Neighborhood in Rockwall, Rockwall County

Living in Central Rockwall, Rockwall

A

2nd of 18areas in Rockwall
Overall score 94 of 100 vs Texas neighborhoods
Rockwall overall: A

Central Rockwall covers part of Rockwall, TX, home to about 3,000 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 2nd of 18 areas we score in Rockwall. It does best on jobs and income and worst on getting around.

  • Lots of parks
  • Getting around scores low (3 of 100)
  • Tornado risk is very high

Closest everyday places

Grocery store0.6 mi
Pharmacy0.3 mi
Park0.2 mi
Cafe0.5 mi
Restaurant0.3 mi
Gym0.3 mi
Hospital or urgent care1.8 mi
Childcare0.3 mi
Library1.8 mi

Straight-line distance from the middle of where people live. Overture Maps.

Population
3,020
Median rent
$1,450
Median home value
$449,000
Household income
$121,400
Average commute
38 min
Homes owned
85%
Loading map

What it's like to live in Central Rockwall

Central Rockwall is an area in Rockwall with about 3,000 residents, homes built around 1995, mostly owner-occupied (85%) and 26% of households with children.

Our grade for Central Rockwall is A. That puts it 2nd of 18 areas we grade in Rockwall, a city that gets an A overall.

Pros of living in Central Rockwall

  • Cheaper rent than the city. Median rent is $1,450, 26% lower than the Rockwall median.
  • Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.
  • Groceries close by. The nearest grocery store is about 0.6 miles from the middle of the neighborhood.
  • Parks within walking distance. The closest park is about 0.2 miles away.

Cons of living in Central Rockwall

  • Longer commutes. The average commute is 38 minutes, against 32 for Rockwall as a whole.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.

Central Rockwall report card

Each grade compares Central Rockwall with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.

  • Cost of living: grade C+

    Median rent $1,450, homes cost 3.7x income.

    55 of 100 vs TX areas

  • Jobs and income: grade A+

    Median household income $121,400, 0% unemployed.

    96 of 100 vs TX areas

  • Schools: grade A-

    Nearby schools average 88 of 100 on the state rating.

    83 of 100 vs TX areas

  • Safety: no grade

    Citywide, 111 violent crimes per 100k, 1,014 property crimes per 100k.

    No score vs TX areas

  • Errands and things to do: grade B-

    Most everyday stores and services within a mile of homes.

    63 of 100 vs TX areas

  • Getting around: grade F

    Average commute 38 min, 32% work from home.

    3 of 100 vs TX areas

  • Education levels: grade B+

    39% have a bachelor’s degree.

    74 of 100 vs TX areas

  • Health: grade A-

    7.1% of adults uninsured.

    85 of 100 vs TX areas

  • Home ownership: grade A-

    85% of homes owner-occupied.

    87 of 100 vs TX areas

  • Internet access: grade B+

    99% of homes have broadband.

    80 of 100 vs TX areas

Central Rockwall compared with Rockwall

Better than Rockwall

  • Renters paying 30%+ of income on rent: 37%15 points lower than Rockwall (52%)
  • Homes owned by the people living in them: 85%12 points higher than Rockwall (72%)
  • Median rent: $1,45026% lower than Rockwall ($1,947)

Worse than Rockwall

  • Adults with a bachelor's degree or higher: 39%10 points lower than Rockwall (49%)
  • Average commute: 38 min19% higher than Rockwall (32 min)
  • Home value to income: 3.7x4% higher than Rockwall (3.6x)

Closest public schools

Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.

  • BVirginia Reinhardt ElementaryElementary, Rockwall ISD0.1 mi
  • BHerman E Utley MiddleMiddle, Rockwall ISD1.7 mi
  • ARockwall High SchoolHigh, Rockwall ISD2.2 mi

Cost of living in Central Rockwall

Median rent in Central Rockwall is $1,450 a month, 26% lower than the Rockwall median. A household would need about $58,000 a year to keep that rent at 30% of income.

The median home is worth $449,000, 9% higher than the Rockwall median, which means a monthly payment of about $3,006 with property tax at today's mortgage rates.

MeasureHereRockwallTexas
Median rent26% lower than Rockwall$1,450$1,947$1,403
Median home value9% higher than Rockwall$449,000$411,700$283,800
Home value to income4% higher than Rockwall3.7x3.6x3.6x
Renters paying 30%+ of income on rent15 points lower than Rockwall37%52%52%
Homes owned by the people living in them12 points higher than Rockwall85%72%63%
Vacant homes5 points lower than Rockwall0%5.5%9.4%
Median year homes were builtAbout the same as Rockwall199520031992

Monthly cost to buy a median home

$3,006
Mortgage payment
$2,458
Property tax
$549
Median rent, for comparison
$1,450

Based on a $449,000 home in Central Rockwall, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.

Work, income and getting around

MeasureHereRockwallTexas
Median household income5% higher than Rockwall$121,400$115,580$78,476
Unemployment rate4 points lower than Rockwall0%4.4%5.3%
People below the poverty line2 points lower than Rockwall2.2%4.0%14%
Adults with a bachelor's degree or higher10 points lower than Rockwall39%49%34%
Average commute19% higher than Rockwall38 min32 min27 min
Workers who work from home13 points higher than Rockwall32%19%14%
Workers who walk, bike or take transitAbout the same as Rockwall0%1.0%2.6%
Homes with broadband internet2 points higher than Rockwall99%96%91%

Natural hazard risk

FEMA National Risk Index for the Census tracts in this area.

  • River floodingHigh
  • HurricanesLow
  • TornadoesVery high
  • HailVery high
  • Heat wavesVery high
  • WildfiresModerate
  • Winter stormsModerate
  • Strong windVery high

Who lives in Central Rockwall

Under 1817%
18 to 3413%
35 to 6439%
65 and over31%
Race and ethnicity
White61%
Hispanic or Latino23%
Black7.3%
Asian4.2%
Other or more than one race5.2%

Shown for information only. It is never part of any grade.

Other neighborhoods in Rockwall

  1. 1A+Hidden Valley Estates
  2. 3ACaruth LakesMedian rent $2,040
  3. 4ANorthwest RockwallMedian rent $1,830
  4. 5AThe Estates of Coast Royale
  5. 6ASaddle Star EstatesMedian rent $2,560
  6. 7A-Breezy Hill
  7. 8A-Chandlers LandingMedian rent $3,500+
  8. 9A-East RockwallMedian rent $3,140

Similar neighborhoods in other cities

Areas elsewhere in Texas with the closest mix of grades.

  1. AGlendover ParkAllen
  2. A+Prairie GroveCinco Ranch
  3. A+The ReserveFriendswood

Questions about Central Rockwall

Is Central Rockwall a good place to live?

Central Rockwall covers part of Rockwall, TX, home to about 3,000 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 2nd of 18 areas we score in Rockwall. It does best on jobs and income and worst on getting around.

How much does it cost to live in Central Rockwall?

Renters in Central Rockwall pay a median of $1,450 a month, 26% lower than the Rockwall median. The median home is worth $449,000, 9% higher than the Rockwall median. A median home costs 3.7x the median household income, compared with 3.6x across Rockwall.

What schools serve Central Rockwall?

The closest rated public schools are Virginia Reinhardt Elementary (elementary, rated B), Herman E Utley Middle (middle, rated B) and Rockwall High School (high, rated A). School zones can differ from the closest school, so check with the district.

This area groups 1 Census block group in this part of Rockwall that have no neighborhood name on the map. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.