Neighborhood in Rockwall, Rockwall County
Living in Saddle Star Estates, Rockwall
6th of 18areas in Rockwall
Overall score 88 of 100 vs Texas neighborhoods
Rockwall overall: A
Saddle Star Estates is a neighborhood in Rockwall, TX, home to about 2,100 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 6th of 18 areas we score in Rockwall. It does best on education levels and worst on getting around.
- Top-rated schools
- Pricey
- Well connected
- Lots of parks
- Cost of living scores low (13 of 100)
- Getting around scores low (4 of 100)
Closest everyday places
| Grocery store | 0.5 mi |
| Pharmacy | 0.6 mi |
| Park | 0.3 mi |
| Cafe | 0.5 mi |
| Restaurant | 0.4 mi |
| Gym | 0.4 mi |
| Hospital or urgent care | 3.2 mi |
| Childcare | 0.4 mi |
| Library | 3.1 mi |
Straight-line distance from the middle of where people live. Overture Maps.
- Population
- 2,140
- Median rent
- $2,560
- Median home value
- $651,000
- Household income
- $158,000
- Average commute
- 37 min
- Homes owned
- 99%
What it's like to live in Saddle Star Estates
Saddle Star Estates is a neighborhood in Rockwall with about 2,100 residents, mostly newer homes (median year built 2017), mostly owner-occupied (99%) and 53% of households with children.
It grades A against every neighborhood in Texas and ranks 6th of 18 areas in Rockwall, which grades A overall.
Pros of living in Saddle Star Estates
- Higher incomes. The median household earns $158,000, 37% higher than the Rockwall median.
- Well-rated schools nearby. 3 of the 3 closest public schools are rated A or B.
- Groceries close by. The nearest grocery store is about 0.5 miles from the middle of the neighborhood.
- Parks within walking distance. The closest park is about 0.3 miles away.
Cons of living in Saddle Star Estates
- Pricier rent than the city. Median rent is $2,560, 31% higher than the Rockwall median.
- Higher unemployment. 9.9% of the labor force is out of work, against 4.4% across Rockwall.
- Longer commutes. The average commute is 37 minutes, against 32 for Rockwall as a whole.
- Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high in this part of town.
Saddle Star Estates report card
Each grade compares Saddle Star Estates with every neighborhood in Texas. Safety is not graded for single neighborhoods because police report crime for the whole city.
Cost of living: grade D-
Median rent $2,560, homes cost 4.1x income.
13 of 100 vs TX areasJobs and income: grade B+
Median household income $158,000, 9.9% unemployed.
73 of 100 vs TX areasSchools: grade A+
Nearby schools average 92 of 100 on the state rating.
96 of 100 vs TX areasSafety: no grade
Citywide, 111 violent crimes per 100k, 1,014 property crimes per 100k.
No score vs TX areasErrands and things to do: grade A
Most everyday stores and services within a mile of homes.
92 of 100 vs TX areasGetting around: grade F
Average commute 37 min, 18% work from home.
4 of 100 vs TX areasEducation levels: grade A+
68% have a bachelor’s degree.
96 of 100 vs TX areasHealth: grade B+
8.5% of adults uninsured.
76 of 100 vs TX areasHome ownership: grade A-
99% of homes owner-occupied.
85 of 100 vs TX areasInternet access: grade A
100% of homes have broadband.
91 of 100 vs TX areas
Saddle Star Estates compared with Rockwall
Better than Rockwall
- Homes owned by the people living in them: 99%26 points higher than Rockwall (72%)
- Adults with a bachelor's degree or higher: 68%20 points higher than Rockwall (49%)
- Median household income: $158,00037% higher than Rockwall ($115,580)
Worse than Rockwall
- Median rent: $2,56031% higher than Rockwall ($1,947)
- Average commute: 37 min16% higher than Rockwall (32 min)
- Home value to income: 4.1x16% higher than Rockwall (3.6x)
Closest public schools
Texas Education Agency 2025 ratings. Check the attendance zone for any address with the district.
- ASherry and Paul Hamm ElementaryElementary, Rockwall ISD0.4 mi
- AJ W Williams MiddleMiddle, Rockwall ISD0.5 mi
- ARockwall High SchoolHigh, Rockwall ISD3.7 mi
Cost of living in Saddle Star Estates
Median rent in Saddle Star Estates is $2,560 a month, 31% higher than the Rockwall median. A household would need about $102,000 a year to keep that rent at 30% of income.
The median home is worth $651,000, 58% higher than the Rockwall median, which means a monthly payment of about $4,102 with property tax at today's mortgage rates.
| Measure | Here | Rockwall | Texas |
|---|---|---|---|
| Median rent31% higher than Rockwall | $2,560 | $1,947 | $1,403 |
| Median home value58% higher than Rockwall | $651,000 | $411,700 | $283,800 |
| Home value to income16% higher than Rockwall | 4.1x | 3.6x | 3.6x |
| Homes owned by the people living in them26 points higher than Rockwall | 99% | 72% | 63% |
| Vacant homesAbout the same as Rockwall | 5.1% | 5.5% | 9.4% |
| Median year homes were builtAbout the same as Rockwall | 2017 | 2003 | 1992 |
Monthly cost to buy a median home
- Mortgage payment
- $3,563
- Property tax
- $539
- Median rent, for comparison
- $2,560
Based on a $651,000 home in Saddle Star Estates, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median for the surrounding Census tract, or the county where that is not published. Insurance and fees are not included.
Work, income and getting around
| Measure | Here | Rockwall | Texas |
|---|---|---|---|
| Median household income37% higher than Rockwall | $158,000 | $115,580 | $78,476 |
| Unemployment rate5 points higher than Rockwall | 9.9% | 4.4% | 5.3% |
| People below the poverty line3 points lower than Rockwall | 1.4% | 4.0% | 14% |
| Adults with a bachelor's degree or higher20 points higher than Rockwall | 68% | 49% | 34% |
| Average commute16% higher than Rockwall | 37 min | 32 min | 27 min |
| Workers who work from home2 points lower than Rockwall | 18% | 19% | 14% |
| Workers who walk, bike or take transitAbout the same as Rockwall | 0% | 1.0% | 2.6% |
| Homes with broadband internet4 points higher than Rockwall | 100% | 96% | 91% |
Natural hazard risk
FEMA National Risk Index for the Census tracts in this area.
- River floodingLow
- HurricanesLow
- TornadoesVery high
- HailVery high
- Heat wavesVery high
- WildfiresHigh
- Winter stormsLow
- Strong windVery high
Who lives in Saddle Star Estates
Race and ethnicity
Shown for information only. It is never part of any grade.
Other neighborhoods in Rockwall
- 1A+Hidden Valley Estates
- 2ACentral RockwallMedian rent $1,450
- 3ACaruth LakesMedian rent $2,040
- 4ANorthwest RockwallMedian rent $1,830
- 5AThe Estates of Coast Royale
- 7A-Breezy Hill
- 8A-Chandlers LandingMedian rent $3,500+
- 9A-East RockwallMedian rent $3,140
Similar neighborhoods in other cities
Areas elsewhere in Texas with the closest mix of grades.
- A-Andover GreenCinco Ranch
- A+Ashley GreenThe Woodlands
- A-Northeast ProsperProsper
Questions about Saddle Star Estates
Is Saddle Star Estates a good place to live?
Saddle Star Estates is a neighborhood in Rockwall, TX, home to about 2,100 people. It gets an A, in the top 12% of Texas neighborhoods, and ranks 6th of 18 areas we score in Rockwall. It does best on education levels and worst on getting around.
How much does it cost to live in Saddle Star Estates?
Median rent in Saddle Star Estates is $2,560 a month, 31% higher than the Rockwall median. The median home is worth $651,000, 58% higher than the Rockwall median. A median home costs 4.1x the median household income, compared with 3.6x across Rockwall.
What schools serve Saddle Star Estates?
The closest rated public schools are Sherry and Paul Hamm Elementary (elementary, rated A), J W Williams Middle (middle, rated A) and Rockwall High School (high, rated A). School zones can differ from the closest school, so check with the district.
This area is built from 1 Census block group closest to the Saddle Star Estates name on the map, so its edges are approximate. Sources: US Census Bureau 2020-2024 ACS 5-year, CDC PLACES 2025, Texas Education Agency, FEMA National Risk Index, Overture Maps. How we grade.