Small city in Hood County

Living in Granbury, TX

C+

96th of 192Texas cities of 10,000 to 50,000 people
Overall score 51 of 100

We give Granbury a C+. It ranks 96th of 192 Texas cities of 10,000 to 50,000 people. It does best on jobs and income and schools, and trails on getting around and home ownership.

  • Fast-growing
  • Getting around scores low (4 of 100)
  • Home ownership scores low (15 of 100)
Map of Texas showing where Granbury isHoustonSan AntonioDallasAustinGranbury
Where Granbury is in Texas.
Population
13,263+21.1% since 2020
Median rent
$1,386about the same as Texas
Median home value
$315,80011% higher than Texas
Household income
$73,516Median
Average commute
31 minOne way
Violent crime
156Per 100k, 2025

What it's like to live in Granbury

Granbury is a small city in Hood County. 13,263 people lived here in 2025, up 21.1% from 2020, so it is one of the faster-growing places in Texas. It is spread out, with mostly newer homes (the median home was built in 2003).

Places locals use include City Park, Shanley Park and Hewlett Park.

The median age is 51.0, 23% of households have children, 60% of homes are owned by the people living in them and the typical household earns $73,516 a year (6% lower than the Texas median).

Pros of living in Granbury

  • Low violent crime. 156 violent crimes per 100,000 people in 2025, 60% lower than the Texas rate.
  • Growing fast. The population grew 21% from 2020 to 2025, which usually means new homes, shops and jobs.

Cons of living in Granbury

  • Long commutes. The average trip to work takes 31 minutes, against 27 across Texas.
  • Natural hazard risk. FEMA rates the risk of tornadoes, heat waves and hail as very high here.

Who Granbury suits

  • FamiliesA reasonable fit: 71% of rated schools earn an A or B and violent crime is 60% lower than the Texas rate. Compared with similar Texas places, it beats 48% for families.
  • Young professionalsA reasonable fit: household income is 6% lower than the Texas median, with 159 restaurants and 13 cafes in town. Compared with similar Texas places, it beats 43% for young professionals.
  • RetireesA reasonable fit: 12% of working-age adults are uninsured and violent crime is 60% lower than the Texas rate. Compared with similar Texas places, it beats 56% for retirees.
  • Remote workersA reasonable fit: 91% of homes have broadband and the median rent of $1,386 is about the same as the Texas median. Compared with similar Texas places, it beats 45% for remote workers.
  • People on a budgetA reasonable fit: the median rent of $1,386 is about the same as the Texas median. Compared with similar Texas places, it beats 46% for people on a budget.

Granbury report card

Ten grades, one for each part of daily life we measure. Most compare Granbury with other US cities of 10,000 to 50,000 people. Schools, safety and errands compare it with other Texas cities of 10,000 to 50,000 people.

  • Cost of living: grade C+

    Median rent $1,386, homes cost 4.3x income.

    53 of 100 vs US cities
  • Jobs and income: grade B

    Median household income $73,516, 2.7% unemployed.

    69 of 100 vs US cities
  • Schools: grade B-

    7 rated campuses, 71% rated A or B.

    62 of 100 vs TX cities
  • Safety: grade C

    156 violent crimes per 100k, 3,523 property crimes per 100k.

    43 of 100 vs TX cities
  • Errands and things to do: grade C

    8 grocery stores, 159 restaurants, 19 parks mapped in town.

    44 of 100 vs TX cities
  • Getting around: grade F

    Average commute 31 min, 14% work from home.

    4 of 100 vs US cities
  • Education levels: grade C

    31% have a bachelor’s degree.

    43 of 100 vs US cities
  • Health: grade C

    12% of adults uninsured.

    41 of 100 vs US cities
  • Home ownership: grade D-

    60% of homes owner-occupied.

    15 of 100 vs US cities
  • Internet access: grade C-

    91% of homes have broadband.

    40 of 100 vs US cities

Where Granbury stands out compared with Texas

Better than Texas

  • Adults 18 to 64 without health insurance: 12%8 points lower than Texas (20%)
  • People below the poverty line: 6.9%7 points lower than Texas (14%)
  • Renters paying 30%+ of income on rent: 46%5 points lower than Texas (52%)

Worse than Texas

  • Home value to income: 4.3x19% higher than Texas (3.6x)
  • Average commute: 31 min15% higher than Texas (27 min)
  • Vacant homes: 14%5 points higher than Texas (9.4%)

Cost of living in Granbury

Rent is the cost most newcomers feel first. The median rent in Granbury is $1,386 a month, about the same as the Texas median of $1,403. To keep that rent at 30% of income, a household needs to earn about $55,000 a year. Right now 46% of renters here pay more than 30% of their income on rent.

HUD sets fair market rents for this area at $1,297 for a one-bedroom, $1,463 for a two-bedroom and $1,900 for a three-bedroom (fiscal year 2027). These figures include utilities and describe a modest unit, so newer apartments often ask for more.

The median home is worth $315,800, 11% higher than the Texas median. With 20% down and a 30-year loan at 7.28%, the monthly payment comes to about $1,729 before tax, or $2,068 with property tax. That is $682 a month more than the median rent, so renting is the cheaper monthly choice unless you plan to stay for years.

Texas has no state income tax, but property taxes are among the highest in the country. The median homeowner in Granbury pays $4,073 a year, about the same as the Texas median of $4,232. Budget for it, along with homeowners insurance, which our numbers do not include.

See the full cost of living breakdown for Granbury

Typical rent by apartment size

Fair market rent by bedroom count in GranburyStudio$1,1121 bedroom$1,2972 bedrooms$1,4633 bedrooms$1,9004 bedrooms$2,412
HUD fair market rent for FY2027, Hood County, TX. This is what a typical, modest unit rents for, including utilities.
MeasureHereTexasUS
Median rentAbout the same as Texas$1,386$1,403$1,413
Median home value11% higher than Texas$315,800$283,800$332,700
Home value to income19% higher than Texas4.3x3.6x4.1x
Renters paying 30%+ of income on rent5 points lower than Texas46%52%51%
Median property tax per year4% lower than Texas$4,073$4,232$3,119
Homes owned by the people living in them2 points lower than Texas60%63%65%
Median year homes were builtAbout the same as Texas200319921980

Monthly cost to buy a median home

$2,068
Mortgage payment
$1,729
Property tax
$339
Median rent, for comparison
$1,386

Based on a $315,800 home in Granbury, 20% down and a 30-year loan at 7.28% (Freddie Mac average, week of 2026-10-01). Property tax is the median paid locally, or the county median where the local figure is not published. Insurance and fees are not included.

Is Granbury safe?

In 2025, Granbury Police Department reported 21 violent crimes and 474 property crimes. That works out to 156 violent crimes per 100,000 people, 60% lower than the Texas rate of 387, and 3,523 property crimes per 100,000, 69% higher than the state rate.

Violent crime is up about 49% since 2021, based on the yearly rates below.

Crime rates describe the whole area a police department covers. Some streets are much quieter than the average and some are busier, so look at the neighborhood grades and visit at different times of day.

Violent crimes per 100,000 people in Granbury by yearTexas15620212022202320242025

Violent crimes per 100,000 people by year. The dashed line is the Texas rate for 2025.

Violent crime
156
per 100k, Texas 387
Property crime
3,523
per 100k, Texas 2,086
Property crimes per 100,000 people in Granbury by yearTexas3,52320212022202320242025

Property crimes per 100,000 people by year.

Source: FBI Crime Data Explorer, Granbury Police Department, 2025. Rates count reported crimes only and cover the area this police department serves.

Schools in Granbury

Granbury has 7 public school campuses with a 2025 state rating inside the city, and 71% of them earn an A or B. Most students here are served by Granbury ISD.

Top-rated campuses include Oak Woods School. The average rating score across all campuses is 83 out of 100, against a Texas median of 81.

Texas districts usually assign students by attendance zone rather than the closest campus, so check the zone for a specific address with the district before you sign a lease or buy.

Schools grade
62
of 100 vs Texas cities
Average rating
83
Texas median 81

Ratings are the 2025 Texas Education Agency A to F accountability ratings. Always check which school serves a specific address with the district.

Top-rated schools

  • AOak Woods SchoolElementary, Granbury ISD92 of 100
  • BGranbury High SchoolHigh, Granbury ISD88 of 100
  • BActon MiddleMiddle, Granbury ISD85 of 100
  • BEmma Roberson Early Learning AcademyOther, Granbury ISD83 of 100
  • BNettie Baccus ElementaryElementary, Granbury ISD81 of 100

Best neighborhoods in Granbury

We grade 4 areas inside Granbury. The top three are East Granbury (B+), Central Granbury (B) and Wright-Henderson-Duncan House (C). If price matters most, East Granbury has the lowest median rent among areas graded C or better, at $1,260 a month. Central Granbury is the priciest, at $1,520. Use the map to color the city by any grade, or the sliders to rank areas by what you care about.

Loading map
    All 4 Granbury neighborhoods, A to Z

    Daily life in Granbury

    Everyday places mapped inside Granbury, from Overture Maps. Well-known spots include City Park, Shanley Park, Hewlett Park.

    The average one-way commute is 31 minutes, 15% longer than the Texas average. 14% of workers work from home. Fewer than 3% walk, bike or take transit to work, so plan on driving for almost everything.

    The median household income is $73,516, income per person is $45,216, unemployment is 2.7% and 31% of adults hold a bachelor's degree.

    Grocery stores
    8
    Pharmacies
    8
    Restaurants
    159
    Cafes
    13
    Bars
    14
    Parks
    19
    Gyms
    18
    Hospitals and urgent care
    11
    Childcare
    6
    Libraries
    1

    Jobs, income and education

    MeasureHereTexasUS
    Median household income6% lower than Texas$73,516$78,476$80,734
    Income per person11% higher than Texas$45,216$40,752$44,673
    Unemployment rate3 points lower than Texas2.7%5.3%5.2%
    People below the poverty line7 points lower than Texas6.9%14%12%
    Adults with a bachelor's degree or higher3 points lower than Texas31%34%36%
    Adults with a high school diploma or higher5 points higher than Texas91%86%90%
    Adults 18 to 64 without health insurance8 points lower than Texas12%20%11%
    Homes with broadband internetAbout the same as Texas91%91%91%

    Getting to work

    MeasureHereTexasUS
    Average commute15% higher than Texas31 min27 min26 min
    Workers who work from homeAbout the same as Texas14%14%15%
    Workers who work from home14%
    Workers who take transit0%
    Workers who walk0.6%
    Workers who bike0%

    Who lives in Granbury

    Under 1817%
    18 to 3420%
    35 to 6433%
    65 and over30%

    Median age 51.0 years. 23% of households have children.

    Race and ethnicity
    White85%
    Hispanic or Latino9.8%
    Black1.2%
    Asian1.0%
    Other or more than one race3.2%

    Shown for information only. It is never part of any grade.

    Weather in Granbury

    Granbury has a hot Texas climate. July highs average 97°F and January lows about 31°F. There are about 105 days a year at 90°F or above, and about 35 inches of rain a year.

    Average monthly high and low temperatures in Granbury30°50°70°90°57J62F69M76A83M92J96J96A89S79O67N58DRain

    Average daily high and low by month, °F, with rain below. NOAA 1991 to 2020 normals from Granbury 5n, 5 mi away. Orange months average 90°F or more.

    Natural hazard risk

    FEMA's National Risk Index says river flooding risk is high, hurricane risk is moderate, tornado risk is very high and hail risk is very high. Before you buy, look up the FEMA flood zone for the exact address and get a flood insurance quote, since standard home policies do not cover floods.

    • River floodingHigh
    • HurricanesModerate
    • TornadoesVery high
    • HailVery high
    • Heat wavesVery high
    • WildfiresVery high
    • Winter stormsModerate
    • Strong windVery high

    Source: FEMA National Risk Index, December 2025, Census tract level averaged for the city. Check the FEMA flood map for any address before you buy.

    Places near Granbury

    Nearby, Oak Trail Shores gets a D-, Canyon Creek gets an A- and DeCordova gets an A. Each is graded against Texas places of its own size, so a small town and a big city can both earn an A.

    1. D-Oak Trail ShoresTown, 3,040 people4 mi
    2. A-Canyon CreekTown, 1,646 people5 mi
    3. ADeCordovaTown, 3,152 people6 mi
    4. B-TolarTown, 1,585 people8 mi
    5. A-Pecan PlantationTown, 6,452 people10 mi
    6. D+Western LakeTown, 1,165 people12 mi

    Living in Granbury: common questions

    Is Granbury, TX a good place to live?

    We give Granbury a C+. It ranks 96th of 192 Texas cities of 10,000 to 50,000 people. It does best on jobs and income and schools, and trails on getting around and home ownership.

    How much does it cost to live in Granbury?

    Median rent in Granbury is $1,386 a month, about the same as the Texas median. The median home is worth $315,800, 11% higher than the Texas median. A median home costs 4.3x the median household income, compared with 3.6x across Texas. With 20% down at a 7.28% rate, the monthly payment on a median home is about $2,068, including property tax.

    Is Granbury safe?

    In 2025, Granbury Police Department reported 156 violent crimes per 100,000 people, 60% lower than the Texas rate. Property crime was 3,523 per 100,000, 69% higher than the Texas rate.

    Are the schools good in Granbury?

    We found 7 rated public school campuses inside Granbury. 71% are rated A or B by the Texas Education Agency. Its schools score is 62 of 100 compared with other Texas cities of 10,000 to 50,000 people.

    What are the best neighborhoods in Granbury?

    Based on our scores, the top-rated areas in Granbury are East Granbury, Central Granbury and Wright-Henderson-Duncan House. We score 4 areas in the city.

    Does Granbury flood?

    FEMA rates river flooding risk in Granbury as high, and coastal flooding as not rated. Hazards rated high or very high here: river flooding, tornadoes, heat waves, hail, wildfires and strong wind. Always check the flood map for a specific address before you buy.

    What is the weather like in Granbury?

    Summers in Granbury peak at about 97°F in July, and January nights fall to about 31°F. Expect around 105 days a year at 90°F or hotter, and 35 inches of rain.

    How long is the commute in Granbury?

    The average one-way commute is 31 min, 15% higher than the Texas average. About 14% of workers work from home.

    Sources: US Census Bureau 2020-2024 ACS 5-year and 2025 population estimates, CDC PLACES 2025, Texas Education Agency 2025 ratings, FBI Crime Data Explorer, FEMA National Risk Index, NOAA climate normals, HUD fair market rents, Overture Maps. Updated 2026-10-04. How we grade.