of living in Hutchins
No clear standouts in our data.
Cons of living in Hutchins
- Homes are pricey for local incomes. The median home costs 4.9 times the median household income, against 3.6 times across Texas.
- Long commutes. The average trip to work takes 32 minutes, against 27 across Texas.
- Many adults uninsured. 32% of adults 18 to 64 have no health insurance, against 20% statewide.
- Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high here.
Who Hutchins suits
- FamiliesNot the best fit: violent crime is 20% higher than the Texas rate. Compared with similar Texas places, it beats 3% for families.
- Young professionalsNot the best fit: household income is 39% lower than the Texas median, with 16 restaurants and 0 cafes in town. Compared with similar Texas places, it beats 4% for young professionals.
- RetireesNot the best fit: 32% of working-age adults are uninsured and violent crime is 20% higher than the Texas rate. Compared with similar Texas places, it beats 0% for retirees.
- Remote workersNot the best fit: 89% of homes have broadband and the median rent of $1,396 is about the same as the Texas median. Compared with similar Texas places, it beats 7% for remote workers.
- People on a budgetNot the best fit: the median rent of $1,396 is about the same as the Texas median. Compared with similar Texas places, it beats 2% for people on a budget.
Hutchins report card
Ten grades, one for each part of daily life we measure. Most compare Hutchins with other US towns of 1,000 to 10,000 people. Schools, safety and errands compare it with other Texas towns of 1,000 to 10,000 people.
Cost of living: grade D-
Median rent $1,396, homes cost 4.9x income.
9 of 100 vs US townsJobs and income: grade D+
Median household income $47,829, 2.5% unemployed.
31 of 100 vs US townsSchools: grade C-
Not enough data.
39 of 100 vs TX townsSafety: grade F
463 violent crimes per 100k, 2,902 property crimes per 100k.
6 of 100 vs TX townsErrands and things to do: grade D+
0 grocery stores, 16 restaurants, 4 parks mapped in town.
28 of 100 vs TX townsGetting around: grade D-
Average commute 32 min, 5.5% work from home.
8 of 100 vs US townsEducation levels: grade F
6.8% have a bachelor’s degree.
2 of 100 vs US townsHealth: grade F
32% of adults uninsured.
0 of 100 vs US townsHome ownership: grade C+
49% of homes owner-occupied.
52 of 100 vs US townsInternet access: grade C
89% of homes have broadband.
44 of 100 vs US towns
Where Hutchins stands out compared with Texas
Better than Texas
- Vacant homes: 1.4%8 points lower than Texas (9.4%)
- Unemployment rate: 2.5%3 points lower than Texas (5.3%)
Worse than Texas
- Adults with a bachelor's degree or higher: 6.8%27 points lower than Texas (34%)
- Median household income: $47,82939% lower than Texas ($78,476)
- Renters paying 30%+ of income on rent: 67%16 points higher than Texas (52%)
Cost of living in Hutchins
Rent is the cost most newcomers feel first. The median rent in Hutchins is $1,396 a month, about the same as the Texas median of $1,403. To keep that rent at 30% of income, a household needs to earn about $56,000 a year. Right now 67% of renters here pay more than 30% of their income on rent.
HUD sets fair market rents for this area at $1,536 for a one-bedroom, $1,807 for a two-bedroom and $2,275 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.
The median home is worth $235,200, 17% lower than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $1,287 before tax, or $1,687 with property tax. That is $291 a month more than the median rent, a gap that can be worth it if you plan to stay a while.
Typical rent by apartment size
| Measure | Here | Texas | US |
|---|---|---|---|
| Median rentAbout the same as Texas | $1,396 | $1,403 | $1,413 |
| Median home value17% lower than Texas | $235,200 | $283,800 | $332,700 |
| Home value to income36% higher than Texas | 4.9x | 3.6x | 4.1x |
| Renters paying 30%+ of income on rent16 points higher than Texas | 67% | 52% | 51% |
| Homes owned by the people living in them14 points lower than Texas | 49% | 63% | 65% |
| Median year homes were builtAbout the same as Texas | 1997 | 1992 | 1980 |
Monthly cost to buy a median home
- Mortgage payment
- $1,287
- Property tax
- $400
- Median rent, for comparison
- $1,396
Based on a $235,200 home in Hutchins, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.
Is Hutchins safe?
In 2025, Hutchins Police Department reported 38 violent crimes and 238 property crimes. That works out to 463 violent crimes per 100,000 people, 20% higher than the Texas rate of 387, and 2,902 property crimes per 100,000, 39% higher than the state rate.
Violent crime is down about 20% since 2021, based on the yearly rates below.
Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.
Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.
Property crimes per 100,000 people by year.
Source: FBI Crime Data Explorer, Hutchins Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.
Daily life in Hutchins
Everyday places mapped inside Hutchins, from Overture Maps. Well-known spots include Campbell Park, Martin Luther King Jr. Park, Atwell Public Library.
The average one-way commute is 32 minutes, 21% longer than the Texas average. 6% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.
Downtown Dallas is about 11 miles away in a straight line. Many people who live in Hutchins work elsewhere in the metro, so test the drive at rush hour before you commit.
The median household income is $47,829, income per person is $16,935, unemployment is 2.5% and 7% of adults hold a bachelor's degree.
Jobs, income and education
| Measure | Here | Texas | US |
|---|---|---|---|
| Median household income39% lower than Texas | $47,829 | $78,476 | $80,734 |
| Income per person58% lower than Texas | $16,935 | $40,752 | $44,673 |
| Unemployment rate3 points lower than Texas | 2.5% | 5.3% | 5.2% |
| People below the poverty line5 points higher than Texas | 19% | 14% | 12% |
| Adults with a bachelor's degree or higher27 points lower than Texas | 6.8% | 34% | 36% |
| Adults with a high school diploma or higher17 points lower than Texas | 69% | 86% | 90% |
| Adults 18 to 64 without health insurance12 points higher than Texas | 32% | 20% | 11% |
| Homes with broadband internet2 points lower than Texas | 89% | 91% | 91% |
Getting to work
| Measure | Here | Texas | US |
|---|---|---|---|
| Average commute21% higher than Texas | 32 min | 27 min | 26 min |
| Workers who work from home9 points lower than Texas | 5.5% | 14% | 15% |
Who lives in Hutchins
Median age 33.2 years. 41% of households have children.
Race and ethnicity
Shown for information only. It is never part of any grade.
Weather in Hutchins
Hutchins has a hot Texas climate. July highs average 96°F and January lows about 36°F. There are about 106 days a year at 90°F or above, and about 41 inches of rain a year.
Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Ferris, 8 mi away. Orange months average 90°F or more.
Natural hazard risk
FEMA's National Risk Index says river flooding risk is high, hurricane risk is moderate, tornado risk is very high and hail risk is very high. Before you buy, look up the FEMA flood zone for the exact address and get a flood insurance quote, since standard home policies do not cover floods.
- River floodingHigh
- HurricanesModerate
- TornadoesVery high
- HailVery high
- Heat wavesVery high
- WildfiresVery high
- Winter stormsHigh
- Strong windModerate
Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.
Places near Hutchins
Nearby, Wilmer gets an F, Lancaster gets an F and Bear Creek Ranch gets a C. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.
- FWilmerTown, 6,391 people4 mi
- FLancasterSmall city, 40,820 people5 mi
- CBear Creek RanchTown, 1,604 people7 mi
- C-FerrisTown, 3,238 people8 mi
- FBalch SpringsSmall city, 27,255 people8 mi
- CRed OakSmall city, 17,077 people8 mi
Hutchins in the Dallas-Fort Worth area
How it ranks among 181 places in the metro.
- 1A+Flower Mound78,389 people26 mito downtown
- 2A+Trophy Club13,733 people29 mito downtown
- 3A+University Park25,155 people4 mito downtown
- 178FLancaster40,820 people14 mito downtown
- 179FSansom Park5,392 people37 mito downtown
- 180FHeartland10,607 people20 mito downtown
- 181FHutchins7,496 people11 mito downtown
Living in Hutchins: common questions
Is Hutchins, TX a good place to live?
Hutchins earns a grade of F on our index, 740th of 745 Texas towns of 1,000 to 10,000 people. It does best on home ownership and internet access, and trails on health and education levels.
How much does it cost to live in Hutchins?
Median rent in Hutchins is $1,396 a month, about the same as the Texas median. The median home is worth $235,200, 17% lower than the Texas median. A median home costs 4.9x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $1,687, including property tax.
Is Hutchins safe?
In 2025, Hutchins Police Department reported 463 violent crimes per 100,000 people, 20% higher than the Texas rate. Property crime was 2,902 per 100,000, 39% higher than the Texas rate.
Does Hutchins flood?
FEMA rates river flooding risk in Hutchins as high, and coastal flooding as not rated. Hazards rated high or very high here: river flooding, tornadoes, heat waves, hail, wildfires and winter storms. Always check the flood map for a specific address before you buy.
What is the weather like in Hutchins?
Summers in Hutchins peak at about 96°F in July, and January nights fall to about 36°F. Expect around 106 days a year at 90°F or hotter, and 41 inches of rain.
How long is the commute in Hutchins?
The average one-way commute is 32 min, 21% higher than the Texas average. About 5.5% of workers work from home. It is about 11 miles from downtown Dallas.
Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.